3840 SADDLE HILL TRAIL Fruitland Park, FL $ 722,900
3840 SADDLE HILL TRAIL
$ 722,900
Recently Listed New Construction
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3840 SADDLE HILL TRAIL

Fruitland Park, FL, 34731
$ 722,900
Bedrooms4 Baths2.0 Sq 2,642

Monthly Estimate*

$ 4,564

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Single Family Home for sale in Fruitland Park, FL

for $722,900 with 4 bedrooms and 2 full baths. This 2,642 square foot home was built in 2026 on a lot size of 0.61.

Under Construction. Introducing the Albany at Saddle Hill by Terrata Homes – Fruitland Park Welcome to the Albany, a thoughtfully designed four-bedroom, two-bath home located in the brand-new Saddle Hill community in Fruitland Park. From the moment you step inside, the home welcomes you with a sense of balance and openness. A central foyer creates the ideal entry point, guiding you into a spacious family room that anchors the entire home. The open-concept layout seamlessly connects the kitchen, dining, and family room, creating a comfortable and inviting space for both everyday living and entertaining. The kitchen overlooks the family room and features a large center island, quartz countertops, bright white cabinetry, stainless steel appliances, a modern tile backsplash, and matte black hardware. The adjacent dining room offers a cozy yet open setting for family dinners and celebrations. Sliding glass doors lead to the expansive covered outdoor kitchen, extending your living space outdoors and creating the perfect setting for relaxing evenings or entertaining guests. A welcoming covered front porch adds even more charm and curb appeal. The private owner’s suite is tucked into the back corner of the home, offering a quiet retreat away from the main living areas. Generously sized and filled with natural light, the bedroom provides a peaceful place to unwind. The spa-inspired bathroom features a soaking tub, walk-in shower, dual vanities, and a spacious walk-in closet designed for both comfort and convenience. Secondary bedrooms are located along separate hallways, creating natural separation between living and resting spaces. Additional features include luxury vinyl plank flooring throughout the main living areas, upgraded lighting and plumbing fixtures, refined trim details, blinds throughout the home, a separate laundry room, and a two-car garage. Every detail has been thoughtfully selected to deliver a polished, move-in-ready home with no upgrades required. Saddle Hill is nestled among the quiet, tree-lined landscapes of Fruitland Park, offering a peaceful setting while still being close to everything you need. Just minutes away, enjoy the scenic shores of Lake Griffin, beautiful golf courses, charming local cafés, boutiques, restaurants, farmers markets, art walks, and live music events. Here, small-town charm meets thoughtfully elevated living. Book an appointment and experience this beautiful new community for yourself.

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Single Family Active

Price

$ 722,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 605

Style

Traditional

Lot Size

0.61

Year Built

2026

Town/City

Fruitland Park

County/Region

Lake

MLS | Web ID

TB8535507

Features
General
Sewer Septic Tank
Heating Heat Pump
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Available Electricity Connected Phone Available Street Lights Underground Utilities Water Available Water Connected
Roof Shingle
Appliances Built-In Oven Cooktop Dishwasher Disposal Electric Water Heater Exhaust Fan Ice Maker Microwave Range Range Hood Refrigerator
Zoning R-2
HOA Fee 125
Garage Spaces 2
Patio/Porch Features Covered Front Porch Patio Porch Rear Porch
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2026
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Community Mailbox Sidewalks
Assoc Fee Paid Per Monthly
County Lake
New Construction true
Property Type Residential
Attached Garage true
Subdivision Name SADDLE HILL SUB
Facing Direction South
Garage Y/N true
Other Structures Outdoor Kitchen
Total Rooms 10
Full Baths 2
Status Active
Directions From The Villages take Morse Blvd. At the first roundabout take the first exit onto Morse Blvd. At the next roundabout take the second exit to continue on Morse Blvd. Turn left onto CR-466A E. Turn left onto US Hwy 27/441. Turn right onto S Grays Airport Rd. Turn right onto Saddle Hill Trail. Our model home will be on the left at 36795 Sundowner Trail Fruitland Park.
High School Leesburg High
City FRUITLAND PARK
Association Name Melrose Management
Senior Community Y/N false
MLS Area 34731 - Fruitland Park
Lot Size Units Square Feet
Lot Size Square Feet 26756
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Fruitland Park Elem
Land Lease Y/N false
Tax Annual Amount 605
Middle/Junior High School Carver Middle
Property Condition Under Construction
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour - https://www.propertypanorama.com/instaview/stellar/TB8482468
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name LGI HOMES
Standard Status Active
Occupancy Type Vacant
Tax Lot 14
Legal Description SADDLE HILL PB 62 PG 64-65 LOT 14 ORB 6503 PG 190
Water Access Y/N false
Monthly HOA Amount 125
Additional Rooms Family Room Formal Dining Room Separate Inside Utility
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding High Ceilings Kitchen/Family Room Combo Open Floorplan Pest Guard System Solid Surface Counters Solid Wood Cabinets Thermostat Tray Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Carpet Luxury Vinyl
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Double Pane Windows ENERGY STAR Qualified Windows Insulated Windows Low-Emissivity Windows Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 4
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Lighting Outdoor Kitchen Sidewalk Sliding Doors
Vegetation Mature Landscaping Trees/Landscaped
Lot Features Cul-De-Sac Oversized Lot
Water Source Well
Lot Size Area 26756
Foundation Details Slab
Building Area Total 3419
Lot Size Acres 0.61
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Builder Model Albany
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* Excluded Features
List By
gvwbroker@gmail.com

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Affordability Calculator

$4,615
Per Month
99%
1%
0%
Monthly Principal & Interest
$4,564
Monthly Property Taxes
$50
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Leesburg High High School High School
Pricing History
DatePricePrice ChangeDescription
8/3/2026$722,900 Listed Price

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3840 SADDLE HILL TRAIL, Fruitland Park, FL, 34731 is a Single Family Home for sale at $722,900 with 2,642 sqft and a lot size of 0.61. 3840 SADDLE HILL TRAIL has 4 bedrooms, 2.0 baths, and was built in 2026. The property's zip code is 34731 which is in Fruitland Park, FL