Recently Listed New Construction 1776 S Watkins Street
Chattanooga, TN, 37404 $ 285,000
Bedrooms2 Baths2.0 Sq 1,110 Monthly Estimate*
$ 1,800
for $285,000 with 2 bedrooms and 2 full baths. This condo is 1,110 square feet.
This is the kind of home Chattanooga buyers have been waiting for. Great price. Great location. Great community. And the rare convenience of having everything on one level. The Flats at Mill Town is quickly becoming one of Chattanooga's most exciting new communities, and the demand is real. Homes are selling fast, and this is the LAST two-bedroom available at this price. If you've been looking for a home that feels fresh, modern, effortless, and connected to the way you actually want to live, stop scrolling. This one deserves to be seen. Welcome to a beautifully designed two-bedroom home at The Flats at Mill Town, where thoughtful architecture, incredible outdoor living, and an exciting new community come together. From the moment you walk through the door, the difference is obvious. Soaring ceilings over 10 feet and an abundance of windows flood the home with natural light, creating a bright, open atmosphere that feels spacious, comfortable, and anything but ordinary. The main living area is exactly what today's buyers are looking for. The kitchen, dining, and living spaces flow together seamlessly, creating the perfect setting for everything from quiet mornings at home to dinner with friends. There are no stairs, no awkward transitions, and no wasted space--just a smart, single-level floor plan that works beautifully. And the finishes are already here. Quartz countertops. LVP flooring throughout. Elevated fixtures and finishes. Refrigerator included. No need to spend thousands more upgrading the basics just to get the home you want. This one is finished, polished, and ready to enjoy. Both bedrooms are generously sized and flexible enough to fit the way you live, whether you need a comfortable guest room, home office, or simply want more breathing room. The primary suite adds another special touch with its own private covered balcony--a perfect place for coffee in the morning, a little fresh air in the evening, or five quiet minutes to yourself. Then there is the outdoor living, and this is where this home really separates itself. You get TWO covered patios, including an oversized main patio that feels like a true extension of the home. Bring the grill. Bring the friends. Bring the coffee. This is outdoor space you will actually use. But the home is only part of the story. The Flats at Mill Town is being created around the kind of lifestyle Chattanooga buyers have been craving: low-maintenance, beautifully designed homes surrounded by places to gather, walk, play, and enjoy the people around you. A community pool is coming, along with dog parks, walking trails, abundant gathering spaces, and the new Flying Pickle indoor pickleball facility right at Mill Town. Add the convenience of being just minutes from downtown Chattanooga, and you have a combination that is increasingly hard to find. This is not just another new construction listing. It is a chance to get into a community that is gaining momentum, at a price that is becoming harder to find, with the convenience of single-level living and the finishes you want already included. And there is only one two-bedroom left at this price. Come see The Flats at Mill Town. Walk through the community. Experience the space. Sit on the patio. See what everyone is talking about. You'll understand the hype the moment you arrive.
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FeaturesInteriorInterior Amenities En Suite High Ceilings Stone Counters Walk-In Closet(s) See Remarks
Flooring Luxury Vinyl See Remarks
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1110.0
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 2
Total Baths 2
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GeneralSewer Public Sewer
Heating Central Electric
Cooling Electric
Utilities Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Appliances Microwave Electric Water Heater Electric Range Electric Oven Disposal Dishwasher
HOA Fee 150.0
Patio/Porch Features Patio
Construction Materials Brick HardiPlank Type
Year Built 2026
Stories Count 1
Levels One
Property Subtype Condominium
Community Features Sidewalks
Assoc Fee Paid Per Monthly
County Hamilton
New Construction Y
Property Type Residential
Association Amenities Landscaping Maintenance Maintenance Grounds
HOA Y
Attached Garage N
Subdivision Name The Flats
Garage Y/N N
Total Rooms 0
Full Baths 2
Status Active
Directions Corner of Watkins and E 18th Street across from the Coosa Mill Lofts. Take I-24 W to 4th Ave in Chattanooga. Take exit 181 from I-24 W Take E 23rd St to S Watkins St
High School Howard School of Academics & Tech
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Square Feet 0.0
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School East Side Elementary
Land Lease Y/N N
Tax Annual Amount 0.0
Home Warranty Y/N N
Middle/Junior High School Orchard Knob Middle
Property Condition Under Construction
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description TBD
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ExteriorExterior Amenities Balcony
Parking Features Off Street On Street Parking Lot
Water Source Public
Foundation Details Block
Spa N
Building Area Total 1110.0
Lot Dimensions 0
Lot Size Acres 0.0
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByRogue Real Estate Company LlcBroker
ctoddhomes@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,800
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Chattanooga, TN
Average List Price $419,699
Percent of Sale Price 47%
About Chattanooga, TN 184,934 Population
16% Since 2002
$ 44,682 Median Income
38.38 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
3583939 Elementary School
1547503 Middle School
Howard School of Academics & Tech High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/11/2026 | $285,000 | | Listed Price |