60 Top Ridge Trail White Lake, NY $ 3,595,000
60 Top Ridge Trail
$ 3,595,000
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60 Top Ridge Trail

White Lake, NY, 12786
$ 3,595,000
Bedrooms4 Baths5.3 Sq 5,760

Monthly Estimate*

$ 22,699

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Single Family Home for sale in White Lake, NY

for $3,595,000 with 4 bedrooms and 5 full baths, 3 half baths. This 5,760 square foot home was built in 2010 on a lot size of 5.5.

Discover the Mayfly Inn at The Chapin Estate, an Adirondack-inspired lakefront sanctuary where rustic elegance meets refined leisure. Tucked within a private natural setting, this exceptional compound has been thoughtfully curated for those who value craftsmanship, comfort, and the timeless allure of waterfront living. From the moment you arrive, Mayfly Inn reveals itself in layers. Warm wood tones, lodge-style architecture, and bespoke details create an atmosphere that feels both elevated and effortless. The main living spaces are designed for gathering—grand yet inviting, with a natural flow that encourages conversation, connection, and quiet moments by the fire. Beyond the traditional bedrooms, the home offers additional bunkrooms and flexible recreational spaces, ideal for hosting extended family, creating a wing, or accommodating guests with ease and sophistication. Curated furnishings ensure the home is ready to enjoy from the very first day. Exceptional features of this home include a full dog wash station, billiard's corner, full bar in lower den with lake view and a stone archway leading to an artfully designed wine cellar. Outdoors, the property is truly a private resort. An oversized connecting breezeway serves as a covered deck for outdoor dining and fireside chats. In the distance, a dock extends into the waters of the Toronto Reservoir, offering a front-row seat to sunrise paddles, afternoon swims, and evenings when the lake turns to glass. The grounds are enriched with thoughtful amenities, including a charming putting green perfect for leisurely practice or friendly competition. A 4-seater ATV makes navigating these 5 acres a breeze. Every corner of Mayfly Inn is designed to elevate the experience of being here—whether it’s a summer weekend filled with laughter, a crisp autumn escape, or a winter retreat where the world feels wonderfully still. This is more than a lake house; it’s a place where memories gather, traditions deepen, and the beauty of the Catskills becomes part of your everyday rhythm. Mayfly Inn invites you to live luxuriously while being connected to the water, the land, and the people that matter most. Located at the Chapin Estate, a 4-season gated residential preserve on 2,500 acres of pristine forest lands bordering 14,000 acres of forever wild conservation properties. Unique attributes include: 1,750 acres of freshwater lakes and trout streams; 9+ miles of hiking, biking and snowshoe trails; Members only Lake Club; Security patrolled and Concierge Services. Conveniently located less than 2 hours from Mid-Town Manhattan and even less from North Jersey.

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Single Family Active

Price

$ 3,595,000

Bedrooms

4

Full Bath

5

Half Bath

3

Property Type

Single Family

Taxes

$ 38,143

Style

Cabin,Estate,Log

Lot Size

5.5

Year Built

2010

Town/City

White Lake

County/Region

Sullivan

MLS | Web ID

1037747

Features
Interior
Interior Amenities First Floor Bedroom First Floor Full Bath Breakfast Bar Built-in Features Cathedral Ceiling(s) Chandelier Double Vanity Entrance Foyer Formal Dining Granite Counters High Ceilings High Speed Internet
Basement Finished Full Walk-Out Access
Flooring Carpet Combination Hardwood
Total Fireplaces 4
Fireplace Features Basement Bedroom Living Room Wood Burning
Basement Features Finished Full Walk-Out Access
Basement (Y/N) Y
Window Features Drapes Floor to Ceiling Windows Oversized Windows Wood Frames
Fireplace Y/N Y
Half Baths 3
Total Bedrooms 4
Total Baths 8
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General
Sewer Septic Tank
Heating Propane Radiant Floor
Cooling Central Air
Utilities Cable Connected Electricity Connected Phone Available Propane Trash Collection Private Underground Utilities Water Connected
Appliances Dishwasher Dryer Gas Cooktop Gas Oven Microwave Other Oven Range Refrigerator Washer Indirect Water Heater Water Purifier Owned Wine Refrigerator
HOA Fee 2000
Garage Spaces 2
Association Fee Includes Common Area Maintenance
Patio/Porch Features Covered Deck Patio Porch
Architectural Style Cabin Estate Log Other
Security Features Gated Community Security System Video Cameras
Construction Materials Cedar Frame ICFs (Insulated Concrete Forms) Log Stone
Year Built 2010
View Lake Mountain(s) Trees/Woods Water
Property Subtype Single Family Residence
Tax Year 2026
Parcel Number 2000-055-E-0002-041-000
Waterfront Features Lake Front Lake Privileges Water Access Waterfront
Community Features Clubhouse Fitness Center Gated Playground Pool Powered Boats Allowed Tennis Court(s)
Assoc Fee Paid Per Annually
County Sullivan County
Property Type Residential
Association Amenities Gated Landscaping Powered Boats Allowed Recreation Facilities Security Snow Removal
HOA Y
Subdivision Name The Chapin Estate
Facing Direction West
Garage Y/N Y
Other Structures Shed(s)
Total Rooms 19
Full Baths 5
Directions Take 17B to 55W Gatehouse is 1.6 miles on LHS
High School Monticello High School
City Bethel
Disclosures Seller Property Disclosure
Association Name The Chapin Estate Homeowner's Association
Senior Community Y/N N
High School District Monticello
Carport Spaces 2
Carport Y/N Y
Elementary School George L Cooke School
Property Attached Y/N N
Tax Annual Amount 38143.68
Middle/Junior High School Robert J Kaiser Middle School
Property Condition Actual
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Monticello
Elementary School District Monticello
Tax Assessed Value 725000
Tax Lot 2
Assoc/CIC Planned Development
Year Built Effective 2010
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Exterior
Exterior Amenities Balcony Dock Fire Pit Gas Grill Speakers
Fencing None
Parking Features Driveway Garage Garage Door Opener Heated Garage Off Street Private Driveway Garage Garage Door Opener Heated Garage Off Street Private
Water Source Well
Total Parking 20
Inclusions ATV
Parking Spaces 20
Foundation Details Concrete Perimeter
Spa N
Building Area Total 8000
Frontage Length 226
Waterfront Y/N Y
Road Frontage Type Private Road
Other Equipment Generator
Road Responsibility Private Maintained Road
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Internal Only
Street Number 1 60
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* Excluded Features
List By
Christine B Vande Vrede

Listing Agent

Chapin Sotheby's Intl Rlty

Broker

845-583-4900

Contact

Affordability Calculator

$25,878
Per Month
88%
12%
0%
Monthly Principal & Interest
$22,699
Monthly Property Taxes
$3,179
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4100287 Elementary School
4100531 Middle School
Monticello High School High School
Pricing History
DatePricePrice ChangeDescription
8/12/2026$3,595,000 Listed Price

Map


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60 Top Ridge Trail, White Lake, NY, 12786 is a Single Family Home for sale at $3,595,000 with 5,760 sqft and a lot size of 5.5. 60 Top Ridge Trail has 4 bedrooms, 5.3 baths, and was built in 2010. The property's zip code is 12786 which is in White Lake, NY