1938 Cardinal Harbour Rd
Prospect, KY, 40059 $ 395,000
Bedrooms3 Baths3.0 Sq 2,000 Monthly Estimate*
$ 2,494
for $395,000 with 3 bedrooms and 3 full baths. This 2,000 square foot home was built in 1980 on a lot size of 0.47.
Welcome to one of the most desirable homes in the highly sought-after Cardinal Harbour community, where modern luxury meets one of Louisville's most scenic riverfront neighborhoods. Completely remodeled from top to bottom, this exceptional three-bedroom, three full-bath home offers an open, light-filled floor plan designed for today's lifestyle. The dramatic vaulted great room creates an impressive first impression, featuring a cozy wood-burning fireplace and seamless flow into the dining area and beautifully renovated kitchen, making entertaining effortless. Gorgeous tile flooring spans the most of the first floor, while updated lighting and plumbing fixtures add a sophisticated finishing touch throughout. The stunning kitchen has been thoughtfully redesigned with custom cabinetry, elegant quartz countertops, a striking vertical tile backsplash, stainless steel appliances, a large stainless farmhouse sink, a spacious pantry with automatic lighting, and a built-in buffet with additional shelving in the dining area, providing both beauty and functionality. Offering the convenience of two primary suites, the main-level owner's retreat is a true sanctuary with double closets and a luxurious ensuite bath featuring a corner Jacuzzi tub, walk-in tiled shower, double marble-top vanity, and premium finishes. A second spacious bedroom with double closets and an additional beautifully updated full bath complete the first floor. The living space extends outdoors through an impressive folding nano wall that opens to a covered, screened-in deck, creating the perfect indoor-outdoor entertaining experience while overlooking the peaceful surroundings. Upstairs, you'll find a generous loft-style suite that offers incredible flexibility as a second primary suite, children's retreat, playroom, guest quarters, or private home office. Complete with a walk-in closet and a beautifully updated full bath featuring a double vanity and walk-in shower, this level provides functionality and versatility. Additional highlights include a spacious oversized two-car garage, exceptional storage, and quality updates throughout that make this home truly move-in ready. Life in Cardinal Harbour is unlike anywhere else. Nestled alongside the picturesque Ohio River, this one-of-a-kind community offers breathtaking scenery and resort-style amenities, including a clubhouse, large swimming pool, pavilion, tennis courts, horse stables, locked boat storage, private boat ramp, and beautifully maintained grounds perfect for walking, biking, and enjoying the outdoors. It's a neighborhood that offers not just a home, but an exceptional lifestyle just minutes from Prospect, award-winning Oldham County schools, dining, shopping, and everything Prospect has to offer.
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FeaturesGeneralHeating Electric Forced Air
Cooling Central Air Heat Pump
Utilities Electricity Connected
Roof Shingle
HOA Fee 1400
Garage Spaces 2
Architectural Style Contemporary Other
Construction Materials Wood Frame
Year Built 1980
Stories Count 2
Property Subtype Single Family Residence
County Oldham
Property Type Residential
Association Amenities Tennis Court Clubhouse Pool
HOA true
Attached Garage true
Subdivision Name CARDINAL HARBOUR
Garage Y/N true
Total Rooms 10
Full Baths 3
Status Active
Directions Highway 42 to 1793. Right on Rose Island to Street
City Prospect
High School District Oldham
MLS Area 20-Oldham County N171
Lot Size Units Acres
Lot Size Square Feet 20647
MLS Area Minor 20-Oldham County N171
Standard Status Active
Tax Lot 184
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InteriorBasement Unfinished
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2000
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 3
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ExteriorParking Features Attached
Lot Features Cleared Level
Water Source Public
Lot Size Area 0.47
Foundation Details Poured Concrete
Building Area Total 2000
Lot Size Acres 0.47
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* Excluded FeaturesList By1 Percent Lists Purple DoorBroker
shaun.purpledoor@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,494
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Prospect, KY
Average List Price $1,274,614
Percent of Sale Price 223%
About Prospect, KY 5,212 Population
20% Since 2002
$ 107,414 Median Income
52.51 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/31/2026 | $395,000 | | Listed Price |