10098 Jefferson Road Osceola, IN $ 745,000
10098 Jefferson Road
$ 745,000
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10098 Jefferson Road

Osceola, IN, 46561
$ 745,000
Bedrooms5 Baths4.1 Sq 3,092

Monthly Estimate*

$ 4,704

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Single Family Home for sale in Osceola, IN

for $745,000 with 5 bedrooms and 4 full baths, 1 half bath. This 3,092 square foot home was built in 1951 on a lot size of 0.57.

Experience the beauty and serenity of waterfront living in this stunning 5 bedroom, 4.5 bath home with over 105 feet of frontage on the lower St. Joseph River! Designed for enjoying the outdoors and centered around entertaining, this home offers multiple outdoor living spaces. Relax or gather with friends on the upper deck with awning just off the dining room, or enjoy the unique indoor/outdoor flexible living area with double glass garage doors that flow seamlessly to a spacious concrete patio. Whether you're hosting a summer gathering, enjoying your morning coffee by the water, or simply taking in the river views, this property makes the most of its spectacular setting. Leading down to the river, you will find meticulously landscaped grounds, a striking boulder retaining wall, another deck and mature perennials creating a picturesque setting that feels like your own private retreat. Inside and out, extensive improvements have enhanced the home while preserving its inviting character and functionality for years to come (please see attached update list - too many to note!). The partially finished basement adds incredible versatility with a full bath, kitchenette, bedroom, and private entrance - ideal for guests, extended family, a private retreat, or additional living space. An unfinished portion of the basement provides abundant storage. 3-car attached garage offers plenty of room for vehicles, recreational equipment, and all the gear that comes with enjoying life on the river. With its exceptional river frontage, beautifully landscaped setting, generous living space, extensive updates, and remarkable indoor-outdoor entertaining options, this is more than a home - its an opportunity to embrace the St. Joseph River lifestyle every day. Schedule your showing today!

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Single Family Active

Price

$ 745,000

Bedrooms

5

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 5,200

Style

Site-Built Home

Lot Size

0.57

Year Built

1951

Town/City

Osceola

County/Region

St Joseph

MLS | Web ID

202632571

Features
General
Sewer Septic
Heating Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Upper
Fireplaces Yes
Water Access Type Riverfront
Garage Attached
Status Active Active
Full Baths 4
Half Baths 1
Bathrooms 5
Year Built 1951
New Construction No
Subdivision None
Style One and Half Story
Township Penn
Class RESIDENTIAL
Type Site-Built Home
Age 75
REO No
Status Detail 0
Dining Room Level Basement
Area St. Joseph County
High School Penn
City Osceola
School District Penn-Harris-Madison School Corp.
Total Sq Ft 4176
Elementary School Moran
Middle School Schmucker
Legal Description Lot 5Magrane'S Pro
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202632571
Agent First Name Brianna
Agent Last Name Merz
DOM 1
Tax Year 2026 pay 2027
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Interior
Basement Partially Finished
Fireplace(s) 3
Beds 5
Total Rooms 14
Dining Room Length 13
Dining Room Width 14
Fireplace Wood Burning
Family Room Width 21
Living Room Width 15
Family Room Length 17
Living Room Length 22
Full Baths Main 1
Full Baths Upper 1
Above Grade Bedrooms 4
Below Grade Baths 2
Below Grade Bedrooms 1
Full Baths Below Grade 2
Half Baths Below Grade 0
Half Baths Main 1
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 12
2nd Bedroom Length 13
2nd Bedroom Level Main
2nd Bedroom Width 8
3rd Bedroom Length 15
3rd Bedroom Level Upper
3rd Bedroom Width 17
4th Bedroom Length 12
4th Bedroom Level Upper
4th Bedroom Width 20
5th Bedroom Length 14
5th Bedroom Level Lower
5th Bedroom Width 14
Rec Room Length 30
Rec Room Level Lower
Rec Room Width 16
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Exterior
Exterior Brick Vinyl Limestone
Water Frontage 106
Pool No
Waterfront River
Garage Length 21
Garage Width 40
Lot Size Area 24829
Lot Dimensions 106 x 234
Lot Description Level
Fence Invisible
Garage Capacity 3
Waterfront Y/N Yes
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* Excluded Features
List By
Brianna N. Merz

Listing Agent

South Bend - Weichert, Realtors® - Jim Dunfee & Associates

Broker

Affordability Calculator

$5,137
Per Month
92%
8%
0%
Monthly Principal & Interest
$4,704
Monthly Property Taxes
$433
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1236011 Elementary School
1237325 Middle School
Penn High School High School
Pricing History
DatePricePrice ChangeDescription
8/11/2026$745,000 Listed Price

Map


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10098 Jefferson Road, Osceola, IN, 46561 is a Single Family Home for sale at $745,000 with 3,092 sqft and a lot size of 0.57. 10098 Jefferson Road has 5 bedrooms, 4.1 baths, and was built in 1951. The property's zip code is 46561 which is in Osceola, IN