3712 BAY COURT Saint Cloud, FL $ 265,000
3712 BAY COURT
$ 265,000
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3712 BAY COURT

Saint Cloud, FL, 34769
$ 265,000
Bedrooms2 Baths2.0 Sq 1,136

Monthly Estimate*

$ 1,673

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Single Family Home for sale in Saint Cloud, FL

for $265,000 with 2 bedrooms and 2 full baths. This 1,136 square foot home was built in 1984 on a lot size of 0.03.

Move-in ready and thoughtfully maintained, this 2-bedroom, 2-bath villa in Pine Lake Villas puts single-story, low-maintenance living just minutes from downtown St. Cloud. Inside, 1,136 square feet are laid out for easy living, with tile flooring throughout, a kitchen finished with a tile backsplash and stainless steel appliances, and major systems already handled for you: windows replaced in 2020, the roof in 2015, and the HVAC system in 2014. A private front patio welcomes you home, while the large screened back lanai extends the living space outdoors — ideal for morning coffee or unwinding at the end of the day. Pine Lake Villas offers the kind of quiet, established neighborhood feel that's increasingly hard to find, with easy access to US-192 and Florida's Turnpike putting Orlando's job centers, Lake Nona's Medical City, and Orlando International Airport within convenient reach. Everyday life stays simple here, with nearby supermarkets, dining, and Orlando Health St. Cloud Hospital all close by, and downtown St. Cloud's lakefront district — with its shops, restaurants, and waterfront park on East Lake Toho — just a short drive away. The area continues to see meaningful investment, from planned improvements to the Turnpike and Canoe Creek Road to a revitalized downtown lakefront district, adding long-term value to this already convenient location. Low-maintenance, updated, and centrally located — this is an opportunity to settle into St. Cloud living with the big-ticket items already done.

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Single Family Active

Price

$ 265,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,567

Style

Villa

Lot Size

0.03

Year Built

1984

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

S5154904

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Available Public Sewer Connected
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Range Hood Refrigerator Washer
Zoning SPUD
HOA Fee 310
Association Fee Includes Community Pool Maintenance Structure Maintenance Grounds Trash
Construction Materials Block
Pets Allowed Cats OK Dogs OK
Year Built 1984
Levels One
Property Subtype Villa
Tax Year 2025
Ownership Fee Simple
Community Features Pool
Assoc Fee Paid Per Monthly
County Osceola
New Construction false
Property Type Residential
Subdivision Name PINE LAKE VILLAS
Facing Direction Northeast
Garage Y/N false
Total Rooms 6
Full Baths 2
Status Active
Directions Use any lane to turn left onto Florida Nat'l Scenic Trl/Old Canoe Creek Rd ? 1.5 mi Turn right onto Pine Lake Dr 0.5 mi Turn left onto 17th St ? 0.1 mi Turn left onto Bay Ct ? Restricted usage road ? 0.1 mi Turn right to stay on Bay Ct ? Restricted usage road
City ST CLOUD
Association Name Barbara Freeman
Senior Community Y/N false
MLS Area 34769 - St Cloud (City of St Cloud)
Lot Size Units Square Feet
Lot Size Square Feet 1437
Carport Y/N false
Listing Terms Cash
Land Lease Y/N false
Tax Annual Amount 2567
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/S5154904
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 19
Legal Description PINE LAKE VILLAS PB 4 PG 62 BLK A LOT 19
Minimum Lease 8-12 Months
Water Access Y/N false
Monthly HOA Amount 310
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
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Interior
Interior Amenities Ceiling Fan(s) Open Floorplan Primary Bedroom Main Floor Window Treatments
Flooring Carpet Ceramic Tile
Furnished Y/N Unfurnished
Common Walls Corner Unit End Unit
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N false
Half Baths 0
Laundry Features In Kitchen
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Balcony Private Mailbox Storage
Lot Features Sidewalk
Water Source Public
Lot Size Area 1437
Foundation Details Slab
Building Area Total 1418
Lot Size Acres 0.03
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
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* Excluded Features
List By
ContuRosa.Group@gmail.com

Email

Affordability Calculator

$1,887
Per Month
89%
11%
0%
Monthly Principal & Interest
$1,673
Monthly Property Taxes
$214
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/9/2026$265,000 Listed Price

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3712 BAY COURT, Saint Cloud, FL, 34769 is a Single Family Home for sale at $265,000 with 1,136 sqft and a lot size of 0.03. 3712 BAY COURT has 2 bedrooms, 2.0 baths, and was built in 1984. The property's zip code is 34769 which is in Saint Cloud, FL