31 Cottage Street
Monticello, NY, 12701 $ 475,000
Bedrooms2 Baths1.0 Sq 7,500 Monthly Estimate*
$ 2,999
for $475,000 with 2 bedrooms and 1 full bath. This 7,500 square foot home was built in 1930 on a lot size of 0.1722.
Charming Mediterranean-Style Legal Two-Family Home with Oversized Garage Welcome to this well-maintained Mediterranean-style stucco legal two-family home, ideally situated on a quaint residential street in the Village of Monticello. Offering excellent versatility for both owner-occupants and investors, this property combines character, functionality, and long-term value. The first-floor apartment features 2 spacious bedrooms, 1 full bath, a large living room, an eat-in kitchen, two welcoming foyers, and beautiful hardwood floors throughout. This unit has been lovingly maintained and is in great condition. The second-floor apartment offers a sizable bedroom, a bright and spacious living room, a kitchen, and a full bath, providing comfortable living. Outside, you'll find beautifully landscaped grounds with colorful flower gardens, a paved driveway, and an oversized one-car deep solid block garage. The garage provides ample space for a workshop, storage, hobbies, or additional utility needs. Whether you're looking for a primary residence with rental income to help offset expenses or a solid investment property with strong future resale potential, this home is an excellent opportunity. Conveniently located within the Village of Monticello, you'll enjoy easy access to shopping, dining, transportation, schools, parks, and all local amenities. Don't miss this unique opportunity to own a versatile and attractive two-family property in a desirable village location!
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FeaturesInteriorInterior Amenities First Floor Bedroom First Floor Full Bath Eat-in Kitchen Entrance Foyer Natural Woodwork Original Details Storage
Basement Full Unfinished
Basement Features Full Unfinished
Basement (Y/N) Y
Fireplace Y/N N
Total Bedrooms 2
Total Baths 1
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GeneralSewer Public Sewer
Heating Oil Steam
Cooling Multi Units
Utilities Cable Available Electricity Connected Phone Available Sewer Connected Trash Collection Public Water Connected
Garage Spaces 1
Architectural Style Cape Cod Mediterranean
Construction Materials Frame Stucco
Year Built 1930
Property Subtype Duplex
Tax Year 2025
Parcel Number 4601-111-0-0004-007-000
County Sullivan County
Property Type Residential Income
Garage Y/N Y
Full Baths 1
High School Monticello High School
City Thompson
Senior Community Y/N N
High School District Monticello
Number Of Units Total 2
Carport Y/N N
Elementary School George L Cooke School
Property Attached Y/N N
Tax Annual Amount 3744.55
Middle/Junior High School Robert J Kaiser Middle School
Property Condition Actual
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Monticello
Elementary School District Monticello
Tax Assessed Value 53500
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ExteriorParking Features Driveway Garage Parking Lot Driveway Garage Parking Lot
Water Source Public
Total Parking 4
Parking Spaces 4
Spa N
Waterfront Y/N N
Road Frontage Type Municipal
Road Responsibility Public Maintained Road
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* Excluded FeaturesList ByAlla SienitskyListing Agent
Affordability Calculator
- Monthly Principal & Interest
- $2,999
- Monthly Property Taxes
- $312
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Monticello, NY
Average List Price $488,170
Percent of Sale Price 3%
About Monticello, NY 11,220 Population
0% Since 2002
$ 36,080 Median Income
38.43 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
4100287 Elementary School
4100531 Middle School
Monticello High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/6/2026 | $475,000 | | Listed Price |