490 Lado De Loma Drive Vista, CA $ 2,599,999
490 Lado De Loma Drive
$ 2,599,999
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490 Lado De Loma Drive

Vista, CA, 92083
$ 2,599,999
Baths2.0 Sq 6,322

Monthly Estimate*

$ 16,417

Listed by eXp Realty of California, Inc.
490 Lado De Loma Drive, Vista, CA 92083 - Image 1
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Studio

Multi-Family Home for sale in Vista, CA

for $2,599,999 with 2 full baths. This 6,322 square foot home was built in 2025 on a lot size of 0.21.

Exceptional investment opportunity in the heart of Vista! Built in 2025, this fully occupied four-unit property offers strong income, modern construction, and outstanding long-term investment potential. Generating $170,160 in gross scheduled annual income, this turnkey asset is an excellent addition to any portfolio and an ideal 1031 exchange opportunity. The property features two spacious three-story townhome-style units, each offering 5 bedrooms, 3.5 bathrooms, an attached one-car garage with electric car charging outlets, private driveway parking, energy-efficient mini-split heating and air conditioning, and in-unit laundry. The main level includes the kitchen, living room, half bath, and garage access. The lower level features two bedrooms, two bathrooms, and laundry, while the bottom level offers three additional bedrooms and a full bathroom. A second detached building includes two single-level units, each with 2 bedrooms and 2 bathrooms and energy-efficient mini-split heating and air conditioning—one upstairs and one downstairs. Beneath this building are two large bonus storage spaces that may offer future value-add potential, subject to buyer verification. All four units are tenant occupied, providing immediate cash flow from day one. As a newly constructed property, it is exempt from California’s statewide rent cap under AB 1482 (buyer to verify applicability), offering added flexibility for future rental growth. Additional features include owned solar, fire sprinkler systems throughout, quality modern construction designed for low maintenance, and a prime location near shopping, dining, schools, parks, and major commuter routes. Rarely does a newer, fully leased fourplex with strong income, quality construction, and future upside become available. Don’t miss this exceptional investment opportunity in one of Vista’s growing rental markets.

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Multi-Family Active

Price

$ 2,599,999

Bedrooms

Studio

Full Bath

2

Property Type

Multi-Family

Taxes

$ 0

Style

Lot Size

0.21

Year Built

2025

Town/City

Vista

County/Region

San Diego

MLS | Web ID

PTP2605875

Days on Market

3

Features
General
Heating Wall Furnace
Cooling Wall/Window Unit(s)
Zoning R-1:SINGLE FAM-RES
HOA Fee 0
Garage Spaces 2
Pool Features None
Year Built 2025
Gross Income 170160
Community Features Street Lights
County San Diego
Net Operating Income 159864
Operating Expense 10296
Insurance Expense 0
Property Type Residential Income
HOA false
Garage Y/N true
Special Listing Conditions Standard
Status Active
Directions GPS
City Vista
Entry Location front door
Senior Community Y/N false
Open Parking Spaces 2
Number Of Units Total 4
MLS Area 92083 - Vista
Lot Size Units Acres
Lot Size Square Feet 9147.6
Number of Units Leased 4
Listing Terms Cash Conventional 1031 Exchange FHA VA Loan
Property Attached Y/N true
Land Lease Y/N false
Fuel Expense 0
Trash Expense 0
Water Sewer Expense 0
Rent Control Y/N false
Virtual Tour https://www.zillow.com/view-imx/58672863-9c08-4fd0-9978-6e5c45ed65d6?wl=true&setAttribution=mls&initialViewType=pano
Standard Status Active
Tax Lot 999999
Taxes 0
Cap Rate 6.15
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Interior
Total Stories 3
Common Walls 1 Common Wall
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features Inside
Entry Level 3
Total Baths 0
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Exterior
Lot Features Back Yard
Total Parking 4
Lot Size Area 0.21
Number of Buildings 2
Spa false
Building Area Total 6322
Lot Size Acres 0.21
Private Pool false
Lot Size Source Assessor
Number of Separate Water Meters 1
Number of Separate Gas Meters 1
Number of Separate Electric Meters 4
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* Excluded Features
List By
Exp Realty Of California, Inc.

Broker

deborahmsee@gmail.com

Email

Affordability Calculator

$16,417
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Monthly Principal & Interest
$16,417
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/4/2026$2,599,999 Listed Price

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490 Lado De Loma Drive, Vista, CA, 92083 is a Multi-Family Home for sale at $2,599,999 with 6,322 sqft and a lot size of 0.21. 490 Lado De Loma Drive is a studio with 2.0 baths and was built in 2025. The property's zip code is 92083 which is in Vista, CA