490 Lado De Loma Drive
Vista, CA, 92083 $ 2,599,999
Bedrooms14 Baths12.0 Monthly Estimate*
$ 16,417
for $2,599,999 with 14 bedrooms and 12 full baths. The lot size is 0.209986.
Exceptional investment opportunity in the heart of Vista! Built in 2025, this fully occupied four-unit property offers strong income, modern construction, and outstanding long-term investment potential. Generating $170,160 in gross scheduled annual income, this turnkey asset is an excellent addition to any portfolio and an ideal 1031 exchange opportunity. The property features two spacious three-story townhome-style units, each offering 5 bedrooms, 3.5 bathrooms, an attached one-car garage with electric car charging outlets, private driveway parking, energy-efficient mini-split heating and air conditioning, and in-unit laundry. The main level includes the kitchen, living room, half bath, and garage access. The lower level features two bedrooms, two bathrooms, and laundry, while the bottom level offers three additional bedrooms and a full bathroom. A second detached building includes two single-level units, each with 2 bedrooms and 2 bathrooms and energy-efficient mini-split heating and air conditioningone upstairs and one downstairs. Beneath this building are two large bonus storage spaces that may offer future value-add potential, subject to buyer verification. All four units are tenant occupied, providing immediate cash flow from day one. As a newly constructed property, it is exempt from Californias statewide rent cap under AB 1482 (buyer to verify applicability), offering added flexibility for future rental growth. Additional features include owned solar, fire sprinkler systems throughout, quality modern construction designed for low maintenance, and a prime location ne
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FeaturesGeneralCooling Wall/Window
HOA Fee 0.0
Pool Features N/K
Year Built 0
Property Subtype Res Income 2-4 Units
County San Diego
Operating Expense 0.0
New Construction N
Property Type Residential Income
HOA N
Attached Garage N
Status ACTIVE
Directions GPS
City Vista
Senior Community Y/N N
Number Of Units Total 4
Lot Size Units Acres
Lot Size Square Feet 9147.0
Property Attached Y/N N
Building Area Units Sqft
Living Area Units Sqft
Standard Status Active
Cap Rate 0.0
Freehold IDX
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ExteriorLot Size Area 0.21
Number of Buildings 2
Building Area Total 0.0
Waterfront Y/N N
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InteriorTotal Stories 3
Air Conditioning Y/N N
Heating Y/N N
Fireplace Y/N N
Half Baths 0
Total Bedrooms 14
Total Baths 12
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* Excluded FeaturesList ByExp Realty Of California, Inc.Broker
Affordability Calculator
- Monthly Principal & Interest
- $16,417
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Vista, CA
Average List Price $2,394,238
Percent of Sale Price 8%
About Vista, CA 101,964 Population
15% Since 2002
$ 56,854 Median Income
34.5 Median Age
34% Households with Children
Trends Information provided by ATTOM Data Solutions.
281193 Elementary School
281006 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/4/2026 | $2,599,999 | | Listed Price |