38648 FERM CIRCLE Zephyrhills, FL $ 315,000
38648 FERM CIRCLE
$ 315,000
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38648 FERM CIRCLE

Zephyrhills, FL, 33540
$ 315,000
Bedrooms3 Baths2.0 Sq 1,304

Monthly Estimate*

$ 1,989

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Single Family Home for sale in Zephyrhills, FL

for $315,000 with 3 bedrooms and 2 full baths. This 1,304 square foot home was built in 1985 on a lot size of 0.26.

Welcome home to 38648 Ferm Circle, a beautifully maintained 3-bedroom, 2-bathroom nestled under a canopy of gorgeous mature oaks in the heart of Zephyrhills. This 1,404 sq ft gem sits on a generous 0.26-acre fully fenced lot, offering the kind of privacy and space that's getting harder to find. Step inside to a bright, open living area featuring vaulted ceilings and new flooring throughout, creating a fresh, move in ready feel from room to room. The eat in kitchen offers plenty of cabinet and counter space and a cozy dining nook perfect for morning coffee. Peace of mind comes standard here with double pane windows, a newer drain field, and a newer hot water heater major ticket items already handled for you. Step outside and fall in love with the massive, fully fenced backyard shaded by mature oaks plenty of room to garden, entertain, or just relax. A large covered carport offers room for a boat, RV, or trailer, ideal for the outdoor enthusiast who needs space for the toys. Not to mention a huge shed connected to electricity. Bonus: With an acceptable offer, a 1985 ProCraft boat with a 2024 Honda motor can be included hop in the water without the extra shopping trip! Centrally located in Zephyrhills with easy access to shopping, dining, and Tampa's outdoor recreation, this move in ready home won't last.

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Single Family Active

Price

$ 315,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 813

Style

Single Family Residence

Lot Size

0.26

Year Built

1985

Town/City

Zephyrhills

County/Region

Pasco

MLS | Web ID

TB8534899

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Connected Other Sewer Connected Water Connected
Roof Shingle
Appliances Dishwasher Microwave Refrigerator
Zoning AR
Garage Spaces 1
Construction Materials Block
Year Built 1985
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Pasco
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name GROVES
Facing Direction North
Garage Y/N true
Total Rooms 8
Full Baths 2
Status Active
Directions From US-301 South: Turn east onto Pretty Pond Rd. Turn left onto Wire Rd. Turn right onto Ferm Circle. Home will be on the left/right. Alternate from I-75: Take the SR-54 E exit. Turn left onto Gall Blvd (US-301). Turn right onto Pretty Pond Rd. Turn left onto Wire Rd then turn onto Ferm Circle.
City ZEPHYRHILLS
Senior Community Y/N false
MLS Area 33540 - Zephyrhills
Lot Size Units Square Feet
Lot Size Square Feet 11235
Carport Spaces 2
Carport Y/N true
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Land Lease Y/N false
Tax Annual Amount 813.06
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8534899
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 8
Legal Description THE GROVES PB 23 PG 69 LOT 8 OR 3266 PG 1166
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code AE*
In Law Suite YN false
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Interior
Interior Amenities Built-in Features Thermostat
Flooring Vinyl
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Sliding Doors Storage
Water Source Public
Lot Size Area 11235
Foundation Details Slab
Building Area Total 1975
Lot Size Acres 0.26
Road Surface Type Concrete
Private Pool false
Waterfront Y/N false
Covered Spaces 3
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* Excluded Features
List By
Coldwell Banker Realty

Broker

samuel.rudolph@cbrealty.com

Email

Affordability Calculator

$2,057
Per Month
97%
3%
0%
Monthly Principal & Interest
$1,989
Monthly Property Taxes
$68
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/7/2026$315,000 Listed Price

Map


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38648 FERM CIRCLE, Zephyrhills, FL, 33540 is a Single Family Home for sale at $315,000 with 1,304 sqft and a lot size of 0.26. 38648 FERM CIRCLE has 3 bedrooms, 2.0 baths, and was built in 1985. The property's zip code is 33540 which is in Zephyrhills, FL