16358 Finney Creek Ln
Onancock, VA, 23417 $ 950,000
Bedrooms3 Baths3.1 Sq 3,698 Monthly Estimate*
$ 5,998
for $950,000 with 3 bedrooms and 3 full baths, 1 half bath. This 3,698 square foot home was built in 2004.
7.3 Private waterfront acres just five minutes from the charming harbor town of Onancock, this exceptional Cape Cod-style residence with timeless Colonial influences offers the perfect blend of elegance, comfort, and life on the water. With 3,659 square feet, the home is far more spacious than it appears, revealing thoughtfully designed interiors, generous living spaces, and beautiful water views throughout. Designed for effortless main-level living, the expansive primary suite provides a peaceful retreat overlooking the property, while the home's flowing floor plan is equally suited for everyday living and entertaining. The spacious family room opens seamlessly to the kitchen, creating the heart of the home where family and guests naturally gather. Formal and informal dining areas offer flexibility for everything from holiday celebrations to casual dinners, while a dedicated study provides the perfect home office, library, or quiet workspace. Upstairs, a large bonus room offers endless possibilities as a guest retreat, media room, hobby space, fitness area, or children's playroom. Outside, a private pier with a 7,000-pound boat lift, and kayak launch offers direct access to the creek and beyond, with approximately 2 to 2.5 feet of water at low tide, making it ideal for boating, fishing, kayaking, paddleboarding, and exploring Virginia's spectacular Eastern Shore waterways. Whether you're heading out for a day on the Chesapeake Bay or simply enjoying sunrise coffee overlooking the water, every day feels like a vacation. Additional highlights include a two-car attached garage, mature landscaping, expansive lawn with irrigation, and ample room for outdoor entertaining, gardening, or simply enjoying the peaceful surroundings. Perfect as a primary residence, waterfront retreat, or luxury second home, this rare offering combines acreage, boating access, and proximity to one of the Eastern Shore's most beloved waterfront towns. Just minutes from marinas, boutique shopping, art galleries, restaurants, the regional hospital, and the Eastern Shore Yacht & Country Club, this property offers an exceptional lifestyle where boating, nature, and small-town charm come together.
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FeaturesInteriorInterior Amenities Smoke Detector Walk-in Closet(s) Washer/Dryer Hookup 1st Floor Bedroom Dining Room
Storage Attic
Beds 3
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GeneralSewer Septic System
Heating Heat Pump
Roof Composition
Appliances Range Microwave Dishwasher Trash Compactor Refrigerator Water Conditioner Washer Dryer
Water Well
Water Heater Electric
Fireplaces One Fireplace Family Room
Garage Garage Two Car Electric Garage Door Opener
Zoning Agricultural
Status Active Active
Full Baths 3
Half Baths 1
Year Built 2004
Subdivision ONANCOCK
Stories Count Two
Age 15-30 yrs +/-
Area Accomack
City ONANCOCK
Listing Type Residential
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ExteriorExterior Vinyl Siding
Foundation Crawl Space
Exterior Amenities Double Pane Windows Shell Driveway Deck Pier/Dock Open Porch
Waterfront WATERFRONT
Lot 7
Lot Dimensions 7.3
Type or Style Colonial Cape Cod
Acreage 5-9.0 acres +/-
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* Excluded FeaturesList ByColdwell Banker Harbour RealtyBroker
akdoughty@cbharbour.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,998
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Onancock, VA
Average List Price $574,041
Percent of Sale Price 40%
About Onancock, VA 1,294 Population
-14% Since 2002
$ 29,866 Median Income
49.78 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
2779429 Elementary School
2779430 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/5/2026 | $950,000 | | Listed Price |