96004 MONTEGO BAY Fernandina Beach, FL $ 750,000
96004 MONTEGO BAY
$ 750,000
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96004 MONTEGO BAY

Fernandina Beach, FL, 32034
$ 750,000
Bedrooms4 Baths3.0 Sq 2,250

Monthly Estimate*

$ 4,736

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Single Family Home for sale in Fernandina Beach, FL

for $750,000 with 4 bedrooms and 3 full baths. This 2,250 square foot home was built in 2004 on a lot size of 0.24.

Stunner alert! Discover exceptional value just moments from the beaches of Amelia Island, where generous living spaces, thoughtful updates, and an enviable location come together in one remarkable offering. Privately situated on a quiet cul-de-sac overlooking a tranquil pond, this beautifully renovated residence presents an opportunity to enjoy the island lifestyle without compromising space or quality. Extensively refreshed, the home showcases new Pergo and porcelain tile flooring, fresh interior and exterior paint, updated lighting and ceiling fans, new bathroom fixtures, stainless appliances, enhanced landscaping, and a NEW roof installed in 2022. Timeless finishes, including granite countertops and a gas fireplace anchoring the family room, create warm and inviting spaces designed for both everyday living and effortless entertaining. Offering four bedrooms and three full bathrooms, the flexible floor plan easily adapts to today's lifestyle. A formal living room with French doors and a main-level bedroom provide ideal spaces for a private home office, library, fitness room, or guest suite. Outdoors, the screened lanai overlooks an expansive backyard and peaceful pond, creating the perfect setting for morning coffee, evening gatherings, or simply enjoying the natural beauty that surrounds you. Combining generous square footage, modern updates, and close proximity to Amelia Island's renowned beaches, dining, shopping, and recreation, this residence offers an exceptional opportunity to experience coastal living at an outstanding value.

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Single Family Active

Price

$ 750,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 8,382

Style

Traditional

Lot Size

0.24

Year Built

2004

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2158836

Features
Interior
Interior Amenities Breakfast Bar Breakfast Nook Ceiling Fan(s) Eat-in Kitchen Entrance Foyer Guest Suite Open Floorplan Pantry Primary Bathroom -Tub with Separate Shower Split Bedrooms Walk-In Closet(s)
Total Fireplaces 1
Fireplace Features Gas
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features Electric Dryer Hookup In Unit Lower Level Washer Hookup
Total Bedrooms 4
Total Baths 3
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General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Convection Oven Dishwasher Disposal Electric Range Electric Water Heater Ice Maker Microwave Refrigerator
HOA Fee 523.0
Garage Spaces 2.0
Patio/Porch Features Covered Patio Rear Porch Screened
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Stucco
Year Built 2004
View Pond Trees/Woods Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
Parcel Number 000030031500330000
Waterfront Features Pond
Assoc Fee Paid Per Annually
County Nassau
New Construction 0
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name Isleworth
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions From I-95 take exit FL-200/FL-A1A toward Fernandina Beach. Continue on FL-200 and turn right onto Adams Rd. Turn left onto Amelia Rd and right onto Robinhood Dr. Turn right onto S 14th St and left on
High School Fernandina Beach
City Fernandina Beach
Senior Community Y/N N
MLS Area 450-Amelia Island-North Of Burney Road
Lot Size Units Acres
Lot Size Square Feet 10454.4
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School Emma Love Hardee
Property Attached Y/N N
Tax Annual Amount 8382.1
Home Warranty Y/N N
Middle/Junior High School Fernandina Beach
Lease Renewal Y/N N
MLS Area Minor 450-Amelia Island-North Of Burney Road
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Parking Features Attached Garage Garage Door Opener
Lot Features Sprinklers In Front Sprinklers In Rear Wooded
Water Source Public
Lot Size Area 0.24
Spa N
Lot Size Acres 0.24
Road Surface Type Asphalt
Waterfront Y/N Y
Road Frontage Type City Street
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 96004
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* Excluded Features
List By
Keller Williams Realty Atlantic Partners

Broker

melissa@melissaricksrealestate.com

Email

Affordability Calculator

$5,434
Per Month
87%
13%
0%
Monthly Principal & Interest
$4,736
Monthly Property Taxes
$699
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308343 Elementary School
308410 Middle School
Fernandina Beach High School High School
Pricing History
DatePricePrice ChangeDescription
8/6/2026$750,000 Listed Price

Map


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96004 MONTEGO BAY, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $750,000 with 2,250 sqft and a lot size of 0.24. 96004 MONTEGO BAY has 4 bedrooms, 3.0 baths, and was built in 2004. The property's zip code is 32034 which is in Fernandina Beach, FL