186 Lake Road Berne, NY $ 299,900
186 Lake Road
$ 299,900
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186 Lake Road

Berne, NY, 12023
$ 299,900
Bedrooms2 Baths1.0 Sq 1,050

Monthly Estimate*

$ 1,894

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Single Family Home for sale in Berne, NY

for $299,900 with 2 bedrooms and 1 full bath. This 1,050 square foot home was built in 1948 on a lot size of 0.3.

Welcome to 186 Lake Rd -- an exceptional lakefront retreat offering the perfect blend of year-round living, vacation getaway, and Airbnb investment potential, right on beautiful Lake Onderdonk! Situated on a rare double lakefront lot, this pristine property offers stunning, year-round lake views and a truly special waterfront setting. Conveyed to the new owners fully furnished including 2 kayaks and a canoe! Whether you're looking for a peaceful primary residence, a private vacation escape, or an investment opportunity, this home offers endless possibilities. Inside, the dramatic cathedral-ceiling kitchen is filled with natural light and features a spacious center island, creating an inviting open-concept space that is perfect for entertaining family and friends. The expansive family room provides additional space to relax and unwind while taking in the beauty of the surrounding lakefront. Step outside through the sliders onto the multi-level deck, where you can enjoy breathtaking lake views, outdoor dining, entertaining, and peaceful mornings by the water. With its exceptional waterfront setting and versatile appeal, this property is truly designed to embrace lakefront living. Don't miss this rare opportunity to own a pristine double-lakefront property on beautiful Lake Onderdonk -- a special home with incredible year-round views and endless possibilities!

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Single Family Active

Price

$ 299,900

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 3,477

Style

Ranch

Lot Size

0.3

Year Built

1948

Town/City

Berne

County/Region

Albany

MLS | Web ID

202623746

Features
Interior
Interior Amenities Built-in Features Cathedral Ceiling(s) Eat-in Kitchen Kitchen Island
Basement Exterior Entry Walk-Out Access
Flooring Wood Linoleum
Total Fireplaces 0
Fireplace Features Wood Burning Stove
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Double Pane Windows ENERGY STAR Qualified Windows
Fireplace Y/N N
Above Grade Finished Area 1050.0
Half Baths 0
Laundry Features None
Total Bedrooms 2
Below Grade Finished Area 0.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source See Remarks
Total Baths 1
Kitchen Island True
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General
Sewer Septic Tank
Heating Electric Wood Stove
Cooling Window Unit(s)
Possession At Closing
Roof Asphalt
Appliances Dishwasher Microwave Range Range Hood Refrigerator
HOA Fee 290.0
Garage Spaces 0.0
Association Fee Includes Other
Patio/Porch Features Waterfront Deck Deck
Architectural Style Ranch
Construction Materials Wood Siding
Year Built 1948
View Trees/Woods Lake Water
Property Subtype Single Family Residence
Waterfront Features Lake Front
Assoc Fee Paid Per Annually
County Albany
New Construction N
Property Type Residential
Association Amenities None
HOA Y
Attached Garage N
Garage Y/N N
Total Rooms 5
Full Baths 1
Status Active
Directions Lake Rd Onderdonk Lake
City Berne
High School District Berne Knox
Lot Size Units Acres
Lot Size Square Feet 13068.0
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 3477.0
Home Warranty Y/N N
Property Condition Updated/Remodeled
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://app.doaudiotours.com/unbranded?id=28052&lang=en-US
Standard Status Active
Tax Assessed Value 0
Tax Lot 39.000
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Exterior
Exterior Amenities Lighting Dock
Fencing None
Parking Features Off Street Stone Driveway
Lot Features Views Cleared Landscaped Waterfront
Total Parking 3.0
Lot Size Area 0.3
Foundation Details Block
Spa N
Lot Size Acres 0.3
Waterfront Y/N N
Door Features Sliding Doors
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 186
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* Excluded Features
List By
Dorothy Jones

Listing Agent

Howard Hanna Capital Inc

Broker

(518) 528-3811

Phone

deejones@howardhanna.com

Email

Affordability Calculator

$2,183
Per Month
87%
13%
0%
Monthly Principal & Interest
$1,894
Monthly Property Taxes
$290
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2477433 Elementary School
2477434 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/11/2026$299,900 Listed Price

Map


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186 Lake Road, Berne, NY, 12023 is a Single Family Home for sale at $299,900 with 1,050 sqft and a lot size of 0.3. 186 Lake Road has 2 bedrooms, 1.0 baths, and was built in 1948. The property's zip code is 12023 which is in Berne, NY