1387 N Independence Drive
Montross, VA, 22520 $ 450,000
Bedrooms4 Baths2.0 Sq 2,577 Monthly Estimate*
$ 2,841
for $450,000 with 4 bedrooms and 2 full baths. This 2,577 square foot home was built in 1962 on a lot size of 0.8.
1387 N. Independence Drive, Montross, VA Potomac River Views, Resort-Style Amenities & Incredible Value at Just $450,000! If you've been waiting for the perfect Northern Neck waterfront lifestyle without the waterfront price tag, this is the opportunity you've been searching for. Priced at just $450,000, this spacious 2,288-square-foot home offers one of the best values currently available in Stratford Harbour, one of Montross, Virginia's most desirable waterfront communities. Positioned on a beautifully shaded lot overlooking the Potomac River, this 3-bedroom, 2-bath home combines timeless character with thoughtful updates. Rich tile flooring, an upgraded kitchen, formal dining area, cozy fireplace, expansive sunroom filled with natural light, and a spacious primary suite with its own private balcony create the perfect blend of comfort and everyday luxury. Large windows throughout the home showcase peaceful water views, spectacular sunsets, and the natural beauty that makes the Northern Neck of Virginia so sought after. Step outside and enjoy a setting designed for entertaining, relaxing, or simply watching boats cruise along the Potomac while bald eagles soar overhead. Living in Stratford Harbour means you're not just buying a homeyou're investing in a lifestyle. Residents enjoy exclusive access to: Shark Tooth beach 110-acre freshwater lake Swimming pool Clubhouse Tennis and pickleball courts Playground and community events Whether you're searching for a primary residence, weekend retreat, vacation home, or investment property, this home delivers exceptional value in a location that continues to attract buyers looking for waterfront living in Westmoreland County, Montross, and Virginia's scenic Northern Neck. Finding a home with Potomac River views, over 2,200 square feet, resort-style community amenities, and this level of affordability is becoming increasingly rare. At $450,000, 1387 N. Independence Drive represents an outstanding opportunity to own more home, more lifestyle, and more value for your investment. Conveniently located near historic Montross, Stratford Hall, Colonial Beach, Tappahannock, and just a comfortable drive from Fredericksburg, Richmond, Northern Virginia, and the Washington, D.C. metro area, this home offers the perfect escape while remaining easily accessible. Don't miss one of the best values currently available in Stratford Harbourschedule your private showing today before someone else discovers this exceptional opportunity.
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Single Family Coming Soon
FeaturesGeneralLiving Area 2577
Sewer Public Septic
Heating Central
Cooling Central A/C
Possession Immediate
Appliances Built-In Microwave Dishwasher Dryer Refrigerator Stove Washer
Zoning R1
HOA Fee 450.00
Patio/Porch Features Deck(s)
Architectural Style Contemporary
Construction Materials HardiPlank Type
School District WESTMORELAND COUNTY PUBLIC SCHOOLS
Year Built 1962
View River
Levels 2
Tax Year 2025
Ownership Other
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Annually
County WESTMORELAND
New Construction N
Property Type Residential
Association Amenities Basketball Courts Beach Club House Hot tub Pickleball Courts Picnic Area Pool - Outdoor Soccer Field Tennis Courts Tot Lots/Playground Water/Lake Privileges
HOA Y
Subdivision Name STRATFORD HARBOUR
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status COMING SOON
Directions Rt. 3 East. Turn left onto VA-214E. Turn left onto State Rt. 609. Turn left onto State Rt. 1601
City MONTROSS
Association Name STRATFORD HARBOUR PROPERTY OWNERS ASSOCIATION
Senior Community Y/N N
Tax Annual Amount 1992.0
Property Condition Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 253.24
Vacation Rental Y/N N
Location Type River
Standard Status Coming Soon
Year Built Source Estimated
Legal Subdivision KINGS GRANT BLUFFS
Tax Lot 179
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InteriorInterior Amenities Crown Moldings
Heating Fuel Electric
Basement Fully Finished Interior Access Outside Entrance
Flooring Ceramic Tile
Total Fireplaces 1
Fireplace Features Wood
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1777
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 800
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Basement
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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ExteriorPool Yes - Community
Lot Features Partly Wooded
Water Source Public
Type of Parking Driveway
Foundation Details Concrete Perimeter
Water View Y/N Y
Lot Dimensions .8 acres
Water Body Type River
Waterfront Y/N Y
Navigable Water Y/N N
Water Oriented Y/N Y
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* Excluded FeaturesList ByColdwell Banker EliteBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,841
- Monthly Property Taxes
- $166
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Montross, VA
Average List Price $419,320
Percent of Sale Price 7%
About Montross, VA 421 Population
20% Since 2002
$ 57,763 Median Income
45.21 Median Age
5% Households with Children
Trends Information provided by ATTOM Data Solutions.
5395383 Elementary School
3536031 Middle School
Washington & Lee High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/5/2026 | $450,000 | | Listed Price |