12423 Gemstone Drive Hagerstown, MD ^$ 440,000

12423 Gemstone Drive

^$ 440,000

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12423 Gemstone Drive

Hagerstown, MD, 21740

^$ 440,000

Bedrooms4 Baths3.0 Sq 2,457

Monthly Estimate*

^$ 2,778

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Single Family Home for sale in Hagerstown, MD

for $440,000 with 4 bedrooms and 3 full baths. This 2,457 square foot home was built in 2019 on a lot size of 0.18.

Located in the Hagers Crossing community, this home offers 4 bedrooms, 3 full baths, and an attached 2-car garage. The open main-level floor plan provides a natural flow between the living room, dining area, and kitchen, with luxury vinyl plank flooring extending throughout the living areas and hallways. A main-level bedroom and full bath offer flexible space for guests, a home office, or other uses. Upstairs, a generous loft area provides additional living space with flexibility for a family room, playroom, home office, or sitting area. The primary bedroom features an attached full bath with a generously sized vanity and walk-in shower. Two additional carpeted bedrooms, another full bath, and a convenient upper-level laundry room complete this level. With a flexible floor plan, multiple living areas, and a main-level bedroom and full bath, this home offers space to accommodate a variety of needs.

Single Family Active

Price

^$ 440,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 7,628

Style

Craftsman

Lot Size

0.18

Year Built

2019

Town/City

Hagerstown

County/Region

Washington

MLS | Web ID

MDWA2039228

Features

General

Living Area 2457

Sewer Public Sewer

Heating Heat Pump(s)

Cooling Other

Possession Settlement

Zoning PUD

HOA Fee 67.00

Garage Spaces 2.00

Architectural Style Craftsman

Construction Materials Vinyl Siding

School District WASHINGTON COUNTY PUBLIC SCHOOLS

Year Built 2019

Levels 2

Tax Year 2025

Ownership Fee Simple

Cool Fuel Electric

Municipality Hagerstown

Accessibility None

Assoc Fee Paid Per Monthly

County WASHINGTON

New Construction N

Property Type Residential

HOA Y

Subdivision Name HAGERS CROSSING

Garage Y/N Y

Water Access Y/N N

Other Structures Above Grade Below Grade

Full Baths 3

Status ACTIVE

Directions I-81 to US-40 W. Right on Garland Groh Blvd. Left on Bartow Dr. At roundabout take 3rd exit onto Hagers Crossing Dr. Continue to Gemstone Dr. Follow to 12423 Gemstone Dr.

City HAGERSTOWN

Association Name PROPERTY MANAGEMENT PEOPLE INC./JAMES APPEL

Senior Community Y/N N

Lot Size Units Square Feet

Lot Size Square Feet 7865.00

Tax Annual Amount 7628.0

Structure Type Detached

Condo/Coop Association fee Y/N N

Bathrooms Full Main Level 2

Bathrooms Count Main Level 2.00

Price Per Sq Ft Total AG 179.08

Vacation Rental Y/N N

Standard Status Active

Year Built Source Assessor

Tax Lot 379

Interior

Interior Amenities Floor Plan - Open Upgraded Countertops Ceiling Fan(s) Bathroom - Tub Shower Bathroom - Walk-In Shower Breakfast Area Carpet Dining Area Entry Level Bedroom Family Room Off Kitchen Kitchen - Island Pa

Heating Fuel Electric

Flooring Luxury Vinyl Plank Carpet

Total Fireplaces 1

Fireplace Features Electric

Hot Water Electric

Basement (Y/N) N

Heating Y/N Y

Fireplace Y/N Y

Above Grade Finished Area 2457

Half Baths 0

Central Air Y/N N

Total Bedrooms 4

Below Grade Finished Area 0

Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Laundry Loft Bathroom 2 Bathroom 3 Primary Bathroom

Main Level Bedrooms 1

Below Grade Finished Area Unit Type Square Feet

Laundry Type Upper Floor

Below Grade Finished Area Source Assessor

Above Grade Finished Area Source Assessor

Above Grade Finished Area Unit Type Square Feet

Total Baths 3

Exterior

Pool Yes - Community

Parking Features Concrete Driveway

Water Source Public

Garage Features Garage Door Opener Inside Access Garage - Front Entry

Type of Parking Attached Garage Driveway

Foundation Details Crawl Space

Water View Y/N N

Lot Size Acres 0.18

Lot Size Source Assessor

Waterfront Y/N N

Land Assessed Value 58200.00

Navigable Water Y/N N

Water Oriented Y/N N

Internal Only

Street Number 1 12423

* Excluded Features

List By

The Kw Collective

Broker

mary@thellewellyngroup.com

Affordability Calculator

$3,414

Per Month

Monthly Principal & Interest: $2,778
Monthly Property Taxes: $636
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Hagerstown, MD

Average List Price ^$423,554

Percent of Sale Price 4%

About Hagerstown, MD

41,204 Population

8% Since 2002

^$41,616 Median Income

37.73 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3533158 Elementary School

3533423 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/10/2026	$440,000		Listed Price

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12423 Gemstone Drive, Hagerstown, MD, 21740 is a Single Family Home for sale at $440,000 with 2,457 sqft and a lot size of 0.18. 12423 Gemstone Drive has 4 bedrooms, 3.0 baths, and was built in 2019. The property's zip code is 21740 which is in Hagerstown, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BrightMLS Broker Reciprocity^SM program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Weichert, Realtors® participates, and is provided by BrightMLS through a licensing agreement.

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12423 Gemstone Drive

Single Family Home for sale in Hagerstown, MD

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