521 Mercer Street
Albany, NY, 12208 $ 320,000
Bedrooms4 Baths2.0 Sq 1,780 Monthly Estimate*
$ 2,021
for $320,000 with 4 bedrooms and 2 full baths. This 1,780 square foot home was built in 1920 on a lot size of 0.08.
Character, charm, and an unbeatable Albany location come together at 521 Mercer Street! This spacious 4-bedroom, 2-full-bath home is anything but ordinary, offering the warmth and architectural personality that's hard to find in newer homes, all while providing modern comforts like central air conditioning. Step inside to discover beautiful hardwood floors, classic details, spacious rooms, and character-filled living spaces with plenty of room to spread out. The flexible floor plan offers endless possibilities, whether you're entertaining, creating a dedicated home office, hosting guests, or simply looking for a home with room to grow. Enjoy even more living space outdoors. Start your morning with coffee on the charming covered porch (both in front and back), then head out to your fully fenced backyard, a private outdoor space perfect for gardening, pets, entertaining, and relaxing. Location is a standout here! Situated directly across from Albany Medical Center and close to Washington Park, downtown Albany, restaurants, shopping, colleges, entertainment, public transportation, and major roadways, this centrally located Albany home puts the best of the city and Capital Region within easy reach. If you've been searching for a spacious home with classic charm, and an exceptionally convenient location near Albany Medical Center, 521 Mercer Street deserves your attention. Come experience the character, space, and location that make this home truly special!
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FeaturesInteriorInterior Amenities Built-in Features
Basement Heated
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1780.0
Half Baths 0
Laundry Features In Basement
Total Bedrooms 4
Below Grade Finished Area 0.0
Below Grade Finished Area Source Tax Bill
Above Grade Finished Area Source Tax Bill
Total Baths 2
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GeneralSewer Public Sewer
Heating Hot Water Natural Gas
Cooling Central Air
Utilities Cable Available
Possession At Closing
Roof Slate
Appliances Refrigerator Washer/Dryer
Garage Spaces 0.0
Patio/Porch Features Rear Porch Front Porch
Architectural Style Traditional
Security Features Smoke Detector(s) Carbon Monoxide Detector(s)
Construction Materials Vinyl Siding
Year Built 1920
Electric 200+ Amp Service Circuit Breakers
Property Subtype Single Family Residence
County Albany
New Construction N
Property Type Residential
HOA N
Garage Y/N N
Total Rooms 10
Full Baths 2
Status Active
Directions from Western Ave R on Quail St L on Mercer St house is on the Left.
High School Albany
City Albany
Entry Location First
High School District Albany
Lot Size Units Acres
Lot Size Square Feet 3484.8
Carport Y/N N
Elementary School New Scotland Elementary
Land Lease Y/N N
Tax Annual Amount 5948.56
Home Warranty Y/N N
Property Condition Updated/Remodeled
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 13.000
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ExteriorExterior Amenities None
Fencing Back Yard
Water Source Public
Lot Size Area 0.08
Spa N
Lot Size Acres 0.08
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByKristen ShwenListing Agent
Miranda Real Estate Group IncBroker
kristensells518@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,021
- Monthly Property Taxes
- $496
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Albany, NY
Average List Price $321,527
Percent of Sale Price 0%
About Albany, NY 99,338 Population
4% Since 2002
$ 44,478 Median Income
33.63 Median Age
18% Households with Children
Trends Information provided by ATTOM Data Solutions.
3041326 Elementary School
853351 Middle School
Albany High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/13/2026 | $320,000 | | Listed Price |