2132 US Route 20 Seneca Falls, NY $ 179,900
2132 US Route 20
$ 179,900
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2132 US Route 20

Seneca Falls, NY, 13148
$ 179,900
Bedrooms4 Baths2.0 Sq 1,190

Monthly Estimate*

$ 1,136

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Single Family Home for sale in Seneca Falls, NY

for $179,900 with 4 bedrooms and 2 full baths. This 1,190 square foot home was built in 1880 on a lot size of 0.32.

Exceptional Investment Opportunity with Canal Frontage & Commercial Potential! This well-maintained up/down duplex offers a proven rental history and nearly 100 feet of Cayuga-Seneca Canal frontage, creating a unique waterfront investment in a highly visible location. Dual residential/commercial zoning provides exceptional flexibility, making it ideal for investors, owner-occupants, or entrepreneurs seeking a live/work opportunity. A detached 30x28 two-car garage built in 2008 provides additional storage and functionality. Each apartment features 2 bedrooms and 1 full bath with separate utilities. The spacious first-floor unit offers a formal dining room, newer flooring, and ceramic tile, while the upper apartment features an open-concept layout with a large bathroom complete with a walk-in shower. A full basement provides washer and dryer hookups, and tenants will appreciate the inviting covered/open front porch along with the rear porch overlooking the canal. The lower level offers the perfect opportunity to operate your business or enjoy owner-occupied living while the second-floor apartment helps offset your mortgage and operating expenses. With excellent exposure along the Route 5 & 20 corridor, waterfront appeal, dependable rental income, and commercial zoning, this is a rare property that offers both immediate cash flow and outstanding long-term potential. Whether you're expanding your investment portfolio, launching a business, or seeking a flexible mixed-use property, this one is not to be missed.

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Single Family Active

Price

$ 179,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 3,085

Style

Duplex

Lot Size

0.32

Year Built

1880

Town/City

Seneca Falls

County/Region

Seneca

MLS | Web ID

R1704585

Features
Interior
Interior Amenities NaturalWoodwork BedroomOnMainLevel
Basement Full WalkOutAccess
Flooring Carpet CeramicTile Laminate Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Window Features ThermalWindows
Fireplace Y/N No
Half Baths 0
Total Bedrooms 4
Main Level Bathrooms 0
Total Baths 2
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General
Sewer Connected
Heating Gas ForcedAir WallFurnace
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow SubjectToTenantRights
Roof Asphalt
Appliances ElectricWaterHeater
Garage Spaces 2.0
Patio/Porch Features Covered Open Porch
Architectural Style Duplex
Construction Materials WoodSiding
School District Waterloo
Year Built 1880
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype Duplex
Waterfront Features CanalAccess
Accessibility AccessibleBedroom
County Seneca
Property Type Residential
Garage Y/N Yes
Rent Includes Gardener TrashCollection Water
Full Baths 2
Status Active
Directions Routes 5 and 20 between Seneca Falls and Waterloo. Located across from Eagle Auto and to the West of EcoSpec. Sign on Premises.
High School Waterloo High
City Seneca Falls
Body of Water Cayuga And Seneca Canal
Senior Community Y/N No
High School District Waterloo
Zoning Description Commercial
Number Of Units Total 2
MLS Area Seneca Falls-453289
Lot Size Units Acres
Lot Size Square Feet 13939.0
Elementary School Skoi-Yase
Year Built Details Existing
Tax Annual Amount 3085.0
Middle/Junior High School Waterloo Middle
Property Condition Resale
Structure Type Duplex
Standard Status Active
Middle/Junior School District Waterloo
Elementary School District Waterloo
Tax Assessed Value 120000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 34
Property Sub Type Additional Duplex
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Exterior
Exterior Amenities EnclosedPorch Porch PrivateYard SeeRemarks
Parking Features Gravel TwoOrMoreSpaces
Lot Features Rectangular RectangularLot
Water Source Connected Public
Lot Size Area 0.32
Foundation Details Block Stone
Building Area Total 1190.0
Lot Size Acres 0.32
Frontage Length 80
Waterfront Y/N Yes
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
Road Frontage Type MainThoroughfare
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Internal Only
Street Number 1 2132
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* Excluded Features
List By
The Young Agency

Broker

(315) 539-3323

Phone

Affordability Calculator

$1,393
Per Month
82%
18%
0%
Monthly Principal & Interest
$1,136
Monthly Property Taxes
$257
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5515849 Elementary School
3323464 Middle School
Waterloo High High School
Pricing History
DatePricePrice ChangeDescription
8/6/2026$179,900 Listed Price

Map


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2132 US Route 20, Seneca Falls, NY, 13148 is a Single Family Home for sale at $179,900 with 1,190 sqft and a lot size of 0.32. 2132 US Route 20 has 4 bedrooms, 2.0 baths, and was built in 1880. The property's zip code is 13148 which is in Seneca Falls, NY