455 Congress Avenue
Waterbury, CT, 06708 $ 550,000
Bedrooms7 Baths4.0 Sq 3,862 Monthly Estimate*
$ 3,473
for $550,000 with 7 bedrooms and 4 full baths. This 3,862 square foot home was built in 1921 on a lot size of 0.23.
Excellent opportunity to acquire a well-maintained four-family investment property in Waterbury's desirable Town Plot neighborhood. This income-producing asset features an attractive unit mix of three spacious two-bedroom, one-bath apartments and one one-bedroom, one-bath apartment, offering broad tenant appeal and stable occupancy potential. The property currently generates $4,380 per month ($52,560 annually) in rental income, providing immediate cash flow with additional upside through future rent growth. Each apartment offers functional layouts with generous living space, while the building sits on a sizable lot with off-street parking and a detached garage. Built in 1921, the property contains approximately 3,862 square feet of living area and has been a solid long-term investment. Conveniently located near shopping, schools, public transportation, major highways, and downtown Waterbury, the location continues to attract both tenants and investors. Whether you're expanding your investment portfolio or seeking an owner-occupied property with substantial rental income, 455 Congress Avenue offers strong income potential in one of Waterbury's most active multifamily markets. Property Highlights Four-family multifamily investment Three 2-bedroom, 1-bath apartments One 1-bedroom, 1-bath apartment Current gross rental income: $4,380/month ($52,560/year) Approximately 3,302 square feet. Detached garage and off-street parking. All property information has been obtained from sources deemed reliable but has not been independently verified by Ghent Realty Advisors. Buyers should conduct their own due diligence regarding property characteristics, dimensions, boundaries, utilities, permits, zoning, and intended use.
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FeaturesGeneralZoning RM
Neighborhood Town Plot
County New Haven
Tax Year July 2025-June 2026
Property Type Multi-Family For Sale
Status Active
Acres 0.23
Directions Highland Ave to Congress Ave
High School John F. Kennedy
City Waterbury
Elementary School Per Board of Ed
Sq Ft Total 3862
DOM 2
Year Built 1921
Style Units on different Floors 3updown - Unit(s) per Floor
Year Built Source Public Records
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InteriorCooling System None
Total Number of Units 4
Total Rooms 18
Basement Description Full Partially Finished Walk-out Liveable Space
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ExteriorWater Source Public Water Connected
Lot Description City Views Sloping Lot
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* Excluded FeaturesList ByRobert GhentListing Agent
Ghent Realty AdvisorsBroker
ghentrealty@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,473
- Monthly Property Taxes
- $765
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Waterbury, CT
Average List Price $524,558
Percent of Sale Price 5%
About Waterbury, CT 110,506 Population
3% Since 2002
$ 40,961 Median Income
37.24 Median Age
30% Households with Children
Trends Information provided by ATTOM Data Solutions.
2060116 Elementary School
1189512 Middle School
John F. Kennedy High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/4/2026 | $550,000 | | Listed Price |