98 FERNDALE WAY ST AUGUSTINE, FL $ 419,900
98 FERNDALE WAY
$ 419,900
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98 FERNDALE WAY

ST AUGUSTINE, FL, 32092
$ 419,900
Bedrooms3 Baths2.0 Sq 1,908

Monthly Estimate*

$ 2,651

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Single Family Home for sale in ST AUGUSTINE, FL for $419,900 with 3 bedrooms and 2 full baths. This 1,908 square foot home was built in 2020 on a lot size of 0.14.

Welcome to this move-in ready 2022-built lakefront home in the highly desirable Trailmark subdivision of St. Augustine, FL! Featuring 3 bedrooms and 2 bathrooms, this beautifully upgraded home offers modern comfort, stylish finishes, peaceful lake views, and thoughtful details throughout. Step inside to high ceilings, luxury vinyl plank flooring throughout the main living areas, and neutral carpet in the bedrooms for added comfort. The open-concept layout is bright and inviting, with large clear sliding glass doors that showcase beautiful lake views from inside the home and create a seamless connection to the outdoor living spaces. The kitchen is a true standout with all-new stainless steel appliances, a gas range, gorgeous granite countertops, and a large kitchen island with bar seating—perfect for cooking, dining, entertaining, or gathering with family and friends. You’ll also love the separate cabinet and coffee bar area, complete with an outlet for all your kitchen essentials, plus a great dedicated space for an electronic calendar, small TV, or command center. A walk-in pantry provides plenty of storage and convenience. The spacious primary bedroom features a beautiful accent wall and a large bay window that perfectly frames the peaceful lake view, creating a relaxing retreat at the end of the day. The primary bathroom offers two walk-in closets, a separate linen closet, a large walk-in shower, and beautiful new fixtures for a fresh, modern feel. Additional upgrades include a tankless water heater, water softener, and a designated drop zone just inside the garage entry—ideal for jackets, shoes, books, keys, pet accessories, and everyday essentials.Outside, enjoy the best of Florida coastal living with established young Queen Palms, front and back sprinklers, a screened porch, an additional open covered porch area, and an open brick-paver patio—perfect for grilling, relaxing by a firepit, or entertaining guests. The backyard is fenced with wrought iron fencing and multiple gates, allowing you to enjoy the beautiful open lake views while helping keep your little ones and pets safely contained. The spacious 2-car garage provides plenty of room for parking and storage, while the ample driveway offers convenient additional parking for guests. Trailmark offers a multitude of impressive neighborhood amenities, all for a very low annual HOA fee! Residents enjoy an expansive resort-style pool, lap pool, Camp House, fitness center, sand volleyball, basketball and pickleball courts, playground, kayak launch, dog park, and scenic walking trails—creating the perfect blend of recreation, relaxation, and community living. With its lakefront setting, newer construction, upgraded features, outdoor living spaces, exceptional neighborhood amenities, and ideal location in Trailmark, this home is ready for you to move right in and enjoy the best of St. Augustine living.

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Single Family Active

Price

$ 419,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,042

Style

Traditional

Lot Size

0.14

Year Built

2020

Town/City

ST AUGUSTINE

County/Region

St Johns

MLS | Web ID

OM729508

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Available
Possession Close Of Escrow
Roof Shingle
Appliances Tankless Water Heater
Zoning R
HOA Fee 100
Garage Spaces 2
Patio/Porch Features Covered Front Porch Patio Rear Porch Screened
Architectural Style Traditional
Construction Materials HardiPlank Type
Pets Allowed Yes
Year Built 2020
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front
Assoc Fee Paid Per Annually
County St Johns
New Construction false
Property Type Residential
Association Amenities Clubhouse Fitness Center
Attached Garage true
Subdivision Name WHISPER CRK PH 8
Facing Direction Northwest
Garage Y/N true
Total Rooms 9
Full Baths 2
Status Active
Directions From I-95 take exit 323. travel west on International Golf Pkwy - approx 2.1 miles through SR 16 then right on Pacetti for another 2.6 miles to Trailmark. Take Trailmark Dr to Ferndale Dr. Home will be on your right.
High School Tocoi Creek High School
City ST AUGUSTINE
Association Name Kevin Lesh
Senior Community Y/N false
MLS Area 32092 - Saint Augustine
Lot Size Units Square Feet
Lot Size Square Feet 6098
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 7042
Home Warranty Y/N false
Middle/Junior High School Pacetti Bay Middle
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour https://iframe.videodelivery.net/22b89bf4b43c8ee01b43cf8341074a94
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
TaxOtherAnnualAssessmentAmount 2265
Tax Lot 729
Legal Description 92/37-45 WHISPER CREEK PHASE 8 LOT 729 OR5973/585
Water View Lake
Water Access Type Lake
Water Access Y/N true
Monthly HOA Amount 8.33
Additional Rooms Inside Utility
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Living Room/Dining Room Combo Open Floorplan Split Bedroom Walk-In Closet(s)
Flooring Carpet Luxury Vinyl
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Gas Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Permeable Paving Sidewalk
Fencing Other
Water Source Public
Lot Size Area 6098
Foundation Details Slab
Building Area Total 2885
Lot Size Acres 0.14
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Sellstate Next Generation Realty

Broker

kim@kimmorris-realtor.com

Email

Affordability Calculator

$3,238
Per Month
82%
18%
0%
Monthly Principal & Interest
$2,651
Monthly Property Taxes
$587
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Tocoi Creek High School High School High School
Pricing History
DatePricePrice ChangeDescription
7/31/2026$419,900 Listed Price

Map


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98 FERNDALE WAY, ST AUGUSTINE, FL, 32092 is a Single Family Home for sale at $419,900 with 1,908 sqft and a lot size of 0.14. 98 FERNDALE WAY has 3 bedrooms, 2.0 baths, and was built in 2020. The property's zip code is 32092 which is in ST AUGUSTINE, FL