1120 4th Avenue E Spencer, IA $ 99,900
1120 4th Avenue E
$ 99,900
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1120 4th Avenue E

Spencer, IA, 51301
$ 99,900
Bedrooms2 Baths1.0 Sq 946

Monthly Estimate*

$ 631

1120 4th Avenue E, Spencer, IA 51301 - Image 1
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1120 4th Avenue E, Spencer, IA 51301 - Image 8
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1120 4th Avenue E, Spencer, IA 51301 - Image 10
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1120 4th Avenue E, Spencer, IA 51301 - Image 12
1120 4th Avenue E, Spencer, IA 51301 - Image 13

Single Family Home for sale in Spencer, IA

for $99,900 with 2 bedrooms and 1 full bath. This 946 square foot home was built in 1900 on a lot size of 0.28.

The Backyard Bonus. With a fenced yard stretching across a .28-acre corner lot, there’s space here to garden, play, let the pets roam, or create an outdoor setup that fits the way you live. Inside, this 2-bedroom, 1-bath Spencer home offers a straightforward layout with an updated kitchen, living room, bedroom, full bath, and laundry on the main floor. Head upstairs to find the second larger bedroom, giving the home a little separation between spaces. It’s a simple setup inside, with more than you might expect waiting outside.

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Single Family Active

Price

$ 99,900

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,268

Style

1.5 Story

Lot Size

0.28

Year Built

1900

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260988

Features
Interior
Interior Features Main Floor Bedrooms Main Floor Laundry
Furnished Y/N No
Total Baths 1
Full Baths 1
Bath Description Main Floor Full Bath
1/4 Baths 0
Basement Features Unfinished
Basement Material Concrete Block
Basement Style Partial
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General
Sewer Public Sewer
Construction Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Range/Stove Refrigerator
Flood Zone No
Number of Garage Spaces 0
School District Spencer
Electric Breakers
Architectural Style 1.5 Story
Stories Count 1.5
Class RESIDENTIAL
Assessments No
Levels One and One Half
Type Single Family Residence
Yearly Taxes 1268
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 12040
Construction Materials Wood Siding
Primary City Spencer
Year Built 1900
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 1414
DOM 1
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 105.6
Public Remarks The Backyard Bonus. With a fenced yard stretching across a .28-acre corner lot there’s space here to garden play let the pets roam or create an outdoor setup that fits the way you live. Inside this
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Exterior
Exterior Features Deck Driveway-Concrete Fenced Yard-Full
Lot Features Corner Lot
Waterfront 0
Garage Type None
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Kelly Bierl

Listing Agent

Hometown Realty

Broker

(712) 260-5711

Phone

kelly@byhometown.com

Email

Affordability Calculator

$736
Per Month
86%
14%
0%
Monthly Principal & Interest
$631
Monthly Property Taxes
$106
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/12/2026$99,900 Listed Price

Map


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1120 4th Avenue E, Spencer, IA, 51301 is a Single Family Home for sale at $99,900 with 946 sqft and a lot size of 0.28. 1120 4th Avenue E has 2 bedrooms, 1.0 baths, and was built in 1900. The property's zip code is 51301 which is in Spencer, IA