38W686 Ridgewood Lane Elgin, IL $ 539,000
38W686 Ridgewood Lane
$ 539,000
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38W686 Ridgewood Lane

Elgin, IL, 60124
$ 539,000
Bedrooms3 Baths2.0 Sq 2,557

Monthly Estimate*

$ 3,403

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Single Family Home for sale in Elgin, IL

for $539,000 with 3 bedrooms and 2 full baths. This 2,557 square foot home was built in 1971 on a lot size of 0.94.

Welcome to this beautifully maintained home in a quiet, highly desirable neighborhood where thoughtful updates and major improvements provide peace of mind for years to come. The new roof complements an extensive list of recent upgrades, including a Carrier HVAC system and water heater, both replaced in 2017. The sump pump with battery backup was replaced in 2024, along with a brand-new well and whole-home water filtration system. The home features Pella windows, replaced in 2017, with a transferable warranty. All appliances were replaced in 2025, including the dishwasher, oven, beverage refrigerator, microwave, and refrigerator. Both fireplaces have been converted to gas, adding warmth and convenience. Enjoy the outdoors with a pool replaced in 2019 and a brand-new liner installed this year. Three composite rear decks were also replaced, representing approximately $20,000 in improvements and creating the perfect setting for entertaining or relaxing. The driveway was completely torn out and replaced in 2021 and has been freshly seal coated. Inside, the upstairs bathroom was completely remodeled in 2018, while the kitchen was remodeled in 2013. Every major area of the home reflects pride of ownership and ongoing investment. The location is truly hard to beat-just minutes from Routes 90 and 20, while tucked away in a beautiful, peaceful neighborhood. Residents can also enjoy the neighborhood lake, which is maintained for neighbors and features a brand-new pier and benches. This is a home where extensive updates, outdoor enjoyment, and an exceptional location come together beautifully.

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Single Family Active

Price

$ 539,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 8,541

Style

Lot Size

0.94

Year Built

1971

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12731974

Features
General
Living Area 2557
Sewer Septic Tank
Heating Natural Gas
Cooling Central Air
Possession Closing
Garage Spaces 2
Association Fee Includes None
Construction Materials Brick
Year Built 1971
Township Elgin
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Total Rooms 8
Full Baths 2
Status New
Directions Randall Rd to Highland Ave west to Coombs Rd north to Brindlewood Ln east to Ridgewood Ln south to home.
City Elgin
High School District 46
MLS Area Elgin
Tax Annual Amount 8541
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
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Interior
Basement Partially Finished Full
Half Baths 0
Total Bedrooms 3
Room Type Office
Total Baths 2
Bedrooms Possible 3
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Exterior
Parking Features Yes Attached Garage
Water Source Well
Total Parking 2
Lot Dimensions 100x409.5
Lot Size Acres 0.94
Waterfront Y/N N
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* Excluded Features
List By
Exp Realty - Chicago North Ave

Broker

mahucek@gmail.com

Email

Affordability Calculator

$4,115
Per Month
83%
17%
0%
Monthly Principal & Interest
$3,403
Monthly Property Taxes
$712
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
567545 Elementary School
566729 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/13/2026$539,000 Listed Price

Map


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38W686 Ridgewood Lane, Elgin, IL, 60124 is a Single Family Home for sale at $539,000 with 2,557 sqft and a lot size of 0.94. 38W686 Ridgewood Lane has 3 bedrooms, 2.0 baths, and was built in 1971. The property's zip code is 60124 which is in Elgin, IL