2154 Floyd Drive
Biloxi, MS, 39531 $ 224,000
Bedrooms4 Baths3.0 Sq 1,450 Monthly Estimate*
$ 1,414
for $224,000 with 4 bedrooms and 3 full baths. This 1,450 square foot home was built in 1970 on a lot size of 0.22.
***MAJOR UPDATES = Major SAVINGS - 4-bedroom, 3 FULL baths, with 2 Master Suites - Completed within four years: New Roof, HVAC, attic insulated added, energy-efficient windows, water heater, flooring, and even toilets—offering buyers peace of mind and fewer near-term replacement expenses. Considering today's replacement costs, these improvements represent roughly $45,000-$50,000 - Updates keeps home insurance quotes low, compared historically to outdated features listed - Home was an update and remodel within the last four years ***SELLER INCENTIVES The seller is offering your choice of: - Interest Rate Buydown! OR Negotiable Concessions! You choose as either could significantly reduce your upfront costs or monthly! *** INVESTMENT POTENTIAL (proven track record) - At an estimated P&I of $1,430 with 0% down, if your orders or plans change in a few years, this home offers excellent long-term flexibility. - Chapter & Verse Property Management Co rental value estimate: - No less than $1975/month for standard long-term rental - Shared housing estimate of $4800 month - Mid-term housing of AT LEAST $2500 monthly - With four bedrooms, the layout is perfect for not only large families and multi-generational families, but for starting or growing these needed industries: • Home health staffing housing • Traveling professionals • Shared housing business *(ask listing agent for more information if interested in building wealth as a partner for shared housing, even if it's your primary residence) *** LOCATION ADVANTAGES - Within 10 minutes of: Keesler AFB, Popps Ferry Elementary (top 30% of all MS schools), Coliseum, Hwy 90 Beaches, Edgewater Mall, VA Hospital, dining, and entertainment. Biloxi Public Schools also offers military-family transition resources for relocating students. To the future buyer: "It's not just about the rate or price of today, but what can my largest purchase do for the advancement of my future self and family." - M. Carter Listing Agent
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FeaturesGeneralProperty Subtype Single Family Residence
Tax Year 2025
County Harrison
Property Type Residential
Subdivision Name Metes And Bounds
Status Active
City Biloxi
Lot Size Units Acres
Lot Size Square Feet 9583.2
Standard Status Active
Heating Natural Gas
Garage Spaces 0
Architectural Style Ranch
Construction Materials Brick HardiPlank Type
Year Built 1970
New Construction false
Attached Garage false
Total Rooms 0
Elementary School Popps Ferry
Middle/Junior High School Biloxi Jr High
Property Condition Move In Ready
Sewer Public Sewer
Patio/Porch Features Rear Porch Stone/Tile
Community Features Near Entertainment Street Lights
Virtual Tour https://www.propertypanorama.com/2154-Floyd-Drive-Biloxi-MS-39531/unbranded
Structure Type House
Levels One
Utilities Cable Connected Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Cooling Ceiling Fan(s) Central Air Exhaust Fan
Home Warranty Y/N true
Roof Architectural Shingles
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InteriorTotal Baths 3
Interior Amenities Ceiling Fan(s) Crown Molding Granite Counters Open Floorplan Recessed Lighting Soaking Tub
Flooring Luxury Vinyl
Heating Y/N true
Laundry Features Laundry Closet
Window Features Double Pane Windows Insulated Windows Screens
Air Conditioning Y/N true
Fireplace Y/N false
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ExteriorLot Size Area 0.22
Lot Size Acres 0.22
Parking Features Driveway Concrete
Lot Features Fenced Front Yard Landscaped
Water Source Public
Building Area Total 1450
Waterfront Y/N false
Exterior Amenities Lighting Other
Fencing Back Yard Chain Link Perimeter Privacy
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* Excluded FeaturesList ByMarquita S CarterListing Agent
homeswithcarter@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,414
- Monthly Property Taxes
- $149
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Biloxi, MS
Average List Price $392,918
Percent of Sale Price 75%
About Biloxi, MS 48,304 Population
-5% Since 2002
$ 43,295 Median Income
36.09 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/3/2026 | $224,000 | | Listed Price |