4546 PALMS Way St Teresa, FL $ 900,000
4546 PALMS Way
$ 900,000
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4546 PALMS Way

St Teresa, FL, 32346
$ 900,000
Bedrooms4 Baths3.1 Sq 2,181

Monthly Estimate*

$ 5,683

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Single Family Home for sale in St Teresa, FL for $900,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,181 square foot home was built in 2026 on a lot size of 0.67.

One or more photo(s) is virtually staged* Proposed Build for under 2,200 sqft with Pitman Construction. Pricing will/can vary depending on your plan selection and finishes. Pool NOT included in pricing, visual reference only. - Build your dream beach home on this waterfront homesite in The Palms at St. Teresa. These deep, elevated lots overlook the Gulf and Alligator Harbor, offering beautiful waterfront views without the need for costly pilings. Proposed plans for deep dock extensions with private boat lifts are also under discussion, adding even more potential for waterfront living. Visit in person to fully appreciate the setting, views, and opportunity this property offers.

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Single Family Active

Price

$ 900,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 1,491

Style

Cottage,Two Story,Traditional

Lot Size

0.67

Year Built

2026

Town/City

St Teresa

County/Region

FRANKLIN

MLS | Web ID

403485

Features
General
Living Area 2181.0
Sewer SepticTank
Heating Central Electric
Cooling CentralAir CeilingFans Electric
Appliances Dishwasher IceMaker Microwave Oven Range Refrigerator
HOA Fee 0.0
Association Fee Includes CommonAreas Other
Patio/Porch Features Covered Patio Porch
Architectural Style Cottage TwoStory Traditional
Construction Materials FiberCement
Year Built 2026
View Bay Gulf
Stories Count 2
Property Subtype Detached
Waterfront Features BayAccess Gulf
County Franklin
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name PALMS AT ST TERESA
Garage Y/N N
Full Baths 3
Special Listing Conditions Standard
Status Active
Directions Take 98 past Alligator Point \\ Look for sign and entry \\ Just before Bay North
High School OTHER COUNTY
City St Teresa
Senior Community Y/N N
MLS Area Franklin
Carport Y/N N
Listing Terms Conventional
Elementary School OTHER COUNTY
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 1491.0
Home Warranty Y/N N
Middle/Junior High School OTHER COUNTY
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://home-shot-media.aryeo.com/sites/rnqmyvdj/unbranded
Standard Status Active
Tax Lot 2
Property Sub Type Additional Detached SingleFamilyResidence
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Interior
Interior Amenities StallShower PrimaryDownstairs UpperLevelPrimary
Flooring Carpet Plank Tile Vinyl
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
Total Bedrooms 4
Total Baths 4
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Exterior
Parking Features Driveway
Foundation Details Slab
Spa N
Building Area Total 2181.0
Lot Size Acres 0.67
Road Surface Type Unimproved
Private Pool N
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 4546
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* Excluded Features
List By
The Naumann Group Real Estate

Broker

Affordability Calculator

$5,807
Per Month
98%
2%
0%
Monthly Principal & Interest
$5,683
Monthly Property Taxes
$124
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
418852 Elementary School
418923 Middle School
Other County High School High School
Pricing History
DatePricePrice ChangeDescription
8/10/2026$900,000 Listed Price

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4546 PALMS Way, St Teresa, FL, 32346 is a Single Family Home for sale at $900,000 with 2,181 sqft and a lot size of 0.67. 4546 PALMS Way has 4 bedrooms, 3.1 baths, and was built in 2026. The property's zip code is 32346 which is in St Teresa, FL