1012 Pearl Street St. Joseph, MI $ 659,900
1012 Pearl Street
$ 659,900
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1012 Pearl Street

St. Joseph, MI, 49085
$ 659,900
Bedrooms5 Baths4.0 Sq 3,266

Monthly Estimate*

$ 4,167

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Single Family Home for sale in St. Joseph, MI for $659,900 with 5 bedrooms and 4 full baths. This 3,266 square foot home was built in 1912 on a lot size of 0.24.

There's a certain kind of morning that happens on a private covered balcony, coffee in hand, downtown St. Joe waking up below. That's what living here feels like. This five bedroom home was made for a life that's full, whether that means a growing family filling every room or a second home that welcomes the whole crew for the weekend. A main floor bedroom gives you options nobody wants to admit they need yet, guests who'd rather skip the stairs, family visiting for the summer, or just a flexible space that works however your life is shaped this year. Upstairs, one of the bedrooms opens onto a private covered balcony, a quiet spot that's entirely its own. Out back, the real magic happens. A finished bar with water, electric, and heat means this isn't a seasonal setup, it's ready for gatherings twelve months a year, especially paired with the covered patio and grill just steps away. Add a walk to Kiwanis Park, downtown shops and restaurants, and highly rated schools, and you've got a location that does most of the selling itself.

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Single Family Active

Price

$ 659,900

Bedrooms

5

Full Bath

4

Property Type

Single Family

Taxes

$ 9,757

Style

Traditional

Lot Size

0.24

Year Built

1912

Town/City

St. Joseph

County/Region

BERRIEN

MLS | Web ID

26040508

Features
Interior
Interior Amenities Ceiling Fan(s) Broadband Garage Door Opener Wet Bar
Basement Daylight Full
Flooring Carpet Ceramic Tile Stone Tile Wood
Total Fireplaces 1
Fireplace Features Family Room Gas Log Living Room
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Screens Replacement
Fireplace Y/N Y
Half Baths 0
Laundry Features In Basement Laundry Chute
Total Bedrooms 5
Below Grade Finished Area 838.0
Main Level Bedrooms 1
Total Baths 4
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General
Sewer Public
Heating Baseboard Forced Air Radiant
Cooling Central Air
Utilities Natural Gas Available Electricity Available Cable Available Natural Gas Connected Cable Connected High-Speed Internet
Possession Close Of Escrow
Roof Composition Shingle
Appliances Humidifier Built-In Gas Oven Dishwasher Disposal Dryer Microwave Oven Range Refrigerator Washer
Garage Spaces 1.0
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Stucco Vinyl Siding
Year Built 1912
Stories Count 2
Township St. Joseph City
Property Subtype Single Family Residence
Tax Year 2025
Ownership Private Owned
Waterfront Features Lake River
Accessibility 36' or + Hallway Low Threshold Shower
County Berrien
New Construction N
Property Type Residential
Attached Garage N
Subdivision Name Hoyts Add To City Of St Joseph
Garage Y/N Y
Total Rooms 11
Full Baths 4
Status Active
Directions Langley or Main St. to Pearl St. just East of Wayne St.
City St. Joseph
Body of Water Lake Michigan
High School District St. Joseph
Lot Size Units Acres
Lot Size Square Feet 10324.0
Carport Y/N N
Listing Terms Cash Conventional
Land Lease Y/N N
Tax Annual Amount 9757.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Virtual Tour https://www.zillow.com/view-imx/e5d88666-f7b8-4238-9bc5-d4ce14e4779a?wl=true&setAttribution=mls&initialViewType=pano
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 215800
Legal Description COM 30' S58DEG45'E OF NWLY COR LOT 1 BLK 22 HOYT'S ADD TO CITY OF ST JOSEPH TH S31 DEG15'W 264' TH N58DEG45'W 40' TH N31DEG15'E 264' TH S58DEG45'E 40' TO BEG BEING THE WLY 30'OF LOTS 1 2 3 & 4 BLK 22
Senior Community None
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Exterior
Exterior Amenities Balcony Play Equipment
Parking Features Garage Door Opener Detached
Lot Features Sidewalk
Water Source Public
Lot Size Area 0.24
Spa N
Building Area Total 2428.0
Lot Dimensions 40 x 265
Lot Size Acres 0.24
Road Surface Type Paved
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 1012
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* Excluded Features
List By
Epique Realty

Broker

cathy@hiisellhouses.com

Email

Affordability Calculator

$4,980
Per Month
84%
16%
0%
Monthly Principal & Interest
$4,167
Monthly Property Taxes
$813
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
250331 Elementary School
249739 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/5/2026$659,900 Listed Price

Map


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1012 Pearl Street, St. Joseph, MI, 49085 is a Single Family Home for sale at $659,900 with 3,266 sqft and a lot size of 0.24. 1012 Pearl Street has 5 bedrooms, 4.0 baths, and was built in 1912. The property's zip code is 49085 which is in St. Joseph, MI