215 E 13th Street Spencer, IA $ 99,500
215 E 13th Street
$ 99,500
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215 E 13th Street

Spencer, IA, 51301
$ 99,500
Bedrooms2 Baths1.0 Sq 792

Monthly Estimate*

$ 628

215 E 13th Street, Spencer, IA 51301 - Image 1
215 E 13th Street, Spencer, IA 51301 - Image 2
215 E 13th Street, Spencer, IA 51301 - Image 3
215 E 13th Street, Spencer, IA 51301 - Image 4
215 E 13th Street, Spencer, IA 51301 - Image 5
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215 E 13th Street, Spencer, IA 51301 - Image 7
215 E 13th Street, Spencer, IA 51301 - Image 8
215 E 13th Street, Spencer, IA 51301 - Image 9
215 E 13th Street, Spencer, IA 51301 - Image 10
215 E 13th Street, Spencer, IA 51301 - Image 11

Single Family Home for sale in Spencer, IA

for $99,500 with 2 bedrooms and 1 full bath. This 792 square foot home was built in 1948 on a lot size of 0.17.

Simply Practical. With everything on one level and no steps to navigate, this Spencer home keeps everyday living easy. The living room provides plenty of space to settle in and flows into the kitchen, while the 3-season room adds a little something extra for enjoying the changing seasons. Main-floor laundry keeps things convenient, while the bathroom features a walk-in shower. The tandem 2-car attached garage offers added room for parking and storage. Simple, functional, and conveniently located near the hospital, this home offers a little more than you might expect.

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Single Family Active

Price

$ 99,500

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,526

Style

Ranch

Lot Size

0.17

Year Built

1948

Town/City

Spencer

County/Region

Clay

MLS | Web ID

261000

Features
Interior
Interior Features Garage Door Opener Main Floor Bedrooms Main Floor Laundry
Furnished Y/N No
Total Baths 1
Full Baths 0
Bath Description Main Floor 3/4 Bath
1/4 Baths 0
Basement Features None
Basement Style None
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General
Sewer Public Sewer
Construction Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Range/Stove Refrigerator
Flood Zone No
Number of Garage Spaces 2
School District Spencer
Electric Breakers
Architectural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Yearly Taxes 1526
Tax Year 2025
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 7500
Construction Materials Wood Siding
Primary City Spencer
Year Built 1948
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 792
DOM 0
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 125.63
Public Remarks Simply Practical. With everything on one level and no steps to navigate this Spencer home keeps everyday living easy. The living room provides plenty of space to settle in and flows into the kitchen
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Exterior
Exterior Features Driveway-Concrete
Waterfront 0
Garage Type Attached
Garage Capacity 12 x 40
Other Structures Storage
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Kelly Bierl

Listing Agent

Hometown Realty

Broker

(712) 260-5711

Phone

kelly@byhometown.com

Email

Affordability Calculator

$755
Per Month
83%
17%
0%
Monthly Principal & Interest
$628
Monthly Property Taxes
$127
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/13/2026$99,500 Listed Price

Map


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215 E 13th Street, Spencer, IA, 51301 is a Single Family Home for sale at $99,500 with 792 sqft and a lot size of 0.17. 215 E 13th Street has 2 bedrooms, 1.0 baths, and was built in 1948. The property's zip code is 51301 which is in Spencer, IA