12003 Oak Cove Lane
Soddy Daisy, TN, 37379 $ 1,100,000
Bedrooms4 Baths3.0 Sq 3,366 Monthly Estimate*
$ 6,946
for $1,100,000 with 4 bedrooms and 3 full baths. This 3,366 square foot home was built on a lot size of 0.59.
Being offered to the public for the very first time, this one-owner, custom-built all-brick waterfront home is a truly rare opportunity. Perfectly positioned on year-round deep water at the front of a quiet slough, you'll enjoy peaceful surroundings while taking in breathtaking views of the main channel. Complete with a private dock and boat ramp, this is lake living at its finest. Nestled on a quiet cul-de-sac in a gated community in Soddy Daisy, you'll appreciate the privacy and security of this exclusive setting while remaining just minutes from Highway 27, downtown Chattanooga, and waterfront restaurants. Designed with both everyday living and entertaining in mind, the main level features an oversized garage large enough to accommodate your boat, making it easy to enjoy life on the water. An inviting foyer opens to a spectacular living room highlighted by soaring tongue-and-groove vaulted ceilings and an entire wall of windows that perfectly frame the lake views. The spacious dining room, living room, and eat-in kitchen flow seamlessly together, creating an ideal gathering space. The kitchen offers granite countertops, a center island, and abundant cabinetry. Step outside onto the brand-new deck stretching across the back of the home--an incredible place to sip your morning coffee, entertain guests, or simply relax while overlooking the water and the main channel. Also on the main level is a generously sized guest bedroom and a full bath. Upstairs, the entire level is dedicated to the private primary suite. This luxurious retreat features a spacious bedroom, two walk-in closets, a private balcony overlooking the lake, and an en-suite bath complete with a jetted tub and separate tile shower. The walk-out basement offers exceptional flexibility with two oversized bedrooms, a full bath, a large den with a fireplace and wet bar, ample walk-in storage, and access to a covered concrete patio that connects to the driveway. Built with quality and longevity in mind, this custom home also features an attached RV garage--an amenity that's nearly impossible to find. From the one-owner history and custom craftsmanship to the all-brick construction, year-round deep water, private dock, boat ramp, and RV garage, this is a waterfront property that rarely becomes available. If you've been searching for an exclusive lakefront home that offers privacy, exceptional amenities, and unforgettable views, this is the one. The buyer is responsible to do their due diligence to verify that all information is correct, accurate, and for obtaining any and all restrictions for the property. The number of bedrooms listed above complies with local appraisal standards only.
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Single Family Coming Soon
FeaturesInteriorInterior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Crown Molding Eat-in Kitchen En Suite Entrance Foyer Granite Counters High Ceilings Kitchen Island Natural Woodwork Separate Dining Room Walk-In Closet(s) Wet Bar
Basement Finished
Flooring Carpet Ceramic Tile Hardwood Linoleum
Fireplace Features Gas Log Living Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Wood Frames
Fireplace Y/N Y
Above Grade Finished Area 2035.0
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 4
Below Grade Finished Area 1331.5
Total Baths 3
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GeneralSewer Septic Tank
Heating Natural Gas
Cooling Central Air
Utilities Electricity Connected Natural Gas Connected Water Connected
Possession Negotiable
Roof Shingle
Appliances Refrigerator Gas Water Heater Electric Oven Dishwasher Cooktop
HOA Fee 1250.0
Garage Spaces 3.0
Patio/Porch Features Covered Deck Rear Porch
Construction Materials Brick
Year Built 1989
View Lake
Property Subtype Single Family Residence
Waterfront Features Lake Lake Front
Assoc Fee Paid Per Annually
County Hamilton
New Construction N
Property Type Residential
Association Amenities Gated
HOA Y
Attached Garage Y
Subdivision Name Oak Cove
Garage Y/N Y
Total Rooms 10
Full Baths 3
Status Coming Soon
Directions Hwy 27 N exit Hixson Pike turn Right take Left around lake turn left on Armstrong Right into Oak Cove Shores subdivision. Right on Oak Cove Lane.
High School Soddy-Daisy High
City Soddy Daisy
Senior Community Y/N N
MLS Area County
Lot Size Units Acres
Lot Size Square Feet 25797.94
Carport Y/N N
Listing Terms Cash Conventional
Elementary School Soddy Elementary
Land Lease Y/N N
Tax Annual Amount 3370.44
Home Warranty Y/N N
Middle/Junior High School Soddy-Daisy Middle
Lease Renewal Y/N N
MLS Area Minor County
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Coming Soon
Legal Description Lt 12 Oak Cove Shores Unit 2 Pb40 P G140 Rev 49-334
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ExteriorExterior Amenities Boat Slip Dock - Stationary Private Yard Rain Gutters RV Hookup Smart Irrigation
Parking Features Driveway Garage Garage Door Opener Kitchen Level RV Access/Parking
Lot Features Cul-De-Sac Front Yard Gentle Sloping Level Sprinklers In Front Sprinklers In Rear Views Waterfront
Water Source Public
Lot Size Area 0.59
Foundation Details Block
Spa N
Building Area Total 3366.5
Lot Dimensions 185.68X276.94
Lot Size Acres 0.59
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByReal Estate Partners Chattanooga LlcBroker
paula@paulamcdaniel.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,946
- Monthly Property Taxes
- $281
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Soddy Daisy, TN
Average List Price $555,294
Percent of Sale Price 50%
About Soddy Daisy, TN 27,939 Population
23% Since 2002
$ 55,653 Median Income
43.52 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
1547718 Elementary School
1547868 Middle School
Soddy-Daisy High High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/4/2026 | $1,100,000 | | Listed Price |