1616 Cotton Way Chattanooga, TN $ 399,900
1616 Cotton Way
$ 399,900
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1616 Cotton Way

Chattanooga, TN, 37404
$ 399,900
Bedrooms3 Baths2.1 Sq 1,794

Monthly Estimate*

$ 2,525

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Single Family Home for sale in Chattanooga, TN

for $399,900 with 3 bedrooms and 2 full baths, 1 half bath. This home is 1,794 square feet.

Welcome to 1616 Cotton Way, a nearly new home in Chattanooga's desirable Mill Town community. Built in 2025, this thoughtfully designed home offers approximately 1,794 square feet with three bedrooms, two-and-a-half bathrooms, and a spacious upstairs bonus room that provides flexibility for a home office, media room, or additional living space. The open-concept main level features a well-appointed kitchen with generous cabinet space and a custom pantry designed for additional storage and organization. This home also comes with custom window treatments, adding a refined finishing touch throughout the interior. Upstairs, the spacious bedrooms provide comfortable retreats, including a private primary suite. The two-car, alley-loaded garage has been upgraded with a durable epoxy floor and built-in shelving, creating a clean and functional space for parking, storage, hobbies, or a home workshop. Located directly across from a beautifully landscaped community green space, this home offers a welcoming view and easy access to outdoor space. Enjoy a convenient Chattanooga location near downtown, dining, shopping, entertainment, and the ongoing redevelopment of the historic Coosa Mill. The seller is offering **$5,000 toward the buyer's closing costs with an acceptable offer**, making this an opportunity you will not want to miss!

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Single Family Active

Price

$ 399,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 3,700

Style

Contemporary

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1539796

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available Electricity Connected Sewer Connected Water Connected Underground Utilities
Possession Close Of Escrow Negotiable
Appliances Washer/Dryer Plumbed For Ice Maker Microwave Free-Standing Electric Range Free-Standing Electric Oven ENERGY STAR Qualified Appliances Disposal Dishwasher
HOA Fee 85.0
Garage Spaces 2.0
Architectural Style Contemporary
Construction Materials HardiPlank Type
Year Built 2025
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Park Sidewalks
Assoc Fee Paid Per Monthly
County Hamilton
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name Mill Town
Garage Y/N Y
Total Rooms 9
Full Baths 2
Status Active
Directions From I-24 West take Exit 181 toward Fourth Avenue. Follow East 23rd Street and turn right onto South Watkins Street. Continue past the historic Coosa Mill and turn right into the Mill Town community
High School Howard School of Academics & Tech
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Square Feet 0.0
Carport Y/N N
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Eastside Elementary
Land Lease Y/N N
Tax Annual Amount 3700.0
Home Warranty Y/N N
Middle/Junior High School Orchard Knob Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Owner
Legal Description 156f A 001.01c002; Mill Town subdivision; Phase 1 Lot 60
Year Built Effective 2025
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Interior
Basement None
Flooring Carpet Luxury Vinyl
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Double Pane Windows Screens Window Treatments
Fireplace Y/N N
Above Grade Finished Area 1794.0
Half Baths 1
Laundry Features Laundry Room Upper Level
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Awning(s) Rain Gutters Smart Camera(s)/Recording
Fencing None
Parking Features Driveway Garage Garage Faces Rear Off Street
Water Source Public
Foundation Details Slab
Spa N
Building Area Total 1794.0
Lot Dimensions 0
Lot Size Acres 0.0
Waterfront Y/N N
Road Frontage Type City Street
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 1616
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* Excluded Features
List By
Crye-Leike, Realtors

Broker

danielskeener12@gmail.com

Email

Affordability Calculator

$2,833
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,525
Monthly Property Taxes
$308
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4507048 Elementary School
1547503 Middle School
Howard School of Academics & Tech High School High School
Pricing History
DatePricePrice ChangeDescription
7/31/2026$399,900 Listed Price

Map


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1616 Cotton Way, Chattanooga, TN, 37404 is a Single Family Home for sale at $399,900 with 1,794 sqft. 1616 Cotton Way has 3 bedrooms and 2.1 baths. The property's zip code is 37404 which is in Chattanooga, TN