3940 Fm 470
Bandera, TX, 78003 $ 320,000
Baths0.0 Monthly Estimate*
$ 2,021
Studio for $320,000. The lot size is 10.
There's a certain kind of quiet that settles over you the moment you pass through the gates of Winans Creek Ranch - one of the most highly sought-after communities in the Texas Hill Country, and for good reason. This 10-acre homesite is a rare find even within this exclusive community: a level tract shaded by mature trees, with views stretching in every direction, offering the kind of open sky and rolling hill country panorama that first drew people to this part of Texas. Picture your morning coffee on a porch that doesn't yet exist, looking out over land that's already ready for you - just a clean canvas with the hard work already done. And when it comes time to build, you're not boxed in by a ticking clock. With a 1,600 square foot minimum and no time-to-build requirement, you're free to design, plan, and build at whatever pace fits your life, bringing your own builder along for the journey. Getting to your future home is easy too, with the flexibility of a private entrance directly off the highway in addition to the community's main gated entrance - a small but meaningful convenience that sets this lot apart. Beyond the property line, Winans Creek Ranch itself is the kind of place people search years for. Paved private roads wind through the community behind a secure gated entrance, and residents share access to a beautiful creekfront park along Winans Creek, where you can wander down to the water, cast a line, or just sit and listen to it run. The land here is ag-exempt, helping keep property taxes low, and high-speed fiber-optic internet reaches even this far into the Hill Country - a rare and welcome amenity for acreage living. Deer, turkey, and dove move through the property regularly, a reminder of just how much wild, open country still surrounds you. And yet, none of it feels far from anywhere. Downtown Bandera is just five minutes away, with Medina, Kerrville, Boerne, and Fredericksburg all within easy reach, and San Antonio only about 45 minutes down the road. This is more than a lot for sale - it's an invitation to build a life at your own pace, in one of the Hill Country's most desirable settings.
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FeaturesGeneralZoning RESIDENTIAL
Subdivision Winans Creek Ranch
Class Land
Type Residential Lot and Acreage
Miscellaneous Ag Exempt
Utilities On Site Electric
Utilities Available Well Allowed
Status New
HOA Name WINANS CREEK RANCH PROPERTY OWNERS ASSOCIATION
Area 3100
High School Bandera
School District Bandera Isd
Proposed Terms Conventional Cash Investors OK
Elementary School Alkek
Middle School Bandera
Legal Description WINANS CREEK RANCH 1 LT 30 10.0 ACRES
Taxes 498.55
Restrictions No Mobile Homes Use Restrictions
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ExteriorFrontage Private Street FM/State Highway
Lot Size 10
Improvements Other
Trees Many Mature
Terrain Level
Septic System Required
Site/Area Features Lake/River Park
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* Excluded FeaturesList ByAshley PierceListing Agent
Homestead & Ranch Real EstateBroker
ashley@homesteadandranch.com;piercehomes.properties@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,021
- Monthly Property Taxes
- $42
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyLots and land listings in Bandera, TX
Average List Price $97,880
Percent of Sale Price 69%
About Bandera, TX 1,055 Population
6% Since 2002
$ 48,571 Median Income
51.13 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
745148 Elementary School
745527 Middle School
Bandera High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/1/2026 | $320,000 | | Listed Price |