1040 COTTAGE DRIVE The Villages, FL $ 1,399,900
1040 COTTAGE DRIVE
$ 1,399,900
Recently Listed Adult Community
Open House 8/13 1pm - 3pm
Share Save

1040 COTTAGE DRIVE

The Villages, FL, 32162
$ 1,399,900
Bedrooms3 Baths2.1 Sq 2,042

Monthly Estimate*

$ 8,839

1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 1
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 2
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 3
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 4
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 5
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 6
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 7
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 8
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 9
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 10
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 11
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 12
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 13
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 14
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 15
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 16
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 17
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 18
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 19
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 20
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 21
1040 COTTAGE DRIVE, The Villages, FL 32162 - Image 22
View a Virtual Tour

Single Family Home for sale in The Villages, FL

for $1,399,900 with 3 bedrooms and 2 full baths, 1 half bath. This 2,042 square foot home was built in 2004 on a lot size of 0.21.

BOND PAID, COMPLETELY REMODELED, over 2,300 sq. ft. 3/2 COTTAGE with SALT WATER, HEATED POOL and TRAVERTINE DECKING located in the LAKE SHORE COTTAGES right next door to LAKE SUMTER LANDING! The homes in this Village are known for their unique architectural features with spacious screened porches found nowhere else in The Villages. Enjoy a low maintenance exterior and beautiful curb appeal with HARDIE PLANK SIDING, METAL roof and an amazing front porch with WOOD-LOOK PORCELAIN flooring, BEADBOARD ceiling, attractive RAILING, custom ceiling fans, and that’s before you even open the LEADED GLASS front door! Once inside, you’ll find NEW high end LUXURY VINYL PLANK flooring throughout the home. All of the columns, and separate living areas were removed to create a spacious OPEN FLOOR PLAN. Large windows let in plenty of natural light, with all NEW lighting including pendant lights over the breakfast bar, and chandelier’s over the formal and casual dining areas defining each area. Some of the extras include CROWN MOLDING, & 8” baseboards throughout, ! The kitchen has GRANITE countertops and backsplash, all new high end appliances ,under cabinet lighting, closet PANTRY, a FARMHOUSE sink, and a spigot at the sink with a REVERSE OSMOSIS system. The 15’x16’ guest bedroom/den and HALF BATH was added behind the LEADED GLASS French doors, with 13’ ceilings, and sliding glass doors that open out to the BEAUTIFUL SALT WATER HEATED POOL with waterfall, beautiful TRAVERTINE decking, with wrap around PRIVACY WALL on one side and an open view of the lovely garden on the other. The primary bedroom has a WALL MOUNTED TV, PLANTATION SHUTTERS, and an all NEW EN-SUITE BATH with large WALK-IN CLOSET, NEW cabinets, GRANITE countertops, CUSTOM mirrors, fixtures, and NEW walk-in shower with 2 SHOWERHEADS. The other guest room has lovely custom valances with 2 double sliding closet doors – a full wall of closet space and a WALL MOUNTED TV! The all NEW guest bath has GRANITE countertops, NEW LIGHTED VANITY MIRROR with adjustable settings, CUSTOM shower curtain, lovely subway tile with tub/shower, and a one piece SMART AUTOMATIC TOILET. And wait until you see the spectacular 29’x10’ room that was created off the living room across the back of home that opens out to the POOL AREA. Beautiful DIAGONAL TILE flooring, floor to ceiling “hurricane” glass picture windows, beadboard ceiling, and a MINI-SPLIT system so this delightful room is comfortably under HEAT and AIR. AND step outside from this room to a NEW elevated OPEN PATIO with railing for a great view of the flower garden, spacious backyard and beyond to the WATER VIEW. Other features include a Kinetico WATER filtration and softener whole house system, EPOXY painted garage flooring, gutters around the entire home, FRESHLY PAINTED EXTERIOR, NEWER HVAC SYSTEM to accommodate newly added sq. footage, and TANKLESS WATER HEATER. There is not much in this spectacular home that is not NEW! SUCH A GREAT LOCATION! This unique neighborhood also has its own community pool – a great place to see your neighbors and make new friends. And all the shopping, dining and entertainment is found at the Market Square right around the corner. COME EXPERIENCE THIS AWESOME HOME. Don’t let this one get away!

See more

Open House

8/13/2026 1:00 PM - 3:00 PM
1040 COTTAGE DRIVE The Villages, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 1,399,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 9,793

Style

Single Family Residence

Lot Size

0.21

Year Built

2004

Town/City

The Villages

County/Region

Sumter

MLS | Web ID

G5115808

Features
General
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Utilities BB/HS Internet Available Cable Connected Electricity Connected Natural Gas Connected Sewer Connected Sprinkler Recycled Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Disposal Dryer Kitchen Reverse Osmosis System Microwave Refrigerator Tankless Water Heater Washer Water Softener
Zoning RES
Garage Spaces 1
Pool Features Gunite Heated In Ground Lighting Pool Alarm Salt Water Screen Enclosure
Construction Materials HardiPlank Type
Pets Allowed Yes
Year Built 2004
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Community Mailbox Deed Restrictions Dog Park Fitness Center Gated Community - Guard Golf Carts OK Golf Irrigation-Reclaimed Water Playground Pool Restaurant Sidewalks Special Community Restrictions Tennis Court(s)
County Sumter
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name VILLAGES OF SUMTER LAKE SHORE COTTAGES
Facing Direction North
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions From 466- S on Morse R on Lake Sumter Landing R on Lakeshore Dr. R on Fish Camp Rd. R on Cottage Dr.
City THE VILLAGES
Senior Community Y/N true
MLS Area 32162 - Lady Lake/The Villages
Lot Size Units Square Feet
Lot Size Square Feet 9212
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 9793.94
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/G5115808
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
TaxOtherAnnualAssessmentAmount 468
Tax Lot 11
Legal Description LOT 11 THE VILLAGES OF SUMTER LAKE SHORE COTTAGES PB 7 PGS 24-24D
Minimum Lease 1-7 Days
Water Access Y/N false
Water View Y/N false
Flood Zone Code X500*
In Law Suite YN false
See more
Interior
Interior Amenities Built-in Features Ceiling Fan(s) Crown Molding High Ceilings Open Floorplan Primary Bedroom Main Floor Stone Counters Tray Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Luxury Vinyl
Furnished Y/N Negotiable
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 3
See more
Exterior
Exterior Amenities Irrigation System Rain Gutters Sidewalk
Parking Features Golf Cart Parking
Water Source Public
Lot Size Area 9212
Foundation Details Slab
Building Area Total 3196
Lot Size Acres 0.21
Road Surface Type Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 1
See more
* Excluded Features
List By
janasellshomes@gmail.com

Email

Affordability Calculator

$9,655
Per Month
92%
8%
0%
Monthly Principal & Interest
$8,839
Monthly Property Taxes
$816
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/30/2026$1,399,900 Listed Price

Map


See all

1040 COTTAGE DRIVE, The Villages, FL, 32162 is a Single Family Home for sale at $1,399,900 with 2,042 sqft and a lot size of 0.21. 1040 COTTAGE DRIVE has 3 bedrooms, 2.1 baths, and was built in 2004. The property's zip code is 32162 which is in The Villages, FL