3430 E State Hwy 46 Spencer, IN $ 217,900
3430 E State Hwy 46
$ 217,900
Recently Listed
Share Save

3430 E State Hwy 46

Spencer, IN, 47460
$ 217,900
Bedrooms3 Baths2.0 Sq 1,324

Monthly Estimate*

$ 1,376

3430 E State Hwy 46, Spencer, IN 47460 - Image 1
3430 E State Hwy 46, Spencer, IN 47460 - Image 2
3430 E State Hwy 46, Spencer, IN 47460 - Image 3
3430 E State Hwy 46, Spencer, IN 47460 - Image 4
3430 E State Hwy 46, Spencer, IN 47460 - Image 5
3430 E State Hwy 46, Spencer, IN 47460 - Image 6
3430 E State Hwy 46, Spencer, IN 47460 - Image 7
3430 E State Hwy 46, Spencer, IN 47460 - Image 8
3430 E State Hwy 46, Spencer, IN 47460 - Image 9
3430 E State Hwy 46, Spencer, IN 47460 - Image 10
3430 E State Hwy 46, Spencer, IN 47460 - Image 11
3430 E State Hwy 46, Spencer, IN 47460 - Image 12
3430 E State Hwy 46, Spencer, IN 47460 - Image 13
3430 E State Hwy 46, Spencer, IN 47460 - Image 14
3430 E State Hwy 46, Spencer, IN 47460 - Image 15
3430 E State Hwy 46, Spencer, IN 47460 - Image 16
3430 E State Hwy 46, Spencer, IN 47460 - Image 17
3430 E State Hwy 46, Spencer, IN 47460 - Image 18
3430 E State Hwy 46, Spencer, IN 47460 - Image 19
3430 E State Hwy 46, Spencer, IN 47460 - Image 20
3430 E State Hwy 46, Spencer, IN 47460 - Image 21
3430 E State Hwy 46, Spencer, IN 47460 - Image 22
3430 E State Hwy 46, Spencer, IN 47460 - Image 23
3430 E State Hwy 46, Spencer, IN 47460 - Image 24
3430 E State Hwy 46, Spencer, IN 47460 - Image 25
3430 E State Hwy 46, Spencer, IN 47460 - Image 26
3430 E State Hwy 46, Spencer, IN 47460 - Image 27
3430 E State Hwy 46, Spencer, IN 47460 - Image 28
3430 E State Hwy 46, Spencer, IN 47460 - Image 29
3430 E State Hwy 46, Spencer, IN 47460 - Image 30
3430 E State Hwy 46, Spencer, IN 47460 - Image 31
3430 E State Hwy 46, Spencer, IN 47460 - Image 32
3430 E State Hwy 46, Spencer, IN 47460 - Image 33
3430 E State Hwy 46, Spencer, IN 47460 - Image 34
View a Virtual Tour

Single Family Home for sale in Spencer, IN

for $217,900 with 3 bedrooms and 2 full baths. This 1,324 square foot home was built in 1960 on a lot size of 0.54.

Welcome home to this charming 3-bedroom, 2-bath ranch nestled on 0.54 acres on Owen County's desirable east side, offering a quick and convenient commute to Spencer or Bloomington. From the moment you arrive, you'll appreciate the beautifully landscaped yard and inviting outdoor spaces, including the converted carport that now serves as a relaxing covered sitting area. The backyard features established fruit trees and bushes, a dedicated garden area, multiple places to unwindincluding a charming porch swingand peaceful views of the neighboring farmland. Inside, the spacious living room welcomes you with gleaming hardwood floors, a large picture window, and an abundance of natural light. The kitchen offers ample cabinet and counter space, and all appliances are included, making your move even easier. The oversized family room provides incredible flexibility and could easily be transformed into a fourth bedroom, or private primary retreat thanks to its adjoining full bathroom. Recent updates include a new metal roof, new attic insulation and new water lines for added peace of mind and energy efficiency. Whether you need extra living space, a home office, or room for hobbies, this versatile layout can adapt to your needs. Home is being sold "As Is".

See more

Single Family Active

Price

$ 217,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 866

Style

Ranch

Lot Size

0.54

Year Built

1960

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202631410

Features
General
Sewer Septic
Heating Gas
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Amenities Ceiling Fan(s) Countertops-Laminate Deck Open Dryer Hook Up Electric Eat-In Kitchen Firepit Landscaped Porch Open Range/Oven Hook Up Elec Tub/Shower Combination Main Floor Laundry
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 1960
New Construction No
Subdivision Other
Style One Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 66
REO No
Status Detail 0
Area Owen County
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
Architectural Style Ranch
Total Sq Ft 1324
Elementary School Mccormicks Creek
Middle School Owen Valley
Legal Description POWELL SUB DIV LOT 9
Virtual Tour https://youtu.be/UqqirjT9gN8
Agent First Name Samantha
Agent Last Name Carver
DOM 0
Tax Year 2026
See more
Exterior
Road Surface Asphalt
Road Access State
Exterior Aluminum
Driveway Gravel
Pool No
Lot Size Area 23522
Lot Dimensions Irregular
Lot Description 0-2.9999
Fence None
Waterfront Y/N No
See more
Interior
Basement Crawl Slab
Flooring Hardwood Floors
Beds 3
Total Rooms 7
Fireplace None
Family Room Width 14
Living Room Width 14
Family Room Length 23
Living Room Length 18
Full Baths Main 2
Full Baths Upper 0
Above Grade Bedrooms 3
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 12
2nd Bedroom Length 11
2nd Bedroom Level Main
2nd Bedroom Width 10
3rd Bedroom Length 9
3rd Bedroom Level Main
3rd Bedroom Width 8
See more
* Excluded Features
List By
Samantha Carver

Listing Agent

Home Team Properties

Broker

scarver@homefinder.org

Email

Affordability Calculator

$1,448
Per Month
95%
5%
0%
Monthly Principal & Interest
$1,376
Monthly Property Taxes
$72
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
1237060 Elementary School
1236321 Middle School
Owen Valley High School High School
Pricing History
DatePricePrice ChangeDescription
8/3/2026$217,900 Listed Price

Map


See all

3430 E State Hwy 46, Spencer, IN, 47460 is a Single Family Home for sale at $217,900 with 1,324 sqft and a lot size of 0.54. 3430 E State Hwy 46 has 3 bedrooms, 2.0 baths, and was built in 1960. The property's zip code is 47460 which is in Spencer, IN