1270 Tongue Cove Drive
Lusby, MD, 20657 $ 375,000
Bedrooms4 Baths2.1 Sq 2,624 Monthly Estimate*
$ 2,368
for $375,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,624 square foot home was built in 1988 on a lot size of 1.12.
Exceptional Value with Significant Recent Updates! This property presents an outstanding opportunity for buyers looking to build equity quickly with a home priced below market value. Formerly used as a rental, the home is being sold AS-IS, with inspections for informational purposes only. However, many of the home's major improvements were completed in 2025, including a new HVAC exterior unit, luxury vinyl plank flooring, tile, carpet, kitchen countertops, dishwasher, refrigerator, and range. Much of the interior was also freshly painted, the roof is 12 years old and two new 2,000-gallon holding tanks were installed, eliminating the need for septic drain fields. This spacious two-story Colonial offers over 2,600 square feet of above-grade living space, featuring generously sized bedrooms, a first-floor laundry/mudroom, gas fireplace, and an oversized recreation/game room that provides flexible living and entertaining space. Outside, enjoy more than an acre of fully fenced privacy. The large rear deck overlooks a second fenced area and a peaceful tree-lined backdrop. Situated at the end of a quiet no-thru street in a waterfront community with no HOA fees, the property also features a large paved driveway with ample parking for multiple vehicles, boats, RVs, or other equipment. Priced below tax-assessed value, the list price already reflects the property's current condition, making this an excellent opportunity for buyers seeking a well-priced home with substantial recent updates.
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FeaturesGeneralLiving Area 2624
Sewer Holding Tank
Heating Heat Pump(s)
Cooling Other
Possession 0-30 Days CD
Roof Shingle
Appliances ENERGY STAR Refrigerator ENERGY STAR Dishwasher Six Burner Stove
Zoning R
Patio/Porch Features Deck(s)
Architectural Style Colonial
Construction Materials Frame
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1988
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County CALVERT
New Construction N
Property Type Residential
HOA N
Subdivision Name HELLEN CREEK
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions From Rt. 4 turn onto Mill Bridge/Coster Rd. and make an immediate left onto Coster Rd. Follow Coster Rd. for 1.8 miles then make a right onto Tongue Cove Lane. At the stop sign turn right onto Tongue
City LUSBY
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 48952.00
Tax Annual Amount 4359.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 142.91
Additional Parcels Y/N N
Historic Y/N N
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision HELLEN CREEK SUB
Tax Lot 9C
Association Recreation Fee N
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InteriorInterior Amenities Family Room Off Kitchen Formal/Separate Dining Room
Heating Fuel Electric Central
Flooring Luxury Vinyl Plank Hardwood Carpet
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2624
Half Baths 1
Central Air Y/N N
Total Bedrooms 4
Below Grade Finished Area 0
Room Type Dining Room Family Room Great Room
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorExterior Amenities Outbuilding(s)
Pool No Pool
Fencing Fully
Lot Features Backs to Trees Cul-de-sac No Thru Street Private Secluded
Water Source Private Well
Type of Parking Driveway Off Site
Foundation Details Block
Spa N
Water View Y/N N
Lot Size Acres 1.12
Lot Size Source Assessor
Waterfront Y/N N
Horse Y/N N
Land Assessed Value 119500.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByO'brien Realty Era PoweredBroker
realtorvanessagill@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,368
- Monthly Property Taxes
- $363
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Lusby, MD
Average List Price $450,950
Percent of Sale Price 20%
About Lusby, MD 2,003 Population
14% Since 2002
$ 80,299 Median Income
37.99 Median Age
34% Households with Children
Trends Information provided by ATTOM Data Solutions.
3533427 Elementary School
3535903 Middle School
Patuxent High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/12/2026 | $375,000 | | Listed Price |