127 S River Street Montgomery, IL $ 365,000
127 S River Street
$ 365,000
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127 S River Street

Montgomery, IL, 60538
$ 365,000
Bedrooms2 Baths2.0 Sq 1,224

Monthly Estimate*

$ 2,305

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Single Family Home for sale in Montgomery, IL

for $365,000 with 2 bedrooms and 2 full baths. This 1,224 square foot home was built in 1910 on a lot size of 0.2755.

Perched high above the banks of the Fox River, this beautifully restored century-old home offers a rare combination of historic character, thoughtful craftsmanship, and waterfront living. Extensively renovated after 2019, the home was taken down to the studs while carefully preserving the charm that makes it so special. The renovation included updated electrical and plumbing, increased ceiling heights, two completely remodeled bathrooms, a new kitchen, and extensive updates throughout. Additional improvements include air conditioning installed in 2020, cedar siding painted in 2021, and a new roof in 2023. Step inside through the covered front porch, where oversized windows fill the space with afternoon sunlight. The open living and dining areas are warm and inviting, anchored by a wood burning stove that adds to the home's character. The kitchen blends rustic craftsmanship with modern finishes, featuring cabinet fronts made from approximately 100-year-old reclaimed barn wood, White Oak butcher block countertops, a glass tile backsplash, and stainless steel appliances. A custom Craftsman-style Red Oak staircase with built-in bookshelves leads upstairs, where the home's character continues. The primary bedroom features vaulted ceilings, exposed beams with a walk in closet and a beautifully finished full bathroom. The bath includes a handmade live-edge Black Walnut vanity top along with reclaimed barn wood cabinetry. A second bedroom provides additional space for guests, family, or a home office. Outside is where the lifestyle really takes over. A six-foot privacy fence, brick paver patio, pergola, and terraced landscaping create multiple spaces to relax and entertain. Follow the nearly 250-foot-deep property toward the Fox River and you'll find one of the home's true highlights: a four-season river room and party deck overlooking the water. Spend summer evenings around the fire, launch a kayak, cast a fishing line, entertain friends by the river, or simply sit back and enjoy the view. With the Fox River and nearby trail system just outside your backyard, this is the kind of home that can make every weekend feel like a getaway. Whether you're looking for a full-time residence or your own waterfront retreat, this is a truly unique opportunity to own a home where more than a century of character meets modern living on the Fox River.

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Single Family Active

Price

$ 365,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 5,264

Style

Lot Size

0.2755

Year Built

1910

Town/City

Montgomery

County/Region

Kendall

MLS | Web ID

12694680

Features
General
Living Area 1224
Sewer Public Sewer
Heating Natural Gas Steam Radiator(s) Zoned
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Stainless Steel Appliance(s) Gas Oven
Garage Spaces 1
Association Fee Includes None
Construction Materials Cedar
Year Built 1910
Electric Circuit Breakers 100 Amp Service
Township Aurora
Tax Year 2025
Ownership Fee Simple
Community Features Water Rights Curbs Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Total Rooms 6
Full Baths 2
Status New
Directions Route 30 to Lake Street to Aucutt to River. (Mill bridge is closed for repairs during August otherwise Route 25 to Mill St to River would have worked. If you come down Route 25 just follow the detour
High School West Aurora High School
City Montgomery
High School District 129
MLS Area Montgomery
Elementary School Nicholson Elementary School
Tax Annual Amount 5264.6
Middle/Junior High School Washington Middle School
Additional Parcels Y/N N
Standard Status Active
Middle/Junior School District 129
Elementary School District 129
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Interior
Basement Unfinished Full
Total Fireplaces 1
Fireplace Features Wood Burning
Half Baths 0
Total Bedrooms 2
Room Type Enclosed Porch Heated Walk In Closet Sun Room
Total Baths 2
Bedrooms Possible 2
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Exterior
Parking Features Asphalt Brick Driveway Side Driveway Garage Door Opener Yes Garage Owned Detached Garage
Lot Features Water Rights Wooded Mature Trees Backs to Public GRND Backs to Open Grnd Adjoins Government Land Views Sloped
Water Source Public
Total Parking 1
Foundation Details Block Concrete Perimeter
Lot Dimensions 50X235
Lot Size Acres 0.2755
Waterfront Y/N Y
Other Equipment CO Detectors Ceiling Fan(s) Water Heater-Gas
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* Excluded Features
List By
Keller Williams Infinity

Broker

jaystallone.re@gmail.com;jaystallone.re@gmail.com

Email

Affordability Calculator

$2,743
Per Month
84%
16%
0%
Monthly Principal & Interest
$2,305
Monthly Property Taxes
$439
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5488149 Elementary School
566443 Middle School
West Aurora High School High School
Pricing History
DatePricePrice ChangeDescription
8/13/2026$365,000 Listed Price

Map


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127 S River Street, Montgomery, IL, 60538 is a Single Family Home for sale at $365,000 with 1,224 sqft and a lot size of 0.2755. 127 S River Street has 2 bedrooms, 2.0 baths, and was built in 1910. The property's zip code is 60538 which is in Montgomery, IL