708 S Charles Street

Otterbein sits at a useful intersection of quiet and central, a historic row-home neighborhood with real character and enough going on around it that daily life mostly happens on foot. The Inner Harbor is around the corner, Federal Hill's shops and restaurants are minutes away, and for those who'd rather support a local spot than a chain, Morning Mugs Coffee Shop is practically in your backyard. 708 S Charles Street puts you right in the middle of it, with assigned parking waiting when you get back. Inside, the home has a certain ease to it. Hardwood floors run through the main level, plantation shutters carry through every room, and the open floor plan gives the space a flow that makes the footprint feel larger than it reads on paper. The kitchen is where the bulk of the recent investment shows: a new dishwasher (2026), refrigerator (2025), and oven and microwave (2024) join granite countertops, a breakfast bar, and a full lineup of stainless steel appliances. The dining room connects it all and leads into the living room, where a wood-burning fireplace gives the space a focal point. A refreshed powder room rounds out the main level before the stairs take you up to the upper level. Upstairs, two sizable bedrooms each have their own en-suite bathroom, both updated in 2025, so the work is already done. The lower level is fully finished and genuinely flexible: a third bedroom, a family room, a home office, whatever the next chapter calls for. There's a large storage closet, a new washer and dryer (2023), and the space is plumbed for a third full bathroom, if you ever want to add it. Out back, a private courtyard gives you a place to step outside, enough for a couple of chairs and a grill when the weather is right. A new roof in 2017, a chimney liner the same year, and a hot water heater replaced in 2020, the kind of maintenance history that gives a buyer peace of mind before they even walk through the door. And for even more confidence getting started, ask the listing agent about a free 2-year temporary rate buy-down with a preferred lender that lowers your monthly payment for the first two years. Terms subject to buyer qualification and lender guidelines. From this address, the city opens up quickly. The Inner Harbor is around the corner, Federal Hill is minutes away, and M&T Bank Stadium and Oriole Park are right there when the season calls for it. When you need to get out of the city entirely, with easy access to I-95 and the MARC train.