46916 Spruce Drive Shelby Charter Township, MI $ 499,900
46916 Spruce Drive
$ 499,900
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46916 Spruce Drive

Shelby Charter Township, MI, 48315
$ 499,900
Bedrooms4 Baths3.1 Sq 3,888

Monthly Estimate*

$ 3,156

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Single Family Home for sale in Shelby Charter Township, MI for $499,900 with 4 bedrooms and 3 full baths, 1 half bath. This 3,888 square foot home was built in 1987 on a lot size of 0.33.

Welcome to your own slice of "up north" without ever leaving Metro Detroit! This stunning 4-bedroom, 3.5-bath split-level home sits directly on Cedar Lake in the sought-after Cedar Lake subdivision, offering the kind of waterfront lifestyle buyers dream about. Swim, fish, or ice skate right from your backyard, then unwind on the large deck overlooking the water. Downstairs, the finished walk-out basement is an entertainer's dream — complete with a second full kitchen, wet bar, full bath, and a cozy fireplace, giving you and your guests direct access to the lake and endless space to gather. The main floor offers a private primary suite with its own full bath, while three additional bedrooms and a full bath upstairs provide plenty of room for family or guests. A convenient first-floor laundry/mudroom adds everyday functionality to this beautifully designed layout. With easy access to Metro Detroit's best shopping, dining, and freeways, this Cedar Lake gem delivers the perfect blend of waterfront serenity and everyday convenience. Don't miss this rare opportunity to own on the water — schedule your private showing today!

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Single Family Pending

Price

$ 499,900

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 6,361

Style

Colonial

Lot Size

0.33

Year Built

1987

Town/City

Shelby Charter Township

County/Region

MACOMB

MLS | Web ID

20261059854

Features
General
Sewer SepticTank
Heating ForcedAir NaturalGas
Cooling CentralAir
Possession ClosePlus30Days
Roof Asphalt
Appliances Dishwasher Disposal Dryer FreeStandingGasRange FreeStandingRefrigerator Microwave Washer
HOA Fee 390.0
Garage Spaces 2.0
Patio/Porch Features Deck Porch
Architectural Style Colonial
Pool Features None
Construction Materials Brick VinylSiding
Exclusions Exclusion(s) Do Not Exist
Year Built 1987
Levels Two
Property Subtype SingleFamilyResidence
Waterfront Features DirectWaterFrontage NoMotorLake
Assoc Fee Paid Per Annually
County Macomb
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name CEDAR LAKES SUB
Garage Y/N Y
Total Rooms 10
Full Baths 3
Status Pending
Directions Enter off 21 Mile Rd on Ben Franklin to Spruce.
City ShelbyCharterTownship_Macomb
Body of Water Cedar Lake
Disclosures ExclusionsDoNotExist TaxesHomesteadExempt
Entry Location GroundLevelwSteps
Senior Community Y/N N
High School District Utica
MLS Area Area03071ShelbyTwp
Lot Size Units Acres
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 6361.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Pending
Occupancy Type Owner
Tax Assessed Value 207215
Expected Active Date 2026-07-31
Legal Description L 86 CEDAR LAKES SUBDIVISION LOT 86 TOGETHER WITH AN EASEMENT ACROSS LOTS 84 & 86 WHICH PROVIDES LOT 85 ACCESS TO CEDAR LAKE. LIBER 74 PAGES 28-30
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Interior
Basement Finished WalkOutAccess
Fireplace Features LivingRoom
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2388.0
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area 1500.0
Above Grade Finished Area Unit Type SquareFeet
Total Baths 4
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Exterior
Parking Features TwoCarGarage Attached
Water Source Public
Foundation Details Basement Poured
Spa N
Lot Dimensions 90 x 130
Lot Size Acres 0.33
Waterfront Y/N Y
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 46916
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* Excluded Features
List By
Eric R Jurmo

Listing Agent

Kw Platinum

Broker

(586) 524-1829

Phone

Affordability Calculator

$3,687
Per Month
86%
14%
0%
Monthly Principal & Interest
$3,156
Monthly Property Taxes
$530
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
848440 Elementary School
848594 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/31/2026$499,900 Listed Price

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46916 Spruce Drive, Shelby Charter Township, MI, 48315 is a Single Family Home for sale at $499,900 with 3,888 sqft and a lot size of 0.33. 46916 Spruce Drive has 4 bedrooms, 3.1 baths, and was built in 1987. The property's zip code is 48315 which is in Shelby Charter Township, MI