11820 N Vista Drive Monticello, IN ^$ 319,000

11820 N Vista Drive

^$ 319,000

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Recently Listed

11820 N Vista Drive

Monticello, IN, 47960

^$ 319,000

Bedrooms3 Baths1.0 Sq 682

Monthly Estimate*

^$ 2,014

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Single Family Home for sale in Monticello, IN

for $319,000 with 3 bedrooms and 1 full bath. This 682 square foot home was built in 1940 on a lot size of 0.09.

Adorable and Updated Lake Freeman Cottage! This beautifully decorated and updated cottage could be yours and is being offered as "turn key" including most of the furnishings and decor you see. Additionally it offers 3 bedrooms, 1 bathroom, an open concept living space, stackable W/D, large kitchen island, and gorgeous views. Step outside and enjoy your large 27X19 deck off the living space for entertaining, a permanent covered electric boat and double jet ski lift for your watercrafts, a very nice upper waterfront deck and a shed for storage.

Single Family Active

Price

^$ 319,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 804

Style

Cabin/Cottage

Lot Size

0.09

Year Built

1940

Town/City

Monticello

County/Region

White

MLS | Web ID

202632348

Features

General

Sewer Regional

Heating Gas Forced Air

Kitchen Level Main

Cooling Attic Fan Central Air

Laundry Y/N Main

Fireplaces No

Water Access Type Lakefront

Amenities Ceiling Fan(s) Countertops-Solid Surf Deck Open Deck on Waterfront Eat-In Kitchen Kitchen Island Landscaped Open Floor Plan Stand Up Shower Main Floor Laundry

Status Active Active

Full Baths 1

Half Baths 0

Bathrooms 1

Year Built 1940

New Construction No

Subdivision None

Style One Story

Township Jefferson

Class RESIDENTIAL

Type Site-Built Home

Age 86

REO No

Status Detail 0

Area Carroll County

Location Lake

High School Twin Lakes

City Monticello

School District Twin Lakes School Corp.

Other Fees Frequency Annually

Architectural Style Cabin/Cottage

Total Sq Ft 682

Elementary School Twin Lakes

Middle School Twin Lakes

Legal Description 008-24012-00 PT NW 10-26-3 .09 AC

Virtual Tour https://my.matterport.com/show/?m=1nora8CeR77

Agent First Name Michelle

Agent Last Name Gerhart

DOM 5

Tax Year 2023 pay 2024

Interior

Basement Crawl

Beds 3

Total Rooms 5

Fireplace None

Living Room Width 12

Living Room Length 18

Full Baths Main 1

Full Baths Upper 0

Above Grade Bedrooms 3

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 0

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 8

2nd Bedroom Length 9

2nd Bedroom Level Main

2nd Bedroom Width 8

3rd Bedroom Length 9

3rd Bedroom Level Main

3rd Bedroom Width 7

Exterior

Exterior Vinyl

Water Frontage 17

Pool No

Waterfront Lake

Lot Size Area 3920

Lot Dimensions 0

Lot Description Irregular

Lake Ski Lake

Waterfront Y/N Yes

* Excluded Features

List By

Michelle Gerhart

Listing Agent

Vogel Real Estate

Broker

mgerhart@vogel-real-estate.com

Affordability Calculator

$2,081

Per Month

Monthly Principal & Interest: $2,014
Monthly Property Taxes: $67
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Monticello, IN

Average List Price ^$363,353

Percent of Sale Price 14%

About Monticello, IN

5,515 Population

-4% Since 2002

^$40,981 Median Income

40.82 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

5529896 Elementary School

5529894 Middle School

Twin Lakes High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/8/2026	$319,000		Listed Price

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11820 N Vista Drive, Monticello, IN, 47960 is a Single Family Home for sale at $319,000 with 682 sqft and a lot size of 0.09. 11820 N Vista Drive has 3 bedrooms, 1.0 baths, and was built in 1940. The property's zip code is 47960 which is in Monticello, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 8/13/2026.

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11820 N Vista Drive

Single Family Home for sale in Monticello, IN

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