2045 Garrard Street Covington, KY ^$ 159,000

2045 Garrard Street

^$ 159,000

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Recently Listed

2045 Garrard Street

Covington, KY, 41014

^$ 159,000

Bedrooms3 Baths2.0 Sq 2,000

Monthly Estimate*

^$ 1,004

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Multi-Family Home for sale in Covington, KY

for $159,000 with 3 bedrooms and 2 full baths. This 2,000 square foot home was built in 1889 on a lot size of 0.06.

Looking for your next investment opportunity? This fully upgraded multi-family property in the heart of Covington, KY is close to everything and offers approximately 2,000 sqft of living space with endless potential. Whether you're an investor or a buyer looking to bring your vision to life, this property is ready for it's next chapter.

Multi-Family Active

Price

^$ 159,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 0

Style

Multi Family

Lot Size

0.06

Year Built

1889

Town/City

Covington

County/Region

Kenton

MLS | Web ID

645230

Features

General

Living Area 2000

Sewer Public Sewer

Heating See Remarks

Cooling See Remarks

Utilities Natural Gas Available Sewer Available Water Available

Roof Shingle

Garage Spaces 0

Patio/Porch Features Covered Porch

Construction Materials See Remarks

Year Built 1889

Tenant Pays Electricity Gas Heat Sewer Water

Levels Two

Property Subtype Multi Family

Accessibility See Remarks

County Kenton

New Construction false

Property Type MultiFamily

Attached Garage false

Status Active

Directions Madison Ave to E 20th then turn R onto Garrard St. The property will be on the right.

High School Holmes Senior High

City Covington

Number Of Units Total 2

MLS Area K01 - Covington North

Lot Size Units Acres

Lot Size Square Feet 2500

Elementary School Sixth District Elementary

Middle/Junior High School Holmes Middle School

Property Condition Existing Structure

MLS Area Minor K01 - Covington North

Structure Type Duplex

Standard Status Active

Interior

Basement Full

Window Features Double Hung

Fireplace Y/N false

Laundry Features In Basement

Total Baths 2

Exterior

Parking Features On Street

Water Source Public

Lot Size Area 0.06

Foundation Details Block Stone

Lot Dimensions 28 X 95 IRR

Lot Size Acres 0.06

* Excluded Features

List By

Keller Williams Advisors

Broker

gkarki@kw.com

Affordability Calculator

$1,004

Per Month

Monthly Principal & Interest: $1,004
Monthly Property Taxes: --
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Covington, KY

Average List Price ^$392,208

Percent of Sale Price 147%

About Covington, KY

41,769 Population

-4% Since 2002

^$40,250 Median Income

37.49 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

0 Elementary School

0 Middle School

Holmes Senior High High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/31/2026	$159,000		Listed Price

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2045 Garrard Street, Covington, KY, 41014 is a Multi-Family Home for sale at $159,000 with 2,000 sqft and a lot size of 0.06. 2045 Garrard Street has 3 bedrooms, 2.0 baths, and was built in 1889. The property's zip code is 41014 which is in Covington, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be reproduced or redistribute. Its sole purpose is to be used for no other purpose than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 8/2/2026.

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2045 Garrard Street

Multi-Family Home for sale in Covington, KY

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