8630 Elm Road
Chestertown, MD, 21620 $ 424,900
Bedrooms5 Baths2.1 Sq 1,936 Monthly Estimate*
$ 2,683
for $424,900 with 5 bedrooms and 2 full baths, 1 half bath. This 1,936 square foot home was built in 2006 on a lot size of 0.38.
Located in a beautiful waterfront community, this refreshed 5-bedroom, 2.5-bath home offers approximately 1,936 square feet of comfortable living space on approximately 0.38 acres. The property combines updated interiors, flexible living spaces, and the relaxed lifestyle of Marylands Eastern Shore. The home offers five generously sized bedrooms, providing comfortable space for family, guests, or work-from-home needs. The versatile fifth bedroom can function as a home office, guest room, flex space, or secondary suite, depending on your needs. The upgraded kitchen features bright white cabinetry, updated countertops and backsplash, stainless-steel Whirlpool appliances, and a KitchenAid dishwasher. The French-door refrigeratorincludes a front water and ice dispenser for added convenience. Attractive ceiling fans throughout the home add both comfort and style. The main living area is anchored by a stylish electric fireplace with custom floating shelving, creating a warm focal point for the home. With five bedrooms, the layout offers excellent flexibility, and the fifth bedroom can also serve as a home office, guest room, or additional flex space. The partially finished one-car garage offers added versatility beyond traditional vehicle parking and storage. It can also serve as a game room, entertainment area, recreation space, hobby room, home gym, or additional flex space, giving buyers even more options for how they use the home. Step outside to an expanded rear deck, hot tub, and fire-pit/seating area, ideal for relaxing or entertaining. Boating enthusiasts will appreciate the nearby seasonal marina with restaurants and a dive bar 3 blocks away and a public boat ramp approximately one mile away, providing convenient access to the areas waterways. Additional updates include an approximately two-year-old water heater and a private well with an upgraded water-treatment/softening system, professionally serviced in 2025 with a new Clack neutralizer head installed. Whether used as a primary residence, vacation home, weekend retreat, or a home designed for entertaining, 8630 Elm Road offers space, versatility, thoughtful updates, and the Eastern Shore lifestyle in one inviting package.
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FeaturesGeneralLiving Area 1936
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C Ceiling Fan(s)
Possession Settlement
Appliances Built-In Microwave Cooktop Dishwasher Dryer Icemaker Stainless Steel Appliances Stove Washer
Zoning RR
HOA Fee 50.00
Garage Spaces 1.00
Association Fee Includes Other
Patio/Porch Features Deck(s) Porch(es)
Architectural Style Cape Cod
Construction Materials Vinyl Siding
School District KENT COUNTY PUBLIC SCHOOLS
Year Built 2006
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Annually
County KENT
New Construction N
Property Type Residential
HOA Y
Subdivision Name TOLCHESTER ESTATES
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions located at 8630 Elm Rd
City CHESTERTOWN
Body of Water Chesapeake Bay
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 16416.00
Tax Annual Amount 3193.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 219.47
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision TOLCHESTER ESTATES
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InteriorInterior Amenities Attic Built-Ins Carpet Ceiling Fan(s) Kitchen - Eat-In Kitchen - Table Space Primary Bath(s) Wood Floors Formal/Separate Dining Room Floor Plan - Open
Heating Fuel Electric
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1936
Half Baths 1
Central Air Y/N Y
Total Bedrooms 5
Below Grade Finished Area 0
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorPool No Pool
Lot Features Backs to Trees Landscaping
Water Source Well
Garage Features Garage Door Opener Inside Access
Type of Parking Driveway Attached Garage
Foundation Details Other
Water View Y/N N
Lot Size Acres 0.38
Water Body Type Bay
Lot Size Source Assessor
Waterfront Y/N N
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed
Land Assessed Value 52800.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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* Excluded FeaturesList BySave 6, IncorporatedBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,683
- Monthly Property Taxes
- $266
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Chestertown, MD
Average List Price $570,506
Percent of Sale Price 34%
About Chestertown, MD 5,312 Population
10% Since 2002
$ 47,055 Median Income
32.86 Median Age
18% Households with Children
Trends Information provided by ATTOM Data Solutions.
3535796 Elementary School
3533824 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/26/2026 | $424,900 | -4.52% | Price Down |
| 8/8/2026 | $445,000 | | Listed Price |