357 Mccarthy Avenue Oceano, CA $ 1,199,000
357 Mccarthy Avenue
$ 1,199,000
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357 Mccarthy Avenue

Oceano, CA, 93445
$ 1,199,000
Bedrooms3 Baths3.0 Sq 2,218

Monthly Estimate*

$ 7,571

Listed by The Agents Central Coast
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Single Family Home for sale in Oceano, CA

for $1,199,000 with 3 bedrooms and 3 full baths. This 2,218 square foot home was built in 2000 on a lot size of 0.095.

Welcome to 357 McCarthy Avenue, a licensed vacation rental just half a block from the beach in Oceano’s coastal neighborhood. This flexible property is designed for true beach living, with a layout that lets you enjoy it as one full home or functionally as two separate units so you can live in one and rent the other. Upstairs, you’ll find bright, open living with a comfortable great room and fireplace, a sizable kitchen, two bedrooms, and a bathroom, all oriented to capture coastal light and sea breezes. A large second-story patio leads up to a third-story viewing deck, an ideal spot for sunrise coffee and sunset ocean views over the dunes and shoreline. Downstairs, a second living room and second kitchen offer its own entrance with a fireplace, two full bathrooms, backyard space, and direct garage access, creating a natural separation of space for guests or tenants. This configuration makes it easy to occupy the upper level as your personal beach home while continuing to operate the lower level as a rental, or to rent the entire residence as one larger vacation property. 357 McCarthy sits on an approximately 4,140 sq ft lot and offers about 2,218 sq ft of living area, with a 3-car garage providing excellent parking and storage for beach gear and longer stays. With its licensed vacation rental status, flexible two-unit-style floor plan, and unbeatable proximity to the ocean, this property is ideal for investors, second-home buyers, or anyone who wants to blend coastal living with strong rental potential. Come experience 357 McCarthy Avenue and imagine how you’ll enjoy living at the beach while your property works for you.

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Single Family Coming Soon

Price

$ 1,199,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.095

Year Built

2000

Town/City

Oceano

County/Region

San Luis Obispo

MLS | Web ID

PI26170978

Days on Market

3

Features
General
Living Area 2218
Sewer Public Sewer
Heating Forced Air
Cooling None
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Tile
Appliances Dishwasher Gas Cooktop Disposal Gas Oven Gas Range Gas Water Heater Microwave Refrigerator
HOA Fee 0
Garage Spaces 3
Pool Features None
Construction Materials Stucco
Year Built 2000
Electric Standard
View Ocean
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Street Lights
County San Luis Obispo
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Oceano(350)
Garage Y/N true
Full Baths 3
Special Listing Conditions Standard
Status Coming Soon
Directions On McCarthy Ave home is about half way down the street.
City Oceano
Disclosures Licensed Vacation Rental
Entry Location 1
Senior Community Y/N false
High School District Lucia Mar Unified
Number Of Units Total 1
MLS Area OCNO - Oceano
Lot Size Units Square Feet
Lot Size Square Feet 4140
Listing Terms Cash Conventional
Spa Features None
Property Attached Y/N false
Land Lease Y/N false
Property Condition Turnkey
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type House
Living Area Units Square Feet
Standard Status Coming Soon
Occupancy Type Tenant
Year Built Source Public Records
Tax Lot 10
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-08-10
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Interior
Interior Amenities Ceiling Fan(s) Open Floorplan Pantry Recessed Lighting Bedroom on Main Level
Flooring Laminate
Fireplace Features Family Room Gas Living Room
Total Stories 2
Common Walls No Common Walls
Air Conditioning Y/N false
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N true
Laundry Features In Garage
Total Bedrooms 3
Entry Level 1
Main Level Bedrooms 1
Main Level Bathrooms 2
Total Baths 3
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Exterior
Fencing Good Condition Wood
Parking Features Door-Multi Garage Faces Front Garage
Lot Features Drip Irrigation/Bubblers Landscaped Yard
Water Source Public
Total Parking 3
Inclusions All furniture linens etc available for negotiation.
Lot Size Area 4140
Foundation Details Slab
Spa false
Lot Size Acres 0.095
Road Surface Type Paved
Private Pool false
Lot Size Source Assessor
Road Frontage Type City Street
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* Excluded Features
List By
The Agents Central Coast

Broker

amynjustice@yahoo.com

Email

Affordability Calculator

$7,571
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Monthly Principal & Interest
$7,571
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/6/2026$1,199,000 Listed Price

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357 Mccarthy Avenue, Oceano, CA, 93445 is a Single Family Home for sale at $1,199,000 with 2,218 sqft and a lot size of 0.095. 357 Mccarthy Avenue has 3 bedrooms, 3.0 baths, and was built in 2000. The property's zip code is 93445 which is in Oceano, CA