2656 Oneida Street
Utica, NY, 13501 $ 300,000
Bedrooms3 Baths1.1 Sq 1,440 Monthly Estimate*
$ 1,894
for $300,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,440 square foot home was built in 1900 on a lot size of 0.1705.
Welcome to your own storybook cottage, where timeless charm and thoughtful updates create a home full of warmth and character. Situated on 3 generous lots, this beautifully maintained 3 bedroom (3rd floor loft as 4th bedroom), 1.5 bath home offers nearly 1,500 square feet of inviting living space, complete with a 1 car attached garage, newer roof and siding, and an extended driveway completed in 2023. Nestled on a picturesque corner lot, you'll discover mature landscaping, fenced front and back yards, a welcoming garden, grapevines, a fire pit, and multi tiered decks that create the perfect setting for relaxing, entertaining, or simply enjoying the outdoors. Step through the front door and immediately feel at home. Sunlight fills the inviting living room, where a cozy fireplace creates the perfect gathering place. Just beyond, a second spacious living room offers exceptional flexibility as additional living space, a playroom, home office, library, fitness room, or potential first floor bedroom to fit your lifestyle. At the heart of the home, the beautifully remodeled kitchen features new Stainless Steel appliances, Quartz countertops, abundant cabinetry, and a generous breakfast bar. The adjoining formal dining room is perfect for everyday meals or holiday gatherings, while the nearby sunporch provides easy access to the peaceful backyard retreat. Upstairs, spacious bedrooms are filled with character, while the beautifully remodeled cedar lined loft on the 3rd floor, completed in 2019, offers a charming retreat ideal as a private bedroom, reading nook, artist's studio, hobby space, or quiet escape. The full basement has been thoughtfully divided into multiple private rooms, providing excellent flexibility for additional space & storage. From peaceful mornings in the garden to evenings gathered around the fire pit beneath the grapevines, this inviting home blends classic cottage charm with modern convenience and offers a setting where lasting memories are waiting to be made. Perhaps the happiest stories don't end at all. They simply begin with a place that feels like home.
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FeaturesInteriorInterior Amenities BreakfastBar CedarClosets CeilingFans SeparateFormalDiningRoom EntranceFoyer EatInKitchen SeparateFormalLivingRoom QuartzCounters SlidingGlassDoors NaturalWoodwork Loft
Basement Full
Flooring Hardwood Tile Varies Vinyl
Total Fireplaces 1
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Laundry Features InBasement
Total Bedrooms 3
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 2
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GeneralSewer Connected
Heating Gas Baseboard HotWater
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt
Appliances Dishwasher GasOven GasRange GasWaterHeater Microwave Refrigerator
Garage Spaces 1.0
Patio/Porch Features Deck
Architectural Style CapeCod
Construction Materials AluminumSiding BlownInInsulation PexPlumbing
School District Utica
Year Built 1900
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
Additional Parcels Description 301600-329-020-0003-042 301600-329-020-0003-043
County Oneida
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Other Structures Sheds Storage
Total Rooms 10
Full Baths 1
Status Active
Directions Turn off of Higby Road onto Oneida St. Property includes the corner from Arlington/Oneida to 2656 Oneida St (that large corner 2 lots)
City Utica
Senior Community Y/N No
High School District Utica
Number Of Units Total 0
MLS Area Utica-City-301600
Lot Size Units Acres
Lot Size Square Feet 7426.0
Year Built Details Existing
Tax Annual Amount 4341.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1704184 https://youtube.com/shorts/9o3NNnG6ZBA
Standard Status Active
Middle/Junior School District Utica
Elementary School District Utica
Tax Assessed Value 64800
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 41
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ExteriorExterior Amenities BlacktopDriveway Deck FullyFenced PrivateYard SeeRemarks
Fencing Full
Parking Features Attached Electricity Garage
Lot Features CornerLot Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.1705
Foundation Details Block
Building Area Total 1440.0
Lot Dimensions 47X158
Lot Size Acres 0.1705
Waterfront Y/N No
Door Features SlidingDoors
Road Frontage Type CityStreet
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* Excluded FeaturesList ByColdwell Banker Faith PropertiesBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,894
- Monthly Property Taxes
- $362
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Utica, NY
Average List Price $231,810
Percent of Sale Price 23%
About Utica, NY 61,376 Population
1% Since 2002
$ 32,748 Median Income
36.3 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
247699 Elementary School
246707 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/5/2026 | $299,900 | | Listed Price |