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4431 Saltspring Drive Ferndale, WA $ 849,000
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$ 849,000 Get more info
4431 Saltspring Drive
$ 849,000
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4431 Saltspring Drive

Ferndale, WA, 98248
$ 849,000
Bedrooms3 Baths2.1 Sq 1,930

Monthly Estimate*

$ 5,361

Listed by eXp Realty
4431 Saltspring Drive, Ferndale, WA 98248 - Image 1
4431 Saltspring Drive, Ferndale, WA 98248 - Image 2
4431 Saltspring Drive, Ferndale, WA 98248 - Image 3
4431 Saltspring Drive, Ferndale, WA 98248 - Image 4
4431 Saltspring Drive, Ferndale, WA 98248 - Image 5

Single Family Home for sale in Ferndale, WA

for $849,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,930 square foot home was built in 1990 on a lot size of 0.39.

Welcome to your own waterfront retreat on beautiful Agate Lake with stunning views of the Salish Sea just beyond. Enjoy the best of both worlds with peaceful lakefront living, western-facing saltwater views, private beach access, and your own private dock—perfect for kayaking, paddleboarding, fishing, or simply unwinding while taking in spectacular sunsets.This beautifully remodeled 3-bedroom, 2.5-bath home offers just under 2,000 sq. ft. of thoughtfully designed living space filled with natural light from expansive windows. The chef's kitchen features generous quartz countertops, stainless steel appliances, modern finishes, abundant storage, and an inviting layout ideal for entertaining. Wake each morning in the tranquil primary suite overlooking the lake with views stretching toward the water beyond.A rare highlight is the spacious double lot, providing exceptional outdoor space for entertaining, recreation, gardening, or added privacy. The additional lot may offer future development or lot separation potential; buyer to verify.Enjoy resort-style community amenities including a golf course, swimming pool, clubhouse, marina, and more. Whether you're looking for a year-round home or the perfect Pacific Northwest getaway, this is a rare opportunity to own a truly special waterfront property.

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Single Family Active

Price

$ 849,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 5,372

Style

2 Story

Lot Size

0.39

Year Built

1990

Town/City

Ferndale

County/Region

Whatcom

MLS | Web ID

2561748
Features
General
Living Area 1930
Sewer Sewer Connected
Heating 90%+ High Efficiency Fireplace Insert Forced Air
Cooling None
Possession Closing
Roof Composition
Appliances Dishwasher Disposal Dryer Microwave Refrigerator Stove(s)/Range(s) Washer
HOA Fee 42
Association Fee Includes Common Area Maintenance Road Maintenance
Security Features Partially Fenced
Year Built 1990
View Lake Mountains Ocean Sound
Topography Level
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake
Community Features Boat Launch CCRs Club House Golf Playground
Assoc Fee Paid Per Monthly
County Whatcom
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name Sandy Point
Garage Y/N Y
Full Baths 1
Special Listing Conditions None
Status Active
Directions From I-5 go W on Slater Rd to Lake Terrell Road continue W on Slater then follow the road as it curves to Beach Way and onto Sucia Drive go left on Thetis Street to left on Saltspring Drive.
High School Ferndale High
City Ferndale
Entry Location Main
Senior Community Y/N N
High School District Ferndale
MLS Area 870 - Ferndale/Custer
Lot Size Units Square Feet
Lot Size Square Feet 16988
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School Eagleridge Elem
Land Lease Y/N N
Tax Annual Amount 5372
Middle/Junior High School Horizon Mid
Public Remarks Welcome to your own waterfront retreat on beautiful Agate Lake with stunning views of the Salish Sea just beyond. Enjoy the best of both worlds with peaceful lakefront living western-facing saltwater
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Sandy Point Improvement
Property Style 12 - 2 Story
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Interior
Interior Amenities Bath Off Primary Ceiling Fan(s) Dbl Pane/Storm Window Dining Room Fireplace Pantry Skylight(s) Vaulted Ceiling(s) Water Heater
Basement None
Flooring Laminate Carpet
Total Fireplaces 1
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N Y
Half Baths 1
3/4 Baths 1
Total Bedrooms 3
Main Level Bedrooms 1
Total Baths 3
Water Heater Type Propane
Water Heater Location Garage
Fireplaces Main 1
Power Production Type Electric Propane
Baths Three Quarter Garage 0
Baths Three Quarter Lower 0
Baths Three Quarter Main 0
Baths Three Quarter Upper 1
Bedrooms Lower 0
Bedrooms Upper 2
Baths Half Upper 0
Baths Half Main 1
Baths Half Lower 0
Baths Half Garage 0
Baths Full Upper 1
Baths Full Main 0
Baths Full Lower 0
Baths Full Garage 0
Bathrooms 2.25
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Exterior
Exterior Amenities Wood
Vegetation Garden Space
Parking Features Driveway Attached Garage
Lot Features High Voltage Line Paved
Water Source Community
Total Parking 6
Inclusions Dishwasher(s) Dryer(s) Garbage Disposal Microwave(s) Refrigerator(s) Stove(s)/Range(s) Washer(s)
Foundation Details Poured Concrete
Building Area Total 1930
Lot Size Acres 0.39
Waterfront Y/N Y
Covered Spaces 2
Irrigation Water Rights Y/N N
Waterfront Footage 68.4
Site Features Cable TV Deck Dock Fenced-Partially Propane
Parking Uncovered Total 4
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Internal Only
OriginalMLSID NWM2561748
Street Number 1 4431
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* Excluded Features
List By
Anna Lorenz

Listing Agent

Exp Realty

Broker

Affordability Calculator

$5,808
Per Month
92%
8%
0%
Monthly Principal & Interest
$5,361
Monthly Property Taxes
$448
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
258921 Elementary School
256938 Middle School
Ferndale High High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
7/31/2026$849,000 Listed Price

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4431 Saltspring Drive, Ferndale, WA, 98248 is a Single Family Home for sale at $849,000 with 1,930 sqft and a lot size of 0.39. 4431 Saltspring Drive has 3 bedrooms, 2.1 baths, and was built in 1990. The property's zip code is 98248 which is in Ferndale, WA

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