1616 Cotton Way Chattanooga, TN $ 399,900
1616 Cotton Way
$ 399,900
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1616 Cotton Way

Chattanooga, TN, 37404
$ 399,900
Bedrooms3 Baths2.1 Sq 1,794

Monthly Estimate*

$ 2,525

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Single Family Home for sale in Chattanooga, TN

for $399,900 with 3 bedrooms and 2 full baths, 1 half bath. This 1,794 square foot home was built in 2025.

Welcome to 1616 Cotton Way, a nearly new home in Chattanooga's desirable Mill Town community. Built in 2025, this thoughtfully designed home offers approximately 1,794 square feet with three bedrooms, two-and-a-half bathrooms, and a spacious upstairs bonus room that provides flexibility for a home office, media room, or additional living space. The open-concept main level features a well-appointed kitchen with generous cabinet space and a custom pantry designed for additional storage and organization. This home also comes with custom window treatments, adding a refined finishing touch throughout the interior. Upstairs, the spacious bedrooms provide comfortable retreats, including a private primary suite. The two-car, alley-loaded garage has been upgraded with a durable epoxy floor and built-in shelving, creating a clean and functional space for parking, storage, hobbies, or a home workshop. Located directly across from a beautifully landscaped community green space, this home offers a welcoming view and easy access to outdoor space. Enjoy a convenient Chattanooga location near downtown, dining, shopping, entertainment, and the ongoing redevelopment of the historic Coosa Mill. The seller is offering **$5,000 toward the buyer's closing costs with an acceptable offer**, making this an opportunity you will not want to miss!

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Single Family Active

Price

$ 399,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 3,700

Style

Contemporary

Year Built

2025

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

3314705

Features
General
Living Area 1794
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Electricity Available Water Available
Possession Negotiable
Appliances Microwave Electric Range Electric Oven ENERGY STAR Qualified Appliances Disposal Dishwasher Dryer Washer
HOA Fee 85
Garage Spaces 2
Architectural Style Contemporary
Construction Materials Other
Year Built 2025
Stories Count 2
Levels Three Or More
Property Subtype Single Family Residence
Assoc Fee Paid Per Monthly
County Hamilton County TN
New Construction N
Property Type Residential
Association Amenities Park Sidewalks
Attached Garage Y
Subdivision Name Mill Town
Garage Y/N Y
Full Baths 2
Status Active
Buyer Financing Other Conventional FHA USDA VA
Directions From I-24 West take Exit 181 toward Fourth Avenue. Follow East 23rd Street and turn right onto South Watkins Street. Continue past the historic Coosa Mill and turn right into the Mill Town community
High School Howard School Of Academics Technology
City Chattanooga
Senior Community Y/N N
Lot Size Units Acres
Elementary School East Side Elementary School
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 3700
Middle/Junior High School Orchard Knob Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Basement None
Flooring Carpet Other
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Parking Features Garage Faces Rear Driveway
Water Source Public
Total Parking 2
Building Area Total 1794
Waterfront Y/N N
Covered Spaces 2
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Internal Only
Street Number 1 1616
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* Excluded Features
List By
Crye-Leike - Cleveland

Broker

danielskeener12@gmail.com

Email

Affordability Calculator

$2,833
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,525
Monthly Property Taxes
$308
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4318815 Elementary School
4313249 Middle School
Howard School Of Academics Technology High School High School
Pricing History
DatePricePrice ChangeDescription
7/31/2026$399,900 Listed Price

Map


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1616 Cotton Way, Chattanooga, TN, 37404 is a Single Family Home for sale at $399,900 with 1,794 sqft. 1616 Cotton Way has 3 bedrooms, 2.1 baths, and was built in 2025. The property's zip code is 37404 which is in Chattanooga, TN