186 Ryan Court Spencer, IN $ 334,900
186 Ryan Court
$ 334,900
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186 Ryan Court

Spencer, IN, 47460
$ 334,900
Bedrooms3 Baths2.1 Sq 2,464

Monthly Estimate*

$ 2,115

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Single Family Home for sale in Spencer, IN

for $334,900 with 3 bedrooms and 2 full baths, 1 half bath. This 2,464 square foot home was built in 1992 on a lot size of 0.84.

Welcome to this spacious 3 Bedroom, 2 1/2 bath home with 2,464-square-foot residence situated on a 0.84-acre lot in the desirable White Oaks Estates neighborhood of Spencer. Designed with both comfort and functionality in mind, this home offers a main-level primary bedroom with its own private bath, along with a convenient half bath for guests and a main-level laundry room. Upstairs, you'll find two additional bedrooms and a full bath, providing flexible space for a variety of living arrangements. The home's generous living areas offer plenty of room for everyday living, entertaining, or relaxing. Outside, enjoy the large yard with space for outdoor activities, gardening, or simply unwinding. The attached 2-car garage provides ample parking and storage, while the 12' x 16' storage shed offers additional room for tools, lawn equipment, or hobbies. Conveniently located just minutes from schools, shopping, dining, and local amenities, this property combines space, practicality, and a desirable location. Don't miss the opportunity to make this inviting Spencer home your own!

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Single Family Active

Price

$ 334,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 2,348

Style

Traditional

Lot Size

0.84

Year Built

1992

Town/City

Spencer

County/Region

Owen

MLS | Web ID

22118916

Features
Interior
Interior Amenities Walk-In Closet(s)
Basement (Y/N) N
Half Baths 1
Total Bedrooms 3
Main Level Bedrooms 1
Total Baths 3
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General
Heating Forced Air Natural Gas
Cooling Central Air
Possession Negotiable
Appliances Dryer Gas Water Heater Electric Oven Washer
Garage Spaces 2
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 1992
Township Washington
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
County Owen
New Construction N
Property Type Residential
HOA N
Subdivision Name White Oaks
Garage Y/N Y
Total Rooms 7
Full Baths 2
Status Active
Directions GPS Friendly
High School Owen Valley Community High School
City Spencer
High School District Spencer-Owen Community Schools
MLS Area 6010 - Owen - Washington
Lot Size Square Feet 36373
Elementary School Spencer Elementary School
Property Attached Y/N N
Middle/Junior High School Owen Valley Middle School
Standard Status Active
Tax Lot 12
Legal Description White Oaks Estates Lot 12
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Exterior
Parking Features Attached
Water Source Public
Foundation Details Crawl Space
Building Area Total 2464
Lot Size Acres 0.84
Horse Amenities None
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* Excluded Features
List By
Keith Realty & Auction Group

Broker

keithrealty@outlook.com

Email

Affordability Calculator

$2,310
Per Month
92%
8%
0%
Monthly Principal & Interest
$2,115
Monthly Property Taxes
$196
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4046413 Elementary School
4046639 Middle School
Owen Valley Community High School High School
Pricing History
DatePricePrice ChangeDescription
8/7/2026$334,900 Listed Price

Map


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186 Ryan Court, Spencer, IN, 47460 is a Single Family Home for sale at $334,900 with 2,464 sqft and a lot size of 0.84. 186 Ryan Court has 3 bedrooms, 2.1 baths, and was built in 1992. The property's zip code is 47460 which is in Spencer, IN