5 Eighth Street Oneonta, NY $ 89,000
5 Eighth Street
$ 89,000
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5 Eighth Street

Oneonta, NY, 13820
$ 89,000
Bedrooms4 Baths2.0 Sq 1,260

Monthly Estimate*

$ 562

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Multi-Family Home for sale in Oneonta, NY

for $89,000 with 4 bedrooms and 2 full baths. This 1,260 square foot home was built in 1900 on a lot size of 0.15.

Featuring two separate apartments, this Oneonta multi-family property presents an incredible blank-canvas investment opportunity. Designed for maximum layout potential, the lower level features space for a 2-to-3 bedroom apartment, while the upper unit accommodates 2-3 bedrooms with walk up attic. The interior is completely gutted down to the studs, giving contractors, builders, or savvy investors total creative control to design, rebuild, and finish the home from scratch. Outside, the exterior includes a private shed, an enclosed front porch, and a rear patio set on a manageable 0.15-acre lot with off-street driveway space. Situated in a convenient neighborhood close to local amenities, schools, and downtown Oneonta, this property holds immense potential for strong rental yield or a profitable resale. Bring your vision and toolbelt to transform this full-renovation project into a standout income generator!

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Multi-Family Active

Price

$ 89,000

Bedrooms

4

Full Bath

2

Property Type

Multi-Family

Taxes

$ 3,938

Style

Duplex

Lot Size

0.15

Year Built

1900

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1703160

Features
General
Heating Oil Other SeeRemarks
Cooling Other SeeRemarks
Utilities ElectricityAvailable SewerAvailable WaterConnected
Possession CloseOfEscrow
Roof Asphalt Shingle
Appliances OilWaterHeater
Garage Spaces 0.0
Patio/Porch Features Deck
Architectural Style Duplex
Construction Materials BlownInInsulation CompositeSiding Frame
School District Oneonta
Year Built 1900
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MultiFamily
County Otsego
Property Type Residential
Rent Includes Other SeeRemarks
Full Baths 2
Status Active
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 2
MLS Area Oneonta-City-361200
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 3938.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 100000
TaxOtherAnnualAssessmentAmount 0.0
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Interior
Basement Full
Flooring Other SeeRemarks
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 4
Main Level Bathrooms 0
Total Baths 2
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Exterior
Exterior Amenities Deck EnclosedPorch Porch
Parking Features Common Paved
Lot Features IrregularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.15
Foundation Details Stone
Building Area Total 1260.0
Lot Dimensions 50X154
Lot Size Acres 0.15
Waterfront Y/N No
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
Road Frontage Type CityStreet
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Internal Only
Street Number 1 5
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* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(607) 376-2279

Phone

Affordability Calculator

$890
Per Month
63%
37%
0%
Monthly Principal & Interest
$562
Monthly Property Taxes
$328
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/7/2026$89,000 Listed Price

Map


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5 Eighth Street, Oneonta, NY, 13820 is a Multi-Family Home for sale at $89,000 with 1,260 sqft and a lot size of 0.15. 5 Eighth Street has 4 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 13820 which is in Oneonta, NY