507 Useppa Captiva, FL $ 895,000
507 Useppa
$ 895,000
Recently Listed
Open House 8/15 10:30am - 2:30pm
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507 Useppa

Captiva, FL, 33924
$ 895,000
Bedrooms3 Baths2.0 Sq 1,606

Monthly Estimate*

$ 5,651

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Single Family Home for sale in Captiva, FL

for $895,000 with 3 bedrooms and 2 full baths. This 1,606 square foot home was built in 1980 on a lot size of 0.051.

“Fancy Free Cottage” is located along the northwestern shoreline of Useppa Island and possesses many of the qualities that make for a quaint and private island retreat. This attached villa features three bedrooms and two baths encompassing more than 1,600 square feet of air-conditioned living space. From the moment you approach the front door, the difference is apparent: the end-unit setting offers additional openness and privacy, with lush tropical landscaping in place of the neighboring residence found alongside interior units. Situated just steps from the shoreline, its position provides expansive water views to the north and west, along with magnificent sunsets overlooking Boca Grande and Charlotte Harbor in the distance. Those waters and surrounding islands are easily accessible, as ownership of this unit includes the right to dock a boat of up to 24 feet at a nearby community dock at no additional cost. Through the front door, you are greeted by an open and light-filled living area overlooking the northwesterly water views through impact-rated sliding doors. The living room is spacious enough to accommodate a variety of dining and seating arrangements and also features a fireplace and bar. Adjacent to the living room is a full kitchen with breakfast bar, providing added functionality for entertaining while maintaining a convenient and manageable footprint. The Primary Bedroom is situated on the east side of the first of two living floors and offers ample storage along with a recently renovated ensuite bathroom. Direct access to the wraparound deck is provided through classic multipaned French doors, where privacy and a tropical setting come together. The deck provides ample room for a jacuzzi, should the new owner desire one, or for a complement of patio furniture for outdoor entertaining and relaxation. Upstairs are two additional bedrooms joined by a Jack-and-Jill bathroom. The western bedroom possesses bird’s-eye views over the water through impact-rated sliding doors, and those views come to life the moment you step through the sliders onto the private open balcony. The bathroom is both functional and charming, with classic coastal décor and a private water closet and bath that can be closed off with pocket doors. The easterly guest room is quaint yet spacious enough to accommodate guests of all ages and would also serve well as an office or exercise room. With this floor plan, it is not uncommon for the western guest room to become the Primary Bedroom, while the eastern guest room serves as a Primary office or den. “Fancy Free Cottage” has received a wide range of updates and thoughtful attention in recent years, creating a truly move-in-ready property without the need for renovation or significant additional work. Its location and position provide a sense of waterfront living, complete with expansive water views and convenient dockage amid a lush tropical setting—all within a quaint and manageable package offered below $1,000,000.

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Open House

8/15/2026 10:30 AM - 2:30 PM
8/16/2026 10:30 AM - 2:30 PM
507 Useppa Captiva, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 895,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 8,310

Style

Two Story, Duplex

Lot Size

0.051

Year Built

1980

Town/City

Captiva

County/Region

Lee

MLS | Web ID

2026034128

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Not Available High Speed Internet Available Underground Utilities
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Electric Cooktop Freezer Disposal Microwave Refrigerator Self Cleaning Oven Washer
HOA Fee 0
Garage Spaces 0
Association Fee Includes Other Recreation Facilities Road Maintenance Street Lights Trash
Patio/Porch Features Balcony Deck Open Patio Porch
Architectural Style Two Story Duplex
Pool Features Community
Security Features Smoke Detector(s)
Construction Materials Vinyl Siding Wood Frame
Pets Allowed Call Conditional
Year Built 1980
View Bay Landscaped Mangroves Water
Stories Count 2
Levels Two
Property Subtype Attached
Tax Year 2025
Ownership Single Family
Waterfront Features None Across the Road Water Frontage
Community Features Boat Facilities
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities Bocce Court Boat Dock Marina Fitness Center Other Playground Private Membership Pool Restaurant Spa/Hot Tub See Remarks Tennis Court(s) Trail(s)
HOA false
Subdivision Name USEPPA ISLAND
Facing Direction Southeast
Garage Y/N false
Other Structures Guest House Attached
Total Rooms 0
Full Baths 2
Status Active
Directions This property is located on an island without bridges or roads and a boat is required for access. Please contact listing agent to discuss the options available and specific instructions to access the property.
City Useppa Island
Disclosures Deed Restriction RV Restriction(s)
Land Lease Amount 0
Senior Community Y/N false
Zoning Description RM-2
MLS Area OI01 - Outer Islands
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Property Attached Y/N true
Tax Annual Amount 8310.86
Property Condition Resale
Virtual Tour https://marketing.realogy.imprev.net/03/452103/148766744/
Structure Type Duplex
Standard Status Active
Tax Lot 7
Property Sub Type Additional Attached Duplex Villa
Legal Description USEPPA VILLAGE E 1/2 LOT VIII AS DESC IN OR 1465 PG 0255
HOA Fee 3 0
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Interior
Interior Amenities Built-in Features Bedroom on Main Level Fireplace Main Level Primary Other Shower Only Separate Shower Bar Window Treatments Split Bedrooms
Flooring Other
Furnished Y/N Furnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Other Impact Glass Window Coverings
Fireplace Y/N true
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Entry Level 1
Room Type Bathroom Guest Quarters Other
Total Baths 2
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Exterior
Exterior Amenities Deck Other Patio Storage
Lot Features Irregular Lot
Water Source Public
Lot Size Area 0.051
Foundation Details Pillar/Post/Pier Raised
Spa false
Building Area Total 1822
Lot Dimensions 31 x 80 x 37 x 65
Lot Size Acres 0.051
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 0
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* Excluded Features
List By
Rogan White

Listing Agent

Century 21 Sunbelt Realty

Broker

barrierislandbroker@gmail.com

Email

Affordability Calculator

$6,344
Per Month
89%
11%
0%
Monthly Principal & Interest
$5,651
Monthly Property Taxes
$693
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/13/2026$895,000 Listed Price

Map


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507 Useppa, Captiva, FL, 33924 is a Single Family Home for sale at $895,000 with 1,606 sqft and a lot size of 0.051. 507 Useppa has 3 bedrooms, 2.0 baths, and was built in 1980. The property's zip code is 33924 which is in Captiva, FL