4734 MONTEREY DRIVE
Winter Haven, FL, 33880 $ 419,900
Bedrooms4 Baths3.0 Sq 2,687 Monthly Estimate*
$ 2,900
for $419,900 with 4 bedrooms and 3 full baths. This 2,687 square foot home was built in 1981 on a lot size of 0.44.
This 4-bedroom, 3-bathroom, two-story home is tucked away on a cul-de-sac beneath beautiful mature oaks. Situated on .44 acres with no HOA, the property provides plenty of room and flexibility to make it your own.Step inside to soaring ceilings, exposed wood beams, warm flooring, and a dramatic stone fireplace that gives the home its inviting character. The kitchen features granite countertops, stainless-steel appliances, rich cabinetry, and a breakfast bar that keeps everyone connected.One bedroom and a full bathroom are located downstairs, while three additional bedrooms are upstairs. The primary suite opens to an oversized screened balcony overlooking the tree-shaded backyard—the perfect place to enjoy a quiet morning or relax at the end of the day. Outside, the expansive backyard is ready for gatherings, gardening, recreation, or the outdoor retreat you’ve been imagining. Multiple screened areas create inviting places to enjoy the outdoors, while the attached two-car garage adds everyday convenience. The home also features several valuable recent improvements, including windows and exterior doors replaced in 2022, A/C replaced in 2020, and insulated siding installed in 2024. For even greater peace of mind, the seller will have a NEW ROOF installed prior to closing. With its spacious lot, no HOA, distinctive character, and substantial recent upgrades, this home offers a combination that’s increasingly hard to find. Come experience the space, charm, and possibilities for yourself.
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FeaturesGeneralSewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Connected Water Connected
Roof Shingle
Appliances Dishwasher Disposal Electric Water Heater Microwave Range Refrigerator
Zoning R-3
Garage Spaces 2
Construction Materials Stucco Vinyl Siding Wood Frame
Year Built 1981
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Polk
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name NOT IN SUBDIVISION
Facing Direction West
Garage Y/N true
Total Rooms 5
Full Baths 3
Status Active
Directions St Rd 540 West past Spirit Lk Rd Intersection apprx 3/4 mile to Monterey Dr. Home located near end of dead end street on left.
City WINTER HAVEN
Senior Community Y/N false
MLS Area 33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size Units Square Feet
Lot Size Square Feet 19184
Carport Y/N false
Land Lease Y/N false
Tax Annual Amount 3488
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/L4964145
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Legal Description COMM SW COR NW1/4 RUN E 477 FT S 103 FT FOR POB CONT S 120 FT E 160 FT N 120 FT W 160 FT TO POB BEING TRACT 20 OF UNRE PLAZA SUB
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
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InteriorInterior Amenities Ceiling Fan(s) High Ceilings
Flooring Tile
Furnished Y/N Unfurnished
Fireplace Features Stone Wood Burning
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 4
Total Baths 3
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ExteriorExterior Amenities Private Mailbox Private Yard Rain Gutters
Lot Features Cul-De-Sac
Water Source Public
Lot Size Area 19184
Foundation Details Slab
Building Area Total 3665
Lot Dimensions 120 x 160
Lot Size Acres 0.44
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded FeaturesList ByProperty Shoppe Of Central FlBroker
damontrueman@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,900
- Monthly Property Taxes
- $291
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Winter Haven, FL
Average List Price $326,495
Percent of Sale Price 22%
About Winter Haven, FL 41,192 Population
34% Since 2002
$ 41,461 Median Income
44.54 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/17/2026 | $419,900 | -1.18% | Price Down |
| 9/3/2026 | $424,900 | -0.61% | Price Down |
| 8/28/2026 | $427,500 | -0.56% | Price Down |
| 8/20/2026 | $429,900 | -2.27% | Price Down |
| 8/9/2026 | $439,900 | | Listed Price |