345-349 4th Street Troy, NY ^$ 280,000

345-349 4th Street

^$ 280,000

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Recently Listed

345-349 4th Street

Troy, NY, 12180

^$ 280,000

Bedrooms4 Baths2.0 Sq 2,210

Monthly Estimate*

^$ 1,768

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Multi-Family Home for sale in Troy, NY

for $280,000 with 4 bedrooms and 2 full baths. This 2,210 square foot home was built in 1910 on a lot size of 0.13.

Excellent opportunity to own an oversized two-family home on a corner lot with a huge fenced-in yard backing to the Posten Kill Creek. With approximately 2,210 square feet of living space, this property offers flexibility for an owner occupant or investor. The second unit is currently vacant, providing an excellent opportunity for an owner occupant to move in while the first-floor unit remains tenant occupied on a month-to-month lease. Combined annual rental income potential for both units is approximately $34,200! This offers a great opportunity to offset your mortgage or add to your investment portfolio. The large fenced-in lot, corner location, creek-side setting, and spacious two-family layout make this a unique opportunity in Troy. Whether you're looking to owner occupy, invest, or add value over time, this property offers plenty of possibilities.

Multi-Family Active

Price

^$ 280,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 4,538

Style

Traditional

Lot Size

0.13

Year Built

1910

Town/City

Troy

County/Region

Rensselaer

MLS | Web ID

202623814

Features

General

Sewer Public Sewer

Heating Forced Air Natural Gas

Possession At Closing

Garage Spaces 0.0

Architectural Style Traditional

Construction Materials Vinyl Siding

Year Built 1910

Property Subtype Duplex

Waterfront Features Creek

County Rensselaer

New Construction N

Property Type MultiFamily

HOA N

Full Baths 2

Status Active

Directions Spring Ave to Ida St to 4th. House sits on the corner lot.

City Troy

Body of Water Poesten Kill

High School District Troy

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 5662.8

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 4538.28

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 7.000

Interior

Basement Exterior Entry Full Unfinished

Basement (Y/N) N

Heating Y/N Y

Above Grade Finished Area 2210.0

Half Baths 0

Total Bedrooms 4

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

Exterior

Exterior Amenities None

Fencing Perimeter

Water Source Public

Lot Size Area 0.13

Spa N

Lot Size Acres 0.13

Waterfront Y/N Y

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 345349

* Excluded Features

List By

Alison Marie Holmes

Listing Agent

Howard Hanna Capital Inc

Broker

(518) 772-8787

Phone

alisonholmes1226@gmail.com

Affordability Calculator

$2,146

Per Month

Monthly Principal & Interest: $1,768
Monthly Property Taxes: $378
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Troy, NY

Average List Price ^$448,410

Percent of Sale Price 60%

About Troy, NY

50,164 Population

2% Since 2002

^$41,523 Median Income

33.3 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853469 Elementary School

853213 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/12/2026	$280,000		Listed Price

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345-349 4th Street, Troy, NY, 12180 is a Multi-Family Home for sale at $280,000 with 2,210 sqft and a lot size of 0.13. 345-349 4th Street has 4 bedrooms, 2.0 baths, and was built in 1910. The property's zip code is 12180 which is in Troy, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 8/12/2026.

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345-349 4th Street

Multi-Family Home for sale in Troy, NY

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