27 Ponderosa Ln Palmyra, VA $ 479,000
27 Ponderosa Ln
$ 479,000
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27 Ponderosa Ln

Palmyra, VA, 22963
$ 479,000
Bedrooms4 Baths4.0 Sq 2,944

Monthly Estimate*

$ 3,308

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Single Family Home for sale in Palmyra, VA

for $479,000 with 4 bedrooms and 4 full baths. This 2,944 square foot home was built in 1996 on a lot size of 0.56.

A lot of house without the $500K price tag! Buy with confidence - this home comes with a pre-listing home inspection and a one-year home warranty included! RARE 4-BEDROOM, 4-FULL-BATH HOME WITH THREE PRIVATE EN-SUITE BEDROOMS! Located in sought-after Lake Monticello, this spacious 2,944-square-foot contemporary offers a flexible floor plan, beautiful wooded surroundings, and plenty of room for family, guests, or multigenerational living. The heart of the home is the impressive great room, featuring soaring ceilings, hardwood flooring, abundant natural light, and a welcoming open feel. The spacious kitchen flows naturally into the living and dining areas, making everyday living and entertaining easy. The main-level primary suite offers privacy and comfort, including two walk-in closets and a beautifully remodeled primary bath with an oversized walk-in shower. Upstairs, three additional bedrooms each feature their own private en-suite bathroom?a rare and highly desirable feature that gives family members or guests their own private spaces. Outside, enjoy the large deck and peaceful 0.56-acre corner lot, surrounded by mature trees and natural beauty. Recent improvements include new carpeting and other updates throughout.

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Single Family Active

Price

$ 479,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 3,177

Style

Contemporary

Lot Size

0.56

Year Built

1996

Town/City

Palmyra

County/Region

Fluvanna

MLS | Web ID

680178

Features
General
Living Area 2944
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C Heat Pump(s)
Roof Composite
Zoning R
HOA Fee 1495.00
Association Fee Includes Road Maintenance Snow Removal Trash Pier/Dock Maintenance
Architectural Style Contemporary
Security Features Security System Smoke Detector
Construction Materials Vinyl Siding
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built 1996
Levels 2
Tax Year 2026
Ownership Other
Accessibility None
HOA Fee 2 855.00
Assoc Fee Paid Per Annually
County FLUVANNA
New Construction N
Property Type Residential
Association Amenities Beach Club House Tot Lots/Playground Security Bar/Lounge Basketball Courts Boat Ramp Community Center Dining Rooms Golf Club Lake Meeting Room Picnic Area Swimming Pool Soccer Field Tennis Courts Jog
HOA Y
Subdivision Name LAKE MONTICELLO
Garage Y/N N
Other Structures Above Grade Below Grade
Full Baths 4
Status ACTIVE
Directions From the main gate at Lake Monticello take a left onto Jefferson Dr and continue for for approximately 3.5 miles then turn left onto Ponderosa.
City PALMYRA
Disclosures Prop Disclosure
Association Name LMOA
HOA Fee 2 Frequency One Time
Tax Annual Amount 3177.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 162.7
Construction Completed Y/N N
Vacation Rental Y/N N
Virtual Tour https://listings.vahomepics.com/videos/019e8888-10da-70b1-a055-25017709fb5e
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Year Built Source Estimated
Legal Subdivision FAIRWAY
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Interior
Interior Amenities Entry Level Bedroom
Flooring Carpet
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2944
Half Baths 0
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 0
Room Type Dining Room Kitchen Great Room
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Water Source Public
Inclusions Washer/Dryer Dishwasher Refrigerator
Foundation Details Block Crawl Space
Water View Y/N N
Building Area Total 2944.00
Lot Size Acres 0.56
Water Oriented Y/N N
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Internal Only
Street Number 1 27
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* Excluded Features
List By
Long & Foster - Lake Monticello

Broker

peggy.shanklin@LNF.com

Email

Affordability Calculator

$3,573
Per Month
93%
7%
0%
Monthly Principal & Interest
$3,308
Monthly Property Taxes
$265
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4067364 Elementary School
3542116 Middle School
Fluvanna High School High School
Pricing History
DatePricePrice ChangeDescription
8/14/2026$479,000 -4.01% Price Down
7/31/2026$499,000 Listed Price

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27 Ponderosa Ln, Palmyra, VA, 22963 is a Single Family Home for sale at $479,000 with 2,944 sqft and a lot size of 0.56. 27 Ponderosa Ln has 4 bedrooms, 4.0 baths, and was built in 1996. The property's zip code is 22963 which is in Palmyra, VA