3840 SADDLE HILL TRAIL Fruitland Park, FL $ 684,900
3840 SADDLE HILL TRAIL
$ 684,900
New Construction
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3840 SADDLE HILL TRAIL

Fruitland Park, FL, 34731
$ 684,900
Bedrooms4 Baths2.0 Sq 2,642

Monthly Estimate*

$ 4,730

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Single Family Home for sale in Fruitland Park, FL

for $684,900 with 4 bedrooms and 2 full baths. This 2,642 square foot home was built in 2026 on a lot size of 0.61.

Under Construction. From the expansive ½-acre homesite to the covered outdoor kitchen, this Albany by Terrata Homes is designed for comfortable Florida living. This thoughtfully designed 4-bedroom, 2-bath home with a 2-car garage features an open-concept layout that seamlessly connects the family room, dining area, and kitchen, creating the perfect space for everyday living and entertaining. The kitchen comes complete with sought-after upgrades, including quartz countertops, stainless steel appliances, white cabinetry, a large center island, a tile backsplash, and matte black hardware. Extend your living space outdoors with the covered outdoor kitchen, ideal for hosting gatherings or enjoying Florida's year-round sunshine while taking advantage of the spacious backyard. The private owner's suite offers a walk-in closet, dual vanities, a soaking tub, and a separate walk-in shower. Additional features include luxury vinyl plank flooring in the main living areas, upgraded lighting and plumbing fixtures, blinds throughout, a separate laundry room, and a covered front porch. Located in Saddle Hill, residents enjoy a peaceful setting with convenient access to Lake Griffin, golf courses, shopping, dining, and everyday conveniences.

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Single Family Active

Price

$ 684,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 605

Style

Traditional

Lot Size

0.61

Year Built

2026

Town/City

Fruitland Park

County/Region

Lake

MLS | Web ID

TB8535507

Features
General
Sewer Septic Tank
Heating Heat Pump
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Available Electricity Connected Phone Available Street Lights Underground Utilities Water Available Water Connected
Roof Shingle
Appliances Built-In Oven Cooktop Dishwasher Disposal Electric Water Heater Exhaust Fan Ice Maker Microwave Range Range Hood Refrigerator
Zoning R-2
HOA Fee 125
Garage Spaces 2
Patio/Porch Features Covered Front Porch Patio Porch Rear Porch
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2026
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Community Mailbox Sidewalks
Assoc Fee Paid Per Monthly
County Lake
New Construction true
Property Type Residential
Attached Garage true
Subdivision Name SADDLE HILL SUB
Facing Direction South
Garage Y/N true
Other Structures Outdoor Kitchen
Total Rooms 10
Full Baths 2
Status Active
Directions From The Villages take Morse Blvd. At the first roundabout take the first exit onto Morse Blvd. At the next roundabout take the second exit to continue on Morse Blvd. Turn left onto CR-466A E. Turn left onto US Hwy 27/441. Turn right onto S Grays Airport Rd. Turn right onto Saddle Hill Trail. Our model home will be on the left at 36795 Sundowner Trail Fruitland Park.
High School Leesburg High
City FRUITLAND PARK
Association Name Melrose Management
Senior Community Y/N false
MLS Area 34731 - Fruitland Park
Lot Size Units Square Feet
Lot Size Square Feet 26756
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Fruitland Park Elem
Land Lease Y/N false
Tax Annual Amount 605
Middle/Junior High School Carver Middle
Property Condition Under Construction
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour - https://www.propertypanorama.com/instaview/stellar/TB8482468
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name LGI HOMES
Standard Status Active
Occupancy Type Vacant
Tax Lot 14
Legal Description SADDLE HILL PB 62 PG 64-65 LOT 14 ORB 6503 PG 190
Water Access Y/N false
Monthly HOA Amount 125
Additional Rooms Family Room Formal Dining Room Separate Inside Utility
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding High Ceilings Kitchen/Family Room Combo Open Floorplan Pest Guard System Solid Surface Counters Solid Wood Cabinets Thermostat Tray Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Carpet Luxury Vinyl
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Double Pane Windows ENERGY STAR Qualified Windows Insulated Windows Low-Emissivity Windows Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 4
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Lighting Outdoor Kitchen Sidewalk Sliding Doors
Vegetation Mature Landscaping Trees/Landscaped
Lot Features Cul-De-Sac Oversized Lot
Water Source Well
Lot Size Area 26756
Foundation Details Slab
Building Area Total 3419
Lot Size Acres 0.61
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Builder Model Albany
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* Excluded Features
List By
Lgi Realty- Florida, Llc

Broker

gvwbroker@gmail.com

Email

Affordability Calculator

$4,781
Per Month
99%
1%
0%
Monthly Principal & Interest
$4,730
Monthly Property Taxes
$50
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Leesburg High High School High School
Pricing History
DatePricePrice ChangeDescription
9/10/2026$684,900 0.59% Price Up
9/3/2026$680,900 -5.81% Price Down
8/3/2026$722,900 Listed Price

Map


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3840 SADDLE HILL TRAIL, Fruitland Park, FL, 34731 is a Single Family Home for sale at $684,900 with 2,642 sqft and a lot size of 0.61. 3840 SADDLE HILL TRAIL has 4 bedrooms, 2.0 baths, and was built in 2026. The property's zip code is 34731 which is in Fruitland Park, FL