97 Ontario Street Oswego, NY ^$ 164,900

97 Ontario Street

^$ 164,900

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Recently Listed

97 Ontario Street

Oswego, NY, 13126

^$ 164,900

Bedrooms4 Baths1.0 Sq 1,144

Monthly Estimate*

^$ 1,041

97 Ontario Street, Oswego, NY 13126 - Image 1

97 Ontario Street, Oswego, NY 13126 - Image 2

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97 Ontario Street, Oswego, NY 13126 - Image 8

97 Ontario Street, Oswego, NY 13126 - Image 9

97 Ontario Street, Oswego, NY 13126 - Image 10

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Single Family Home for sale in Oswego, NY

for $164,900 with 4 bedrooms and 1 full bath. This 1,144 square foot home was built in 1930 on a lot size of 0.0788.

Nicely positioned on Oswego’s west side, this versatile 4-bedroom neighborhood home presents an exceptional turn-key opportunity for both owner-occupants and investors alike. Currently generating reliable rental income, the property boasts spacious living areas, a large bathroom, convenient first-floor laundry, a main-level bedroom, and a very spacious eat-in kitchen with ample storage. Outside, enjoy summers on the porch, the convenience of off-street parking, a modest backyard, and a highly walkable location close to local amenities. Delivering 10% CAP rate, this is a proven, high-performing investment ready for its next chapter.

Single Family Active

Price

^$ 164,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,948

Style

Colonial

Lot Size

0.0788

Year Built

1930

Town/City

Oswego

County/Region

Oswego

MLS | Web ID

S1706832

Features

Interior

Interior Amenities EatInKitchen KitchenIsland BedroomOnMainLevel

Basement Full

Flooring Tile Varies Vinyl

Total Fireplaces 0

Total Stories 1

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 0

Laundry Features MainLevel

Total Bedrooms 4

Main Level Bedrooms 1

Main Level Bathrooms 1

Total Baths 1

General

Sewer Connected

Heating Gas ForcedAir

Utilities SewerConnected WaterConnected

Possession CloseOfEscrow SubjectToTenantRights

Appliances Dishwasher ElectricOven ElectricRange GasWaterHeater Refrigerator

Garage Spaces 0.0

Architectural Style Colonial

Construction Materials AluminumSiding Frame

School District Oswego

Year Built 1930

Township Not Applicable

Property Subtype SingleFamilyResidence

County Oswego

Property Type Residential

Garage Y/N No

Total Rooms 6

Full Baths 1

Status Active

City Oswego

Senior Community Y/N No

High School District Oswego

Number Of Units Total 0

MLS Area Oswego-City-351200

Lot Size Units Acres

Lot Size Square Feet 3432.0

Year Built Details Existing

Tax Annual Amount 2948.0

Property Condition Resale

Virtual Tour https://www.propertypanorama.com/instaview/syr/S1706832 https://www.propertypanorama.com/instaview-tour/syr/S1706832

Standard Status Active

Middle/Junior School District Oswego

Elementary School District Oswego

Tax Assessed Value 102000

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 45

Exterior

Exterior Amenities BlacktopDriveway ConcreteDriveway

Parking Features NoGarage

Lot Features Rectangular RectangularLot ResidentialLot

Water Source Connected Public

Lot Size Area 0.0788

Foundation Details Stone

Building Area Total 1144.0

Lot Dimensions 33X104

Lot Size Acres 0.0788

Waterfront Y/N No

Road Frontage Type CityStreet

Internal Only

Street Number 1 97

* Excluded Features

List By

Century 21 Galloway Realty

Broker

(315) 342-2111

Phone

Affordability Calculator

$1,287

Per Month

Monthly Principal & Interest: $1,041
Monthly Property Taxes: $246
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Oswego, NY

Average List Price ^$225,814

Percent of Sale Price 37%

About Oswego, NY

37,118 Population

0% Since 2002

^$48,154 Median Income

34.03 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

247206 Elementary School

246997 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/13/2026	$164,900		Listed Price

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97 Ontario Street, Oswego, NY, 13126 is a Single Family Home for sale at $164,900 with 1,144 sqft and a lot size of 0.0788. 97 Ontario Street has 4 bedrooms, 1.0 baths, and was built in 1930. The property's zip code is 13126 which is in Oswego, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, powered by CNYIS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker's Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this site's owner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

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97 Ontario Street

Single Family Home for sale in Oswego, NY

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