742 S Germantown Circle Chattanooga, TN $ 339,900
742 S Germantown Circle
$ 339,900
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742 S Germantown Circle

Chattanooga, TN, 37412
$ 339,900
Bedrooms2 Baths2.0 Sq 1,344

Monthly Estimate*

$ 2,146

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Single Family Home for sale in Chattanooga, TN

for $339,900 with 2 bedrooms and 2 full baths. This 1,344 square foot home was built on a lot size of 0.42.

Freshly updated, beautifully distinctive, and impossible to duplicate, this is the kind of home that immediately stands apart. Recent improvements include a brand-new, 400-square-foot deck, new flooring in the two upstairs bedrooms, fresh interior paint in select areas, freshly painted patio, new garage-door lock, and the refrigerator, range, and dishwasher were purchased in 2025 as well as a recently renewed, transferable Choice Home Warranty that doesn't expire until next July 2027. The sun-filled main level feels remarkably open and inviting, pairing sleek mid-century modern influence with inspiring pops of color and architectural personality. It is a refreshing departure from the ordinary, stylish without sacrificing comfort and perfectly suited for both everyday living and entertaining. Step outside to the expansive new deck overlooking just over 0.4 acres, offering uncommon breathing room in a location celebrated for its exceptional convenience. Downstairs, a finished studio apartment with its own private entrance and separate driveway adds an entirely different level of flexibility. Create a secluded home office, primary or guest suite, multigenerational living space, creative studio, private retreat, or explore the potential for supplemental rental income. Homes with this combination of individuality, usable land, versatile living space, recent updates, and everyday accessibility rarely come together in one property. For the buyer unwilling to settle for everyday average, this one is a true original.

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Single Family Active

Price

$ 339,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,095

Style

Contemporary

Lot Size

0.42

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1539915

Features
Interior
Interior Amenities Bookcases Built-in Features Eat-in Kitchen Open Floorplan Tub/shower Combo Whirlpool Tub
Basement Full Partially Finished
Flooring Luxury Vinyl Tile
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Aluminum Frames
Fireplace Y/N N
Above Grade Finished Area 1344.0
Half Baths 0
Laundry Features Electric Dryer Hookup In Basement Washer Hookup
Total Bedrooms 2
Below Grade Finished Area 1074.0
Total Baths 2
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General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Microwave Free-Standing Refrigerator Free-Standing Electric Range Dishwasher
Garage Spaces 1.0
Patio/Porch Features Deck Front Porch Patio Porch
Architectural Style Contemporary
Construction Materials Fiber Cement
Year Built 1955
Levels Two
Property Subtype Single Family Residence
County Hamilton
New Construction N
Property Type Residential
HOA N
Attached Garage Y
Subdivision Name Kate Rice Sd
Garage Y/N Y
Total Rooms 8
Full Baths 2
Status Active
Directions I-24 E to I-75 N. Take Exit 1 (South Terrace/Germantown Rd). Right on S. Terrace left on S. Germantown Rd. right on Fountain Ave. Home is on the corner of Fountain Ave. and S. Germantown Circle.
High School East Ridge High
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 18265.49
Carport Spaces 1.0
Carport Y/N Y
Listing Terms Cash Conventional FHA VA Loan
Elementary School East Ridge Elementary
Land Lease Y/N N
Tax Annual Amount 2095.67
Home Warranty Y/N Y
Middle/Junior High School East Ridge Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description 0315 02 016A Pt Lt A W F Cotten S Ub Kate Rice Tract Pb 18 Pg 80
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Exterior
Exterior Amenities None
Fencing Fenced Front Yard Partial Wire
Parking Features Driveway Garage Garage Faces Side Off Street On Street Paved
Lot Features Corner Lot Gentle Sloping Level
Water Source Public
Inclusions Refrigerator-upstairs and downstairs Dishwasher; Free-Standing Electric Range-upstairs and downstairs Microwave -upstairs and downstairs
Lot Size Area 0.42
Foundation Details Slab
Spa N
Building Area Total 1344.0
Lot Dimensions 121.77X150
Lot Size Acres 0.42
Road Surface Type Paved
Waterfront Y/N N
Road Frontage Type City Street
Crops Included Y/N N
Road Responsibility Public Maintained Road
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 742
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* Excluded Features
List By
Zach Taylor - Chattanooga

Broker

sherry@lawrenceteamhomes.com

Email

Affordability Calculator

$2,321
Per Month
92%
8%
0%
Monthly Principal & Interest
$2,146
Monthly Property Taxes
$175
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1547788 Elementary School
1547832 Middle School
East Ridge High High School
Pricing History
DatePricePrice ChangeDescription
8/2/2026$339,900 Listed Price

Map


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742 S Germantown Circle, Chattanooga, TN, 37412 is a Single Family Home for sale at $339,900 with 1,344 sqft and a lot size of 0.42. 742 S Germantown Circle has 2 bedrooms and 2.0 baths. The property's zip code is 37412 which is in Chattanooga, TN