10020 Betsy Street Fredericksburg, VA $ 550,000
10020 Betsy Street
$ 550,000
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10020 Betsy Street

Fredericksburg, VA, 22408
$ 550,000
Bedrooms4 Baths3.2 Sq 3,593

Monthly Estimate*

$ 3,799

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Single Family Home for sale in Fredericksburg, VA

for $550,000 with 4 bedrooms and 3 full baths, 2 half baths. This 3,593 square foot home was built in 2004 on a lot size of 0.39.

***Price Improvement*** Discover this charming Colonial in the desirable Pelhams Crossing West community, offering an appealing combination of comfort, flexibility, and investment potential. Built in 2004, this detached residence features approximately 2,465 square feet of thoughtfully designed living space, with four spacious bedrooms and three bathrooms. The inviting open floor plan seamlessly connects the family room and kitchen, creating an ideal setting for everyday living and entertaining. The main-level kitchen features a center island and modern appliances, including a refrigerator, stove, built-in microwave, and dishwasher. Hardwood and laminate flooring add warmth throughout the home, while a cozy gas fireplace provides an elegant focal point in the family room. The fully finished basement, accessible from both inside and outside the home, provides valuable additional living space. It includes two finished rooms without windows, making them ideal for offices, recreation rooms, storage, or other flexible uses. The lower level also features its own full kitchen with a refrigerator, stove, and microwave. Altogether, the home offers two complete kitchen setups, providing excellent flexibility for extended household living or potential rental use, subject to applicable zoning, permitting, and occupancy requirements. Outside, enjoy peaceful views of the surrounding trees and woods from the deck or patioperfect for relaxing or entertaining. Additional highlights include a community pool, ample parking, and a two-car attached garage. Situated mid-block, the property offers a peaceful setting while remaining convenient to local amenities. With its spacious layout, versatile finished basement, and desirable community location, this home presents an exciting opportunity for homeowners and investors alike. Dont miss your chance to make it yours!

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Single Family Active

Price

$ 550,000

Bedrooms

4

Full Bath

3

Half Bath

2

Property Type

Single Family

Taxes

$ 3,512

Style

Colonial

Lot Size

0.39

Year Built

2004

Town/City

Fredericksburg

County/Region

Spotsylvania

MLS | Web ID

VASP2044918

Features
General
Living Area 3593
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Immediate
Roof Architectural Shingle
Appliances Built-In Microwave Dishwasher Disposal Icemaker Refrigerator Stove Water Dispenser
Zoning R2
HOA Fee 63.00
Garage Spaces 2.00
Patio/Porch Features Deck(s) Patio(s)
Architectural Style Colonial
Construction Materials Vinyl Siding
School District SPOTSYLVANIA COUNTY PUBLIC SCHOOLS
Year Built 2004
View Trees/Woods
Levels 2
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Monthly
County SPOTSYLVANIA
New Construction N
Property Type Residential
HOA Y
Subdivision Name PELHAM'S CROSSING WEST
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Total Rooms 15
Full Baths 3
Status ACTIVE
Directions See Google Maps.
City FREDERICKSBURG
Disclosures Prop Disclosure
Association Name PELHAM'S CROSSING HOA
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 16986.00
Tax Annual Amount 3512.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 223.12
Acceptable Financing Cash Conventional FHA VA
Historic Y/N Y
Vacation Rental Y/N N
Virtual Tour https://www.zillow.com/view-imx/682dde98-646a-4e22-bc59-3fe6547445c2?wl=true&setAttribution=mls&initialViewType=pano
Location Type Middle Of Block
Standard Status Active
Year Built Source Estimated
Legal Subdivision PELHAM'S CROSSING WEST
Tax Lot 5
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Interior
Interior Amenities Bathroom - Soaking Tub Breakfast Area Ceiling Fan(s) Family Room Off Kitchen Floor Plan - Open Kitchen - Island Walk-in Closet(s) Wood Floors
Heating Fuel Natural Gas
Basement Fully Finished Outside Entrance Interior Access Rear Entrance
Flooring Hardwood Laminated
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2465
Half Baths 2
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 1128
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor Basement
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 5
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Exterior
Pool Yes - Community
Fencing Privacy Rear
Parking Features Concrete Driveway
Water Source Public
Garage Features Garage - Front Entry
Type of Parking Attached Garage Driveway Off Street
Foundation Details Concrete Perimeter
Water View Y/N N
Lot Size Acres 0.39
Lot Size Source Estimated
Waterfront Y/N N
Land Assessed Value 175000.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 10020
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* Excluded Features
List By
Samson Properties

Broker

danderson@daahomes.com

Email

Affordability Calculator

$4,091
Per Month
93%
7%
0%
Monthly Principal & Interest
$3,799
Monthly Property Taxes
$293
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533256 Elementary School
3533262 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/6/2026$550,000 -1.77% Price Down
8/5/2026$559,900 Listed Price

Map


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10020 Betsy Street, Fredericksburg, VA, 22408 is a Single Family Home for sale at $550,000 with 3,593 sqft and a lot size of 0.39. 10020 Betsy Street has 4 bedrooms, 3.2 baths, and was built in 2004. The property's zip code is 22408 which is in Fredericksburg, VA